International wire instruction requirements

• Beneficiary Bank:
  • SWIFT BIC
  • Full name
  • Address
• Ultimate Beneficiary:
  • Account number (IBAN)
  • Full name (no initials)
  • Address (not PO box)
• Purpose of Payment:
  • Purpose of payment is recommended.
    • For utility payments, the client’s name, month of the utility bill, and contract number of the subscriber is required.
    • For tax payments, the FDP (payment order document generated by Tax Office system) is required.
    • For custom fee payments, the NIPT (tax identification number)is required.

• Additional Documentation:
  • For tax payments, the taxpayer must provide a declaration form to the beneficiary bank.

Central Bank: For additional information, please refer to www.bankofalbania.org

USD - United States Dollar

• Beneficiary Bank Information:
  • SWIFT BIC
  • Full name
  • Address
• Ultimate Beneficiary Information:
  • Account number
  • Full name (no initials)
  • Address (not PO box)
• Purpose of Payment:
  • Purpose of payment is recommended.
  • For invoices, the reason for the invoice must be indicated (e.g. invoice for health services).

• Additional Documentation:
  • Payment Restrictions: Any payment flows to individual beneficiaries (B2P and P2P) must be pre-approved onshore before the trade is booked.

The local market is closed on Fridays.

USD - United States Dollar

• From the Beneficiary Bank:
  • SWIFT BIC
  • Full name
  • Address
• From the Ultimate Beneficiary:
  • Account number (IBAN)
  • Full name (no initials)
  • Address (not PO box)
• Purpose of Payment:
  • Purpose of payment is recommended.

• Payments where the underlying remitter is an MSB or PSP are not supported.
• Payments to BIC NOSCAGAGXXX will not be processed as it’s no longer available.

Central Bank: For additional information, please refer to www.eccb-centralbank.org

AMD – Armenian Dram, USD - United States Dollar

Beneficiary Bank Information:

• SWIFT BIC
• Full name
• Address

Ultimate Beneficiary Information:

• Account number
• Bank Code (3 digit numeric bank code in front of beneficiary account number)
• Full name (no initials)
• Address (no PO Box)
• Full legal entity type of the beneficiary (e.g., corporate, charity).

Purpose of Payment:

• A clear purpose of payment is mandatory and consists of a full written description of the nature of the payment to be provided in the remittance information (rent, salary, office expenses, etc.). Insufficient purpose of payment may result in errors or delays.

• For payments to Central Bank of Armenia (CBRAAM22XXX), the following information is required in the description field:
  • Residency of the customer (1 for resident ; 2 for nonresident)
  • Legal status of the customer (11 for commercial organization; 12 for non-profit organization; 21 for individual; 22 for individual entrepreneur)
  • TIN 10 digits (for Legal entity or Individual Entrepreneur) or Social card (for individual)
  • Name of the customer

Central Bank: For additional information, please refer to www.cba.am/en

EUR - Euro , USD - United States Dollar

• Beneficiary Bank Information:
  • SWIFT BIC
  • Full name
  • Address
• Ultimate Beneficiary Information:
  • Account number (IBAN)
  • Full name (no initials)
  • Address (no PO Box)

Central Bank: For additional information, please refer to https://www.oenb.at/en

BSD – Bahamian Dollar, USD - United States Dollar

• Beneficiary Bank Information:
  • SWIFT BIC
  • Full name
  • Address
• Ultimate Beneficiary Information:
  • Account number
  • Bank Code (3 digit numeric bank code in front of beneficiary account number)
  • Full name (no initials)
  • Address (no PO Box)
• Purpose of Payment:
  • A purpose of payment code is mandatory.
    • Please use the ISO Standard Codes.

Central Bank: For additional information, please refer to www.centralbankbahamas.com

• Payments where the underlying remitter is an MSB or PSP are not supported.
• Payments to RBC Bahamas must include a Transit Code, contact the beneficiary for the correct transit code for their branch.

USD - United States Dollar

• Beneficiary Bank Information:
  • SWIFT BIC
  • Full name
  • Address
• Ultimate Beneficiary Information:
  • Account number (IBAN)
  • Full name (no initials)
  • Address (not PO box)
• Purpose of Payment:
  • 3-letter Purpose of Payment code is mandatory.
  • This country has a mandatory purpose of payment code.

• The local market is closed on Fridays.
• POP = Provide supporting purpose of payment code

Central Bank: For additional information, please refer to www.cbb.gov.bh

Sending a wire to Bahrain requires you to provide certain information, including the recipient's bank details, and the purpose of payment code. The purpose of payment code is an eight-digit code that indicates the reason for the transaction, such as trade in goods or services, investment, or personal remittance.

Goods, services, income, transfers receipts & payments

• GDE: Goods sold (Exports in fob value)
• GDI: Goods bought (Imports in cif value)

Transport & travel

• STS: Sea transport
• ATS: Air transport
• OTS: Other methods of transport (including postal and courier services)
• STR: Travel

Services with abroad

• GMS: Processing repair and maintenance services on goods
• SCO: Construction
• INS: Insurance services
• FIS: Financial services
• IPC: Charges for the use of intellectual property royalties
• TCS: Telecommunications services
• ITS: Computer services
• IFS: Information services
• RDS: Research and development services
• PMS: Professional and management consulting services
• TTS: Technical, trade-related and other business services
• PRS: Personal, cultural, audiovisual, and recreational services

Interest & profits with abroad

• IGD: Dividends intragroup
• IID: Interest on debt intragroup
• PIP: Profits on Islamic products
• PRR: Profits or rents on real estate
• DOE: Dividends on equity not Intragroup
• ISH: Income on investment funds shares
• ISL: Interest on securities more than a year
• ISS: Interest on securities less than a year
• IOL: Income on loans
• IOD: Income on deposits

Government

• GOS: Government goods and services embassies etc.
• GRI: Government related income taxes, tariffs, capital transfers, etc.

Personal

• CHC: Charitable contributions (charity and aid)
• FAM: Family support (workers’ remittances)
• SAL: Salary (compensation of employees)
• PPA: Purchase of real estate abroad from residents
• PPL: Purchase of real estate in Bahrain from non-residents

Assets

FDI flows- Acquisition and liquidation by residents of equity & securities abroad (above 10% share)

• CEA: Equity and Investment fund shares for the establishment of new company from residents abroad, equity of merger or acquisition of companies abroad from residents and participation to capital increase of related companies abroad
• DSF: Debt instruments Intragroup foreign securities
• REL: Reverse equity share in Bahrain
• RDL: Reverse debt instruments in Bahrain

Portfolio investment flows - Acquisition and liquidation by residents of equity & securities abroad (below 10% share)

• FSA: Equity other than investment fund shares in not related companies abroad
• FIA: Investment fund shares foreign
• DSA: Purchases and sales of foreign debt securities in not related companies-Less than a year
• DLA: Purchases and sales of foreign debt securities in not related companies-More than a year
• FDA: Financial derivatives foreign

Lending-repayments and transfers by residents of loans & deposits abroad

• DLF: Debt Instruments Intragroup loans, deposits foreign (above 10% share)
• AFA: Receipts or payments from personal residents bank account or deposits abroad
• SLA: Loans- drawings or repayments on loans extended to nonresidents- short-term
• LLA: Loans- drawings or repayments on loans extended to nonresidents- long-term
• LEA: Leasing abroad
• RFS: Repos on foreign securities
• TCR: Trade credits and advances receivable

Liabilities

FDI flows- Acquisition and liquidation by residents of equity and securities in Bahrain (above 10% share)

• CEL: Equity and investment fund shares for the establishment of new company in Bahrain from non-residents, equity of merger or acquisition of companies in Bahrain from non-residents and participation to capital increase of related companies from non residents in Bahrain
• LDS: ​​Debt instruments intragroup securities in Bahrain
• REA: Reverse equity share abroad
• RDA: Reverse debt instruments abroad

Portfolio investment flows Acquisition and liquidation by residents of equity & securities in Bahrain (below 10% share)

• FSL: Equity other than investment fund shares in not related companies in Bahrain
• FIL: Investment fund shares in Bahrain
• DSL: Purchases and sales of securities issued by residents in not related companies-less than a year
• DLL: Purchases and sales of securities issued by residents in not related companies-more than a year
• FDL: Financial derivatives in Bahrain

Lending-repayments and transfers by non-residents of loans & deposits in Bahrain

• LDL: Debt instruments Intragroup loans, deposits in Bahrain (above 10% share)
• AFL: Receipts or payments from personal nonresidents bank account in Bahrain
• SLL: Loans- drawings or repayments on foreign loans extended to residents- short-term
• LLL: Loans- drawings or repayments on foreign loans extended to residents- long-term
• LEL: Leasing in Bahrain
• RLS: Repos on securities issued by residents
• TCP: Trade credits and advances payable

USD - United States Dollar

• Beneficiary Bank Information:
  • SWIFT BIC
  • Full name
  • Address
  • MFO Bank Code 3-9 digits. (unique nine-digit code used to identify an individual bank in Belarus)
• Ultimate Beneficiary Information:
  • Account number (IBAN)
  • Full name (no initials)
  • Address
  • Tax ID required (9 digits) with prefix of “TAX ID”.
    • Example: “TAX ID XXXXXXXXX”
• Purpose of Payment:
  • A clear purpose of payment is mandatory and consists of a full written description of the nature of the payment to be provided in the remittance information (rent, salary, office expenses, etc.). Insufficient purpose of payment may result in errors or delays.

• Belarusian 'resident' beneficiary may be required to provide supporting documentation to comply with the country’s Exchange Control Regulations.
• Taxpayer code required (UNN or UNP, INN)

Central Bank: For additional information, please refer to www.nbrb.by/engl/

BRL – Brazilian Real, USD - United States Dollar

• Beneficiary Bank Information:
  • SWIFT BIC Code with branch identifier
  • Full Name
  • Full Address
• Ultimate Beneficiary Information:
  • Account Number (IBAN)
  • Full Name (no initials or abbreviations)
  • Full Address
  • Tax ID Number (CPF for individuals or CNPJ for business entities, including NGOs)
  • Telephone Number
  • Email Address
• Purpose of Payment:
  • A clear purpose of payment is mandatory and consists of a full written description of the nature of the payment to be provided in the remittance information (rent, salary, office expenses, etc.). Insufficient purpose of payment may result in errors or delays.

Wires sent in Brazilian Real are intermediated by StoneX Banco de Câmbio SA (StoneX). In order to ensure compliance with Brazilian regulations, supporting documentation will be necessary for every transaction. Additionally, depending on the specifics of the transaction, the beneficiary may need to complete the Cadastro (set up) process. In any case, StoneX will contact the beneficiary to request necessary documents and provide further instructions.

The Cadastro is required if:

• The wire amount is larger than the USD 3,000.00 equivalent OR
• The beneficiary has received or is expected to receive a total of over USD 18,000.00 (incoming from all sources) in wire transfers for the current year OR
• The beneficiary is an NGO, law office, exporter, tourism office, and/or a business related to loan and capital injection.

To complete the Cadastro, the beneficiary must follow the steps below:

1. Access https://banco.stonex.com/
2. Click on “Register Here” on the top-right.
3. Complete the Cadastro process and upload any required documents.
4. Sign the paperwork.
   1. Digital signatures are accepted (standard ICP BRAZIL).
   2. If a digital signature can not be provided, the paperwork must be signed physically and sent to StoneX Banco de Câmbio S. A — A/C: Departamento de Câmbio — Rua Joaquim Floriano, 413, 6º andar, Itaim Bibi, CEP 04534-011, São Paulo, SP.

Disclaimer: If required, we encourage that the Cadastro is completed by the beneficiary shortly after the wire is sent. If the beneficiary fails to complete the Cadastro, it may result in the wire being returned with potential losses due to fees and foreign exchange fluctuation.

• Banks that are NOT supported:
  • Ourinvest Bank
  • Maxima Bank
  • Travelex
  • Topazio Bank
  • Confidence Bank
  • BEX Bank
• Most common purposes of payment and the types of supporting documentation that will be required:
  • Expense reimbursement / Services: Invoices and agreement between parties
  • Capital Injection: RDE (Registro Declaratório Eletrônico) and Articles of Incorporation attesting the increase of capital.
  • Loans: ROF (Registro de Operações Financeiras) and Loan agreement
  • Donations: Agreement including the project details and a donation statement
  • Exports: Invoices, shipping documents and DUE (Declaração Única de Exportação)
• IOF Tax (0.38% on top of the local amount) – Tax on Financial Transactions
  • This tax applies to most FX transactions in and out of Brazil. Very specific purposes of payments are exempted, but even when the exemption applies, the StoneX legal team requests a declaration from the client attesting they are aware of how it will be declared to the local Revenue Agency.
  • When the beneficiary receives the transacted amount, the IOF tax will have been deducted from the gross amount. StoneX will facilitate the registration of the FX deal and payment of the IOF Tax directly with the authorities.
• What happens if the beneficiary has not completed the Cadastro and the beneficiary’s local bank does not accept BRL?
  • StoneX will contact the beneficiary again, explain the Cadastro process one more time, and try to convince the beneficiary to complete the Cadastro.
  • StoneX contacts and follows up with the Beneficiary weekly via phone and email.
  • If not successful within 30 days, StoneX will reverse the deal.

USD - United States Dollar

• Beneficiary Bank Information:
  • SWIFT BIC
  • Full name
  • Address
• Ultimate Beneficiary Information:
  • Account number (IBAN)
  • Full name (no initials)
  • Email address
  • Address (not PO box)
  • 9-digit RUT (Tax ID)
• Purpose of Payment:
  • 3-letter Purpose of Payment code is mandatory.

Central Bank: For additional information, please refer to www.bcentral.cl/eng.

Income

• 10000: Communication, construction, and transport services
• 10002: Computer services
• 10005: Various business, professional, fee, and technical services
• 10007: Personal, cultural, and recreational services
• 10008: Information services
• 10020: Internal credits in foreign currency for export financing
• 10024: Retirements, montepíos, family aid, inheritances, and other donations
• 10025: Other internal credits in foreign currency
• 10028: Diplomatic representations, missions, international organizations, and others representative offices
• 10040: Leasing of transportation equipment and machinery
• 10050: Income from securities agencies, stock brokers, investment banks, and other similar
• 10051: Purchases from the central bank of Chile
• 10052: Purchases from banking companies
• 10053: Purchases from legal entities authorized in accordance with chapter III of the compendium
• 10055: Purchases by currency arbitration
• 10057: Purchases or income general treasury of the republic
• 10060: Income from settlement of Income, reserves, and provisions accounts in foreign currency
• 10070: Tourism income
• 10075: Income from deposits in foreign currency constituted in Chile
• 10080: Income not contemplated in other exchange operations codes
• 10081: Income from operations of agreements with banking companies established in Chile
• 10090: Previously reported currencies
• 10096: Income from M.C.F. by remittances or deposits of documents in foreign currency
• 10100: Purchase of foreign currency pending assignment of exchange operation code during the same bank business day
• 10400: Export returns
• 10425: Income from correspondent from operations abroad
• 10450: Buyer advance
• 10460: CODELCO
• 10480: Income from brokerage and other foreign trade activities
• 10570: Commissions for foreign trade activities
• 10700: Premiums from insurance, reinsurance, and other associated income
• 10750: Compensation for/without insurance contracts
• 10822: Contributions, loans, and donations to corporations and other legal entities without fines of lucro (D.L. N° 1.183 of 1975)
• 10830: Royalties, copyright, and license for the use of trademarks and patents
• 10900: Income from operations with derivative instruments agreed with residents in the outside
• 10950: Income from operations with derivative instruments agreed in the market local with M.C.F.
• 11100: Foreign capital investment funds
• 11200: Return of capital of direct investment in rights or shares of companies or companies (accumulated participation greater than or equal to 10%)
• 11201: Return of profits from direct investment in rights or shares of companies or companies (accumulated participation greater than or equal to 10%)
• 11210: Return of portfolio investment capital in rights or shares of companies or companies resident abroad (accumulative participation less than 10%)
• 11211: Return of portfolio investment profits in rights or shares of companies or companies resident abroad (accumulative participation less than 10%)
• 11215: Return of portfolio investment capital in securities of issuers resident in Chile - ADRs, URs, fund participation quotas, etc. (stake accumulated less than 10%)
• 11216: Return of portfolio investment profits in securities of issuers resident in Chile - ADRs, URs, fund participation quotas, etc. (stake accumulated less than 10%)
• 11220: Return of investment capital abroad in bonds and promissory notes of issuers residents abroad
• 11221 Return of investment interest abroad in bonds and promissory notes of issuers residents abroad
• 11225 Return of investment capital abroad in issuers' bonds and promissory notes residents in Chile, placed abroad
• 11226 Return of investment interest abroad in issuers' bonds and promissory notes residents in Chile, placed abroad
• 11230 Return of capital of investments abroad in fixed income instruments of short term
• 11231 Return of interest on investments abroad in fixed income instruments short-term
• 11240 Amortization of credits granted abroad to related companies (accumulated participation greater than or equal to 10%)
• 11241 Interest on credits granted abroad to related companies (participation cumulative greater than or equal to 10%)
• 11242 Credit commissions granted abroad
• 11245 Amortization of loans granted abroad to unrelated companies (accumulated participation less than 10%)
• 11246 Interest on loans granted abroad to unrelated companies (accumulated participation less than 10%)
• 11250 Return of deposits made abroad
• 11251 Interest on deposits made abroad
• 11260 Return of capital from investments abroad in other financial assets
• 11261 Return of profits from investments abroad in other financial assets
• 11270 Return of capital from investments abroad in other non-financial assets
• 11271 Return of profits from foreign investments in other non-financial assets
• 11280 Return of capital of investments in foreign securities or C.D.V. (offshore stock exchange)
• 11281 Return of investment earnings in foreign securities or C.D.V. (offshore stock exchange)
• 11290 Payment of principal and/or interest of bonds issued in the local market by entities foreign (council agreement no. 1282-02-060727)
• 11400 External credits
• 11403 Income from M.C.F. for use of line of credit
• 11405 External credits associated with D.L. 600
• 11410 Bonds issued and placed abroad
• 11415 Income from the sale of external credits
• 11420 Foreign deposits
• 11450 Capital contributions to establish or increase the capital of legal persons Chilean residents
• 11460 Foreign investment in bonds and promissory notes issued by the public sector
• 11465 Foreign investment in bonds and promissory notes issued by the private sector
• 11470 Investments to acquire shares or rights of companies
• 11475 Foreign investments in real estate or personal property
• 11480 Foreign investments in short-term fixed Income instruments
• 11485 Foreign investment covered by D.L. 600
• 11490 Income for the purchase of S.A. shares or investment fund quotas
• 11495 Commissions, brokerage, custody, fees, and other income from investments of the exterior

Expenses

• 20000 Communication, construction, and transportation services
• 20002 Computer services
• 20005 Various business, professional, fee, and technical services
• 20007 Personal, cultural, and recreational services
• 20008 Information services
• 20020 Amortization of internal credits in foreign currency for the financing of exports
• 20021 Interest on internal credits in foreign currency for the financing of exports
• 20023 Contributions and quotas to international organizations
• 20024 Retirements, montepíos, family aid, inheritance, and donations
• 20025 Amortization of other internal credits in foreign currency
• 20026 Interest from other internal credits in foreign currency
• 20028 Diplomatic representations, missions, and other representation offices in the exterior
• 20040 Leasing of transportation equipment and machinery
• 20050 Disbursements from securities agencies, stock brokers, investment banks, and other similar
• 20051 Sales to the Central Bank of Chile
• 20052 Sales to banking companies
• 20053 Sales to legal entities authorized in accordance with Chapter III of the Compendium
• 20055 Sales by currency arbitration
• 20057 Sales or Disbursements General Treasury of the Republic
• 20060 Expenditures for liquidation of income accounts and for the constitution of Reserves with profits in foreign currency
• 20070 Expenditures for tourism
• 20075 Disbursements from deposits in foreign currency constituted in Chile
• 20077 Foreign currency taxes
• 20080 Expenditures not contemplated in other exchange operations codes
• 20081 Disbursements for operations of agreements with banking companies established in Chile
• 20090 Disbursements for future transfers or for direct payments abroad
• 20096 Expenditures from M.C.F. by remittances or deposits of documents in foreign currency
• 20100 Foreign currency sale pending assignment of exchange operation code during the same bank business day
• 20420 Acquisition of foreign merchandise to be processed in a private warehouse of export
• 20450 Return of buyer advance
• 20470 Commissions for foreign trade activities
• 20500 Import coverage
• 20525 Correspondent expenses for foreign operations
• 20551 Interest for import operations
• 20580 Expenditures through intermediation and other foreign trade activities
• 20700 Premiums for insurance, reinsurance, and other associated expenses
• 20750 Compensation for/without insurance contracts
• 20830 Royalties, copyright, and license for the use of trademarks and patents
• 20900 Expenditures for operations with derivative instruments agreed with residents in the outside
• 20950 Expenditures for operations with derivative instruments agreed in the market local with M.C.F.
• 21100 Re-export of foreign capital investment funds
• 21101 Profits foreign capital investment funds
• 21200 Direct investment in rights or shares of companies or companies (participation cumulative greater than or equal to 10%)
• 21210 Portfolio investment in rights or shares of resident companies or companies abroad (accumulative participation less than 10%)
• 21215 Portfolio investment in securities of issuers resident in Chile - ADRs, Urs, quotas of participation in funds, etc. (accumulated participation less than 10%)
• 21220 Investments abroad in bonds and notes of issuers resident in the exterior
• 21225 Investment abroad in bonds and promissory notes of issuers resident in Chile, placed outside
• 21230 Investments abroad in short-term fixed Income Instruments
• 21240 Credits granted abroad to related companies (greater participation or equal to 10%)
• 21245 Loans granted abroad to unrelated companies (participation accumulated less than 10%)
• 21250 Deposits made abroad
• 21260 Investments abroad in other financial assets
• 21270 Investments abroad in other non-financial assets
• 21280 Investment in foreign securities or C.D.V. (offshore stock exchange)
• 21290 Bonds issued in the local market by foreign entities (Council Agreement WOMEN 1282-02-060727)
• 21295 Commissions, custody, fees, other expenses related to investments abroad
• 21400 Amortization of external credits
• 21401 Interest on external credits
• 21402 Commissions, insurance premiums, and other expenses for external credits
• 21403 Disbursements from M.C.F. for use of line of credit
• 21405 Amortization of external credits associated with D.L. 600
• 21406 Interest on external credits associated with D.L. 600
• 21410 Amortization of bonds issued and placed abroad
• 21411 Interest on bonds issued and placed abroad
• 21415 Disbursements for the purchase of external credits
• 21420 Re-export of foreign deposits
• 21421 Interest on foreign deposits
• 21450 Re-export of capital contributions to legal persons resident in Chile
• 21451 Profits, benefits, and dividends from capital contributions to legal persons Chilean residents
• 21460 Re-export of foreign investment capital in bonds and promissory notes issued by the public sector
• 21461 Re-export of foreign investment interests in bonds and promissory notes issued by the public sector
• 21465 Re-export of foreign investment capital in bonds and promissory notes issued by the private sector
• 21466 Re-export of foreign investment interest in bonds and promissory notes issued by the private sector
• 21470 Re-export of investments to acquire shares or company rights
• 21471 Investment profits to acquire shares or rights of companies
• 21475 Re-export of capital of foreign investments in real estate and goods furniture
• 21476 Profits from foreign investments in real estate and personal property
• 21480 Re-export of foreign investment capital in fixed income instruments of short term
• 21481 Re-export of foreign investment interests/profits in security instruments short-term fixed income
• 21485 Re-export of foreign investment capital covered by D.L. 600
• 21486 Profits and dividends from foreign investment covered by D.L. 600
• 21490 Re-exportation of capital due to the sale of S.A. Shares of Funding Quotas Investment
• 21491 Profits, dividends, and other expenses from the sale of S.A. Shares or Fees of Investment Funds
• 21498 Re-export of capital for investments Ex Chapter XIX
• 21499 Earnings from investments Ex Chapter XIX

CNY – Chinese Yuan/Renminbi; USD - United States Dollar

• Beneficiary Bank Information:
  • CNAPS code.
    • CNAPS is a 12/14-digit numeric code that identifies each CNAPS member bank.
    • If not available, then include the SWIFT BIC
  • Full name
  • Address
• Ultimate Beneficiary Information:
  • Account number
  • Full name (no initials)
  • Address (not PO box)
• Purpose of Payment:
  • 3-letter Purpose of Payment code is mandatory, any transactions without Purpose of Payment will be returned automatically.

• Receipt of cross-border CNY remittance to personal accounts in China is not supported.
• Foreign currency receipts of any amount are subject to explanation on nature/purpose of payment.

Central Bank: For additional information, please refer to www.pbc.gov.cn.

China uses a system called the Cross-Border Interbank Payment System (CIPS), which requires a purpose of payment code for international wire transfers. The purpose of payment code is a three-character code that indicates the reason for the transaction, such as trade in goods or services, investment, or personal remittance.

• CAP: Capital Account
  • Capital injection
  • Capital reduction
  • Capital payment
  • Investment
  • Shareholder loan
  • Non-trade fund transfer
  • Other capital payments as approved by relevant regulatory authorities
• GDS: Goods Trade
  • Sell or purchase for goods
  • Import or export of goods
  • Procurement of goods
  • Letter of Credit or Documentary Collection related to goods trade
  • Prepayment of goods
• SRV: Service Trade
  • Public utility
  • Rent
  • Audit fee
  • Hotel and accommodation fee
  • Legal fee
  • Advertising and promotion fee
  • Copyright and license fee
  • Service contract fee
  • Design fee
  • Research and development fee
  • Registration fee
  • Medical expenses
• CAC: Current Account
  • Dividend payment
  • Profit distribution
  • Tax payment
  • Scholarships
• FTIF: Bank to Bank Funds Transfer
  • Interbank transfer
  • Foreign currency transfer
  • Other fund transfers as approved by relevant regulatory authorities

COP – Colombian Peso, USD - United States Dollar, EUR - Euro

• Beneficiary Bank Information:
  • SWIFT BIC Code with branch identifier
  • Full Name
  • Full Address
• Ultimate Beneficiary Information:
  • Account Number (IBAN)
  • Full Name (no initials or abbreviations)
  • Full Address
  • Tax ID Number (7-11 digit Cedula de Ciudadania for individuals or NIT for business entities)
  • Telephone number
  • Email Address
  • In the description field, add the Account Type (Checkings: “CACC” / Savings: “SVGS” / Electronic Deposit: “OTHR”.)
• Purpose Of Payment:
  • A clear purpose of payment is mandatory and consists of a full written description of the nature of the payment to be provided in the remittance information that does not contain spaces or non-alphanumerical characters (rent, salary, office expenses, etc.). Insufficient purpose of payment may result in errors or delays.

Wires sent in Colombian Pesos are intermediated by StoneX Financial Ltd (StoneX). Depending on the specifics of the transaction, beneficiaries may need to get in touch with their local banks or StoneX representatives to provide supporting documentation. The Formulario Cambiario (exchange form) is required for every transaction and must be provided by the beneficiary to their local bank.

For payments in an amount equivalent to less than USD 10,000.00:

1. In addition to the Formulario Cambiario, COP payments require additional documentation at the discretion of the beneficiary’s bank; hence, the beneficiary needs to contact their bank to determine if any supporting documentation is required for them to receive their funds.
2. Once the beneficiary provides the required documentation to their local bank, the bank will deposit the funds into the beneficiary’s account. A fee may be charged by the beneficiary bank depending on the beneficiary account type.

Note: For trades under USD 10,000.00, the amount of COP a beneficiary receives may vary slightly from the contracted notional; however, the beneficiary should always receive more funds than the contracted. If a beneficiary receives less than their contracted notional, StoneX will send the difference.

Eligible banks for payments under USD 10,000.00: Banco AV Villas, Banco de Bogota, Bancolombia, Banco de Occidente, Citibank, Banco Caja Social BCSC, Itaú Corpbanca Colombia, BBVA Colombia, Banco Davivienda, Banco GNB Sudameris, Banco Colpatria, Banco Santander. For payments in an amount equivalent to USD 10,000.00 and above:

1. The beneficiary will receive an email from a representative from the StoneX New York office confirming that their account information is correct.
2. Once the beneficiary responds and the details are confirmed as correct, a StoneX representative as well as a representative from the beneficiary’s correspondent bank will call the beneficiary to confirm the notional that the beneficiary is to receive, by confirming the exchange rate the beneficiary bank will apply to the USD that StoneX will ultimately send them to close out this transaction. StoneX will attempt to close the trade as soon as the beneficiary is ready for the deal to be closed. StoneX assumes all market risk from the time the transaction is initially priced to the time that the transaction can be closed out with the beneficiary bank. StoneX guarantees the beneficiary to receive the exact COP amount transacted.
3. In order to successfully obtain their funds, the beneficiary will need to fill in the Formulario Cambiario and deliver the required documentation (if required) to their local bank on the day the transaction is closed for funds to be credited. A general guideline to go by is that the beneficiary will physically have to enter one of their bank’s branches and provide original documents. Each bank has a helpline to guide beneficiaries through this process.
4. Once the beneficiary returns the required documentation to their local bank, the bank will deposit the funds into their account.

Eligible banks for payments equal to USD 10,000.00 and above: Banco de Bogota, Bancolombia, Banco de Occidente, Citibank, Itaú Corpbanca Colombia, BBVA Colombia, Banco Davivienda, Banco Santander, Banco GNB Sudameris

EUR – Euro, USD - United States Dollar

• Beneficiary Bank Information:
  • SWIFT BIC
  • Full name
  • Address
• Ultimate Beneficiary Information:
  • Account number (IBAN)
  • Full name (no initials)
  • Address

Central Bank: For additional information, please refer to https://www.banque-france.fr/en

USD - United States Dollar, EUR - Euro, INR - Indian Rupee

• Beneficiary Bank Information:
  • SWIFT BIC
  • Full name
  • Address
• Ultimate Beneficiary Information:
  • Account number (IBAN)
  • Full name (no initials)
  • Address

Central Bank: For additional information, please refer to www.bundesbank.de

HKD - Hong Kong Dollar, USD - United States Dollar, EUR - Euro, CNY - Chinese Yuan

• Beneficiary Bank Information:
  • SWIFT BIC
  • Full name
  • Address
    • Because Hong Kong does not use postal codes, you can instead enter any of the following in that field:
      • n/a
      • 999077
      • 000000
• Ultimate Beneficiary Information:
  • Account number
  • Full name (no initials)
  • Address

Monetary Authority: For additional information, please refer to www.hkma.gov.hk.

INR – Indian Rupee; USD - United States Dollar

• Remitter Information
  • Legal Entity Identifier (LEI) (for transactions over INR 500,000,000)
• Beneficiary Bank Information:
  • Indian Financial Services Code (IFSC)
    • Do not include SWIFT BIC. India does not use the SWIFT BIC network
  • Full name
  • Address, including branch postal identification number (PIN)
  • Telephone number
• Ultimate Beneficiary Information:
  • Account number
    • Account number can’t contain dashes, spaces, or any other non-standard characters.
  • Full name (no initials)
  • Telephone number
  • Address
  • Legal Entity Identifier (LEI) (for transactions over INR 500,000,000)
• Purpose of Payment:
  • Purpose of Payment code is mandatory.

All cross-border incoming remittances with purpose code as Foreign Direct Investment (P0006, P0007 & P0008) will require additional Declaration & details of the remitter/Investor which may cause a delay in processing

For cross-border INR payments into India with value INR 500,000,000 and above, both remitter & beneficiary Legal Entity Identifier (LEI) must be provided. Central Bank: For additional information, please refer to https://www.rbi.org.in/

IFSC code

The Indian Financial System Code (IFSC) is a unique 11-digit alphanumeric code used to identify a specific bank branch in India. You can find the IFSC code of a particular bank branch in India by checking the bank's website, the Reserve Bank of India's website, or third-party websites. Double-check the IFSC code with the recipient or the recipient's bank before initiating the wire transfer. It’s important to ensure that the purpose of payment code is accurate and appropriate for the transaction. Incorrect or inappropriate codes can result in delays or even rejection of the transfer.

Purpose of payment code

The Reserve Bank of India (RBI) has mandated the use of purpose codes for all cross-border transactions since 2013. Purpose codes are used to indicate the nature of the transaction being conducted and should be included in the payment details when initiating a wire transfer to or from India. The purpose code should be selected based on the nature of the transaction and should be consistent with the supporting documentation, such as invoices or contracts.

Unsupported Codes:

• Effective March 15, 2023 all cross border INR payments into India using the below three purpose codes, or quoting ‘Donation’ in its description, will not be processed until further notice.
  • P1302 Personal gifts and donations
  • P1303 Donations to religious and charitable institutions in India
  • P1304 Grants and donations to governments and charitable institutions established by the governments
• P1099: This code is not to be used as this is a very generic code. India regulators emphasize the use of the nearest purpose code applicable to the nature of the transaction.
• P1499: This code is not to be used as this is a very generic code. India regulators emphasize the use of the nearest purpose code applicable to the nature of the transaction.

Capital account

• P0001: Repatriation of Indian investment abroad in equity capital (shares)
• P0002: Repatriation of Indian investment abroad in debt securities
• P0003: Repatriation of Indian investment abroad in branches
• P0004: Repatriation of Indian investment abroad in subsidiaries and associates
• P0005: Repatriation of Indian investment abroad in real estate
• P0006: Foreign direct investment in India in equity
• P0007: Foreign direct investment in India in debt securities
• P0008: Foreign direct investment in India in real estate
• P0009: Foreign portfolio investment in India in equity shares
• P0010: Foreign portfolio investment in India in debt securities including debt funds
• P0011: Repayment of loans extended to non-residents
• P0012: Loans from non-residents to India
• P0013: Short term loans with original maturity upto one year from Non- Residents to India (Short-term Trade Credit)
• P0014: Receipts o/a non-resident deposits (FCNRB/NRERA etc.) ADs should report these even if funds are not "swapped" into rupees
• P0015: Loans & overdrafts taken by ADs on their own account. (Any amount of loan credited to the NOSTRO account which may not be swapped into rupees should also be reported)
• P0016: Purchase of a foreign currency against another currency
• P0017: Sale of intangible assets like patents, copyrights, trade marks etc. by Indian companies
• P0018: Other capital receipts not included elsewhere
• P0019: Receipts on account of Sale of non-produced non-financial assets (Sale of intangible assets like patents, copyrights, trademarks etc., use of natural resources) – Non-Government
• P0020: Receipts on account of margin payments, premium payment and settlement amount etc. under Financial derivative transactions
• P0021: Receipts on account of sale of share under Employee stock option
• P0022: Receipts on account of other investment in ADRs/GDRs
• P0024: External Assistance received by India e.g. Multilateral and bilateral loans received by Govt. of India under agreements with other govt. / international institutions.
• P0025: Repayments received on account of External Assistance extended by India
• P0028: Capital transfer receipts (Guarantee payments, Investment Grant given by the government/international organization, exceptionally large Non-life insurance claims including claims arising out of natural calamity) - Government
• P0029: Capital transfer receipts (Guarantee payments, Investment Grant given by the Non-government, exceptionally large Non-life insurance claims including claims arising out of natural calamity) – Non-Government
• P0091: Purchase from Reserve Bank of India (Currency-wise Totals)
• P0092: Purchase from other ADs in India (Currency-wise Totals)
• P0093: Purchase from Overseas banks & correspondents (Currency-wise Totals)
• P0094: debit from the vostro a/c of overseas bank or correspondents (Country-wise Totals)
• P0095: Aggregate Purchases at Branches (Currency-wise Totals)
• P0099: Other capital receipts not included elsewhere

Communication service

• P0401: Postal services
• P0402: Courier services
• P0403: Telecommunication services
• P0404: Satellite services

Computer & information services

• P0801: Hardware consultancy
• P0802: Software implementation/consultancy (other than those covered in SOFTEX form)
• P0803: Data base, data processing charges
• P0804: Repair and maintenance of computer and software
• P0805: Mews agency services
• P0806: Other information services, such as subscription to newspapers, periodicals, etc.
• P0807: Off-site Software Exports
• P0808: Telecommunication services including electronic mail services and voice mail services
• P0809: Satellite services including space shuttle and rockets, etc.

Construction service

• P0501: Receipts for cost of construction of services projects in India
• P0502: Receipts on account of construction works carried out abroad by Indian Companies

Exports (of goods)

• P0100: Exports (Totals) {N/P/D + Collection bills Realised during Fortnight + Advance received during Fortnight} (Purchases from Public against exports (Currency-wise Totals)}
• P0101: Value of export bills negotiated/purchased/discounted etc. (covered under GR/PP/SOFTEX/EC copy of shipping bills etc.)
• P0102: Realization of export bills (in respect of goods) sent on collection (full invoice value)
• P0103: Advance receipts against export contracts (export of goods only)
• P0104: Receipts against export of goods not covered by the GR/PP/SOFTEX/EC copy of shipping bill etc.
• P0101: Value of export bills negotiated/purchased/discounted etc. (covered under GR/PP/SOFTEX/EC copy of shipping bills etc.)
• P0102: Realization of export bills (in respect of goods) sent on collection (full invoice value)
• P0103: Advance receipts against export contracts (export of goods only)
• P0104: Receipts against export of goods not covered by the GR/PP/SOFTEX/EC copy of shipping bill etc.
• P0105: Export bills (in respect of goods) sent on collection
• P0106: Conversion of overdue export bills from NPD to collection mode
• P0107: Realization of NPD export bills (full value of bill to be reported)
• P0108: Goods sold under merchanting / Receipt against export leg of merchanting trade*
• P0109: Export realisation on account of exports to Nepal and Bhutan, if any

* - ‘Merchanting’ here refers to purchase/sale of goods from/to a non-resident combined with subsequent resale of the same goods to another non-resident without goods being present in the compiling economy (resident’s economy). Essentially, goods transaction would be termed as ‘merchanting’ if goods acquired do not enter the territory of the compiling (resident’s) economy and secondly, goods being acquired do not undergo any transformation before being resold or repurchased Financial services

• P0701: Financial intermediation except investment banking such as bank charges, collection charges, LC charges, cancellation of forward contracts, commission on financial leasing etc.
• P0702: Investment banking such as brokerage, underwriting commission etc.
• P0703: Auxiliary services such as charges on operation & regulatory fees, custodial services, depository services etc.

Government not included elsewhere (G.n.i.e.)

• P1201: Maintenance of foreign embassies in India
• P1203: Maintenance of international institutions such as offices of IMF mission, World Bank, UNICEF etc. in India.

Income

• P1401: Compensation of employees
• P1403: Inward remittance towards interest on loans extended to non-residents (ST/MT/LT loans)
• P1404: Inward remittance of interest on debt securities - debentures/bonds/FRNsetc
• P1405: Inward remittance towards interest receipts of ADs on their own account (on investments)
• P1406: Repatriation of profits to India
• P1407: Receipt of dividends by Indians
• P1408: Inward remittance of profit by branches of Indian FDI Enterprises (including bank branches) operating abroad.
• P1409: Inward remittance of dividends (on equity and investment fund shares) by Indian FDI Enterprises, other than branches, operating abroad
• P1410: Inward remittance on account of interest payment by Indian FDI enterprises operating abroad to their Parent company in India.
• P1411: Inward remittance of interest income on account of Portfolio Investment made abroad by India
• P1412: Inward remittance of dividends on account of Portfolio Investment made abroad by India on equity and investment fund shares

Insurance service

• P0601: Receipts of life insurance premium
• P0602: Receipts of freight insurance - relating to import & export of goods
• P0603: Receipts on account of other general insurance premium
• P0604: Receipts of reinsurance premium
• P0605: Receipts on account of auxiliary services (commission on Insurance)
• P0606 Receipts on account of settlement of claims
• P0607: Insurance claim Settlement of non-life insurance; and life insurance (only term insurance)
• P0608: Life insurance claim settlements (excluding term insurance) received by residents in India
• P0609: Standardized guarantee services
• P0610: Premium for pension funds
• P0611: Periodic pension entitlements e.g. monthly quarterly or yearly payments of pension amounts by Indian Pension Fund Companies
• P0612: Invoking of standardized guarantees

Other business services

• P1002 Trade related services - commission on exports/imports
• P1003 Operational leasing services (other than financial leasing and without operating crew) including charter hire
• P1004 Legal services
• P1005 Accounting, auditing, book keeping, and tax consulting services
• P1006 Business and management consultancy and public relations services
• P1007 Advertising, trade fair, market research, and public opinion polling services
• P1008 Research & development services
• P1009 Architectural, engineering, and other technical services
• P1010: Agricultural, mining and on-site processing services such as protection against insects & disease, increasing of harvest yields, forestry services, mining services like analysis of ores etc.
• P1011: Inward remittance for maintenance of offices in India
• P1012: Distribution services
• P1013: Environmental services
• P1019: Other services not included elsewhere
• P1014: ​​Engineering Services
• P1015: Tax consulting services
• P1016: Market research and public opinion polling service
• P1017: Publishing and printing services
• P1018: Mining services like on–site processing services analysis of ores etc.
• P1020: Wholesale and retailing trade services.
• P1021: Operational leasing services (other than financial leasing) without operating crew, including charter hire- Shipping companies
• P1022: Other Technical Services including scientific/space services.

Others

• P1501: Refunds/rebates on account of imports
• P1502 Reversal of wrong entries, refunds of amount remitted for non-imports
• P1503 Remittances (receipts) by residents under international bidding process
• P1505: Deemed Exports ( exports between SEZ, EPZs and Domestic Tariff Areas)
• P1590 Receipts below $10,000 (say Rs 5,00,000)

Maintenance and repair services n.i.e

• P1601: Receipts on account of maintenance and repair services rendered for Vessels, Ships, Boats, Warships, etc.
• P1602: Receipts of maintenance and repair services rendered for aircrafts, Space shuttles, Rockets, military aircrafts, etc.

Manufacturing services

• P1701: Receipts on account of processing of goods

Personal, cultural, & recreational services

• P1101: Audio-visual and related services -services and associated fees related to production of motion pictures, rentals, fees received by actors, directors, producers and fees for distribution rights
• P1102: Personal, cultural services such as those related to museums, libraries, archives, sporting activities, and fees for correspondence courses of Indian universities/institutes
• P1103: Radio and television production, distribution and transmission services
• P1104: Entertainment services
• P1105: Museums, library and archival services
• P1106: Recreation and sporting activity services
• P1107: Educational services (e.g. fees received for correspondence courses offered to non-resident by Indian institutions)
• P1108: Health Service (Receipts on account of services provided by Indian hospitals, doctors, nurses, paramedical and similar services etc. rendered remotely or on-site)
• P1109: Other Personal, Cultural & Recreational services

Royalties & license fees

• P0901: Franchises services - patents, copyrights, trade marks, industrial processes, franchises etc.
• P0902: Receipts for use, through licensing arrangements, of produced originals or prototypes (such as manuscripts and films)

Transfers

• P1301: Inward remittance from Indian nonresidents towards family maintenance and savings
• P1306: Receipts/refund of taxes
• P1307: Receipts on account of migrant transfers including Personal Effects

Transportation

• P0201: Receipts of surplus freight/passenger fare by Indian shipping companies operating abroad
• P0202: Purchases, on account of operating expenses of foreign shipping companies operating in India
• P0205: Purchases on account of operational leasing (with crew) - shipping companies
• P0207: Receipts of surplus freight/passenger fare by Indian airline companies operating abroad
• P0208: Receipt on account of operating expenses of foreign airline companies operating in India
• P0211: Purchases on account of operational leasing (with crew) - airline companies
• P0213: Receipts on account of other transportation services such as stevedoring, demurrage, port handling charges etc.
• P0214: Receipts on account of other transportation services (stevedoring, demurrage, port handling charges etc).(Shipping Companies)
• P0215: Receipts on account of other transportation services (stevedoring, demurrage, port handling charges etc).( Airlines companies)
• P0216: Receipts of freight fare -Shipping companies operating abroad
• P0217: Receipts of passenger fare by Indian Shipping companies operating abroad
• P0218: Other receipts by Shipping companies
• P0219: Receipts of freight fare by Indian Airlines companies operating abroad
• P0220: Receipts of passenger fare –Airlines
• P0221: Other receipts by Airlines companies
• P0222: Receipts on account of freights under other modes of transport (Internal Waterways, Roadways, Railways, Pipeline transports and Others)
• P0223: Receipts on account of passenger fare under other modes of transport (Internal Waterways, Roadways, Railways, Pipeline transports and Others)
• P0224: Postal & Courier services by Air
• P0225: Postal & Courier services by Sea
• P0226: Postal & Courier services by others

Travel

• P0301: Purchases towards travel (Includes purchases of foreign TCs, currency notes etc. over the counter, by hotels, emporiums, institutions etc. as well as amount received by TT/SWIFT transfers or debit to non-resident account)
• P0302: Business travel
• P0304: Travel for medical treatment including TCs purchased by hospitals
• P0305: Travel for education including TCs purchased by educational institutions
• P0306: Other travel receipts
• P0308: FC surrendered by returning Indian tourists

USD - United States Dollar

• Beneficiary Bank Information:
  • SWIFT BIC
  • Full name
  • Address
• Ultimate Beneficiary Information:
  • Account number
  • Full name (no initials)
    • If the beneficiary name is not an exact match, or initials are used, the payment will be returned by the beneficiary bank
  • Address
  • Telephone Number
• Purpose of Payment:
  • Purpose of Payment code is mandatory.

POP = Provide supporting purpose of payment code Central Bank: For additional information, please refer to https://www.bi.go.id/en/default.aspx.

• 1011: Export goods
• 1015: Bunkers & Stores
• 1018: Advance payment for export/import goods paid in full
• 1019: Advance payment for export/import goods paid in partial
• 1097: Trade transaction other than export-import, and bunkers & stores in Indonesia
• 1098: Trade transaction other than export-import, and bunkers & stores outside Indonesia
• 1127: Settlement account balances (netting) - related to export transactions
• 1129: Settlement account balances (netting) - not related to export transactions
• 1150: Transfer of income (worker's remittances)
• 1163: Worker's income
• 1193: Sale and purchase of non financial marketing assets
• 1194: Sale and purchase of non financial contract, lease, and licensing assets
• 1197: Sale and purchase of land
• 1198: Sale and purchase of building
• 1203: Capital investment in Indonesia
• 1204: Capital investment abroad
• 1206: Capital divestment in Indonesia
• 1207: Capital divestment abroad
• 1221: Loan provision/withdrawal with tenor up to 1 year
• 1222: Loan provision/withdrawal with tenor more than 1 year
• 1231: Loan repayment with tenor up to 1 year
• 1232: Loan repayment with tenor more than 1 year
• 1233: Financial lease
• 1245: Other type of deposit withdrawal, including current account and call money in Indonesia with tenor up to 3 months
• 1252: Offshore deposit placement including current account and call money with tenor more than 3 months
• 1255: Offshore deposit withdrawal including current account and call money with tenor up to 3 months
• 1257: Foreign exchange proceeds withdrawal from offshore account
• 1261: Foreign exchange spot transaction against rupiah
• 1262: Foreign exchange spot transaction against other foreign currency
• 1263: Foreign exchange forward transaction against rupiah
• 1264: Foreign exchange forward transaction against other foreign currency
• 1271: Derivative transaction - profit from forward or similar type of transactions
• 1272: Derivative transaction - receivable for Forward Rate Agreement (FRA)
• 1273: Derivative transaction - receivable in interest swap or currency swap transactions
• 1274: Derivative transaction - receivable for initial/repayable margin
• 1275: Derivative transaction - receivable for variation/non repayable margin
• 1276: Derivative transaction - premium receivable in option transactions
• 1277: Derivative transaction - principal receivable in first leg of currency swap transactions. Including advance payment in over the counter swaps
• 1278: Derivative transaction - principal receivable in final leg of currency swap transactions.
• 1279: Derivative transaction - premium receivable in credit default swap transactions
• 1280: Collateral deposit/refund
• 1282: Refund for transaction other than export/import and other type of goods transactions
• 1299: Refund for transaction other than export/import and other type of goods transactions
• 1311: Stocks securities transactions issued by non resident
• 1321: Bonds securities transactions issued by non resident with tenor more than 1 year
• 1322: Medium Term Notes (MTNs) securities transactions issued by non resident with tenor more than 1 year
• 1323: Other long terms securities transactions issued by non resident with tenor more than 1 year
• 1331: Treasury Bills securities transactions issued by non resident with tenor up to 1 year
• 1332: Promissory Notes (PNs/Promes) securities transactions issued by non resident with tenor up to 1 year
• 1333: Other short terms securities transactions issued by non resident with tenor up to 1 year
• 1341: Stocks securities transactions issued by resident
• 1342: Other equity securities transactions such as warrant and right issued by resident
• 1351: Government bonds issued by resident with tenor more than 1 year
• 1352: Corporate bonds issued by resident with tenor more than 1 year
• 1353: Medium Term Notes (MTNs) securities transactions issued by resident with tenor more than 1 year
• 1354: Other long terms securities transactions issued by resident with tenor more than 1 year
• 1361: Sertifikat Bank Indonesia (SBI) and Sertifikat Wadiah Bank Indonesia (SWBI) securities transactions issued by resident with tenor up to 1 year
• 1362: Surat Perbendaharaan Negara (SPN) securities transactions issued by resident with tenor up to 1 year
• 1363: Promissory Notes (PNs/Promes) securities transactions issued by resident with tenor up to 1 year
• 1364: Negotiable Certificate of Deposit (NCD) securities transactions issued by resident with tenor up to 1 year
• 1365: Other short terms securities transactions issued by resident with tenor up to 1 year
• 1366: Bank Indonesia deposit certificate securities transactions issued by resident with tenor up to 1 year
• 1371: Mutual funds (Reksadana)
• 1372: Traded mutual funds (Reksadana)
• 1375: Sale of securities transactions issued by resident with Repurchase Agreement (Repo) by the owner with tenor up to 1 year
• 1376: Sale of securities transactions issued by resident with Repurchase Agreement (Repo) by the owner with tenor more than 1 year
• 1377: Resale of securities transactions issued by resident with Repurchase Agreement (Repo) by the buyer with tenor up to 1 year
• 1378: Resale of securities transactions issued by resident with Repurchase Agreement (Repo) by the buyer with tenor more than 1 year
• 1379: Repurchase of securities transactions issued by resident with Repurchase Agreement (Repo) by the owner with tenor up to 1 year
• 1380: Repurchase of securities transactions issued by resident with Repurchase Agreement (Repo) by the owner with tenor more than 1 year
• 1381: Purchase of securities transactions issued by resident with Repurchase Agreement (Repo) with tenor up to 1 year
• 1382: Purchase of securities transactions issued by resident with Repurchase Agreement (Repo) with tenor more than 1 year
• 1383: Factoring with bank in Indonesia with tenor up to 1 year
• 1384: Factoring with bank in Indonesia with tenor more than 1 year
• 1385: Factoring with corporate in Indonesia with tenor up to 1 year
• 1386: Factoring with corporate in Indonesia with tenor more than 1 year
• 1387: Factoring with bank abroad with tenor up to 1 year
• 1388: Factoring with bank abroad with tenor more than 1 year
• 1389: Factoring with corporate abroad with tenor up to 1 year
• 1390: Factoring with corporate abroad with tenor more than 1 year
• 1391: Payment by cash provider in gold swap transactions with duration of agreement up to 1 year
• 1392: Payment by cash provider in gold swap transactions with duration of agreement up to 1 year
• 1393: Refund by the gold owner in gold swap transactions with duration of agreement up to 1 year
• 1394: Refund by the gold owner in gold swap transactions with duration of agreement more than 1 year
• 1395: Fund received by cash provider in gold swap transactions with duration of agreement up to 1 year
• 1396: Fund received by cash provider in gold swap transactions with duration of agreement up to 1 year
• 1397: Fund received by gold owner in gold swap transactions with duration of agreement up to 1 year
• 1398: Fund received by gold owner in gold swap transactions with duration of agreement more than 1 year
• 1400: Goods processing services
• 1405: Goods maintenance and repair services
• 1411: Passenger transportation services - by sea
• 1412: Passenger transportation services - by air
• 1413: Passenger transportation services - other than by sea or by air
• 1421: Export and import freight transportation services - by sea
• 1422: Export and import freight transportation services - by air
• 1423: Export and import freight transportation services - other than by sea or by air
• 1431: Freight transportation services non export and import - by sea
• 1432: Freight transportation services non export and import - by air
• 1433: Freight transportation services non export and import - other than by sea or by air
• 1441: Auxiliary transportation services - by sea
• 1442: Auxiliary transportation services - by air
• 1443: Auxiliary transportation services - other than by sea or by air
• 1450: Postal and courier
• 1461: Business travel
• 1462: Personal travel
• 1466: Health services in Indonesia
• 1467: Health services abroad
• 1468: Education/training services in Indonesia
• 1469: Education/training services abroad
• 1480: Telecommunication services
• 1490: Computer services
• 1495: Information services
• 1501: Construction services in Indonesia up to 1 year
• 1502: Construction services in Indonesia more than 1 year
• 1511: Construction services abroad up to 1 year
• 1512: Construction services abroad more than 1 year
• 1521: Direct life insurance premium
• 1522: Direct life insurance benefit
• 1523: Direct freight insurance premium
• 1524: Direct freight insurance claim
• 1525: Other direct insurance premium
• 1526: Other direct insurance claim
• 1531: Reinsurance premium
• 1532: Reinsurance claim
• 1533: Reinsurance commission
• 1541: Auxiliary insurance services
• 1546: Pension fund contribution
• 1547: Pension fund benefit
• 1550: Financial services
• 1560: Copyrights related
• 1570: Research and development
• 1580: Law, accounting, management consultation, and public relation
• 1590: Advertising, market research, and surveys
• 1600: Architecture, Engineering, and other technical related matter
• 1610: Mining, agriculture, and waste & pollution management
• 1615: Operational leasing for goods rental
• 1616: Operational leasing for transportation rental without crew
• 1630: Trade related services
• 1640: Other business related services
• 1651: Art, culture, and recreational services in Indonesia
• 1652: Art, culture, and recreational services abroad
• 1660: Government related services
• 1670: Other services
• 1701: Income from securities transactions issued by non resident for up to 1 year
• 1702: Income from securities transactions issued by non resident for more than 1 year
• 1705: Income from current account and saving account, including mudharabah saving and deposit
• 1710: Income from loan account (including financial leasing, murabahah, musyarakah, salam paralel, istishna' paralel, and ijarah)
• 1716: Income from securities transactions issued by resident for up to 1 year
• 1717: Income from securities transactions issued by resident for more than 1 year
• 1720: Income from Gold Swap
• 1725: Dividends and profits
• 1730: Fee received by the owner of the securities related to securities lending transaction
• 1731: Fee received by the owner of the securities related to gold loans or gold swaps
• 1741: Land rent services
• 1742: Office space, apartment, housing and other similar kind of services
• 1743: Land & office space, land & apartment, land & housing, and other similar kind of services
• 1751: Grant or other similar kind (in cash) not related to obligation to purchase fixed asset
• 1752: Grant or other similar kind (in cash) related to obligation to purchase fixed asset
• 1760: Sanction/penalty, and other similar kind
• 1765: Tax, retribution, restitution and other similar kind
• 1766: Income and welfare tax
• 1767: Other Tax
• 1770: Rights to use natural resources
• 1802: Export refunds
• 1803: Import refunds
• 1804: Refunds for trade transaction other than export-import, and bunkers & stores
• 1808: Working capital/Cashcall - Oil & Gas
• 1809: Working capital/Cashcall - Non Oil & Gas
• 1811: Advance payment related to non export and import goods
• 1812: Advance payment related to insurance
• 1813: Other advance payment
• 1814: Refund of ordering fee for securities transactions related to Initial Public Offering (IPO) and private placement
• 1815: Reimbursement for emergency fund
• 1821: Sale of securities transactions issued by non resident with Repurchase Agreement (Repo) by the owner with tenor up to 1 year
• 1822: Sale of securities transactions issued by non resident with Repurchase Agreement (Repo) by the owner with tenor more than 1 year
• 1823: Resale of securities transactions issued by non resident with Repurchase Agreement (Repo) by the buyer with tenor up to 1 year
• 1824: Resale of securities transactions issued by non resident with Repurchase Agreement (Repo) by the buyer with tenor more than 1 year
• 1825: Repurchase of securities transactions issued by non resident with Repurchase Agreement (Repo) by the owner with tenor up to 1 year
• 1826: Repurchase of securities transactions issued by non resident with Repurchase Agreement (Repo) by the owner with tenor more than 1 year
• 1827: Purchase of securities transactions issued by non resident with Repurchase Agreement (Repo) with tenor up to 1 year
• 1828: Purchase of securities transactions issued by non resident with Repurchase Agreement (Repo) with tenor more than 1 year
• 1901: Transaction between non resident
• 1902: Credit Card Transaction
• 1903: Bank Notes Transaction
• 1904: Traveler Cheque Transaction
• 1905: Wesel Export transaction
• 1906: Returned, cancelation of fund, Adjustment
• 1907: Status Change transaction
• 1911: Refinancing Transaction
• 1912: Refinancing payment transaction
• 1000: Default Purpose Code for amount <10k USD equivalent
• 1240: Term Deposit placement in Indonesia with tenor up to 3 months
• 1242: Deposit placement in Indonesia with tenor from 3 to 6 months
• 1243: Deposit placement in Indonesia with tenor more than 6 months
• 1244: Term Deposit withdrawal in Indonesia with tenor up to 3 months
• 1246: Deposit withdrawal in Indonesia with tenor from 3 to 6 months
• 1247: Deposit withdrawal in Indonesia with tenor more than 6 months
• 1256: Offshore deposit withdrawal including current account and call money with tenor more than 3 months
• 1291: Placement of TD DHE* at Central Bank sourced from DHE SDA* special account
• 1295: Disbursement of TD DHE* at BI sourced from DHE SDA* special account
• 1981: Placement of savings in the form of DHE* deposits with a period of 1 month
• 1982: Placement of savings in the form of DHE* deposits with a period of 3 month
• 1983: Placement of savings in the form of DHE* deposits with a period of 6 month
• 1984: Placement of savings in the form of DHE* deposits with a period of more than 6 month
• 1985: Disbursement of savings in the form of DHE* deposits
• 1986: Placement of savings between DHE* Special account, both intrabank and interbank
• 1987: Fund placement other than DHE SDA* or DHE SDA* funds from Exports with PPE Value below USD 250,000 or equivalent from DHE* Special Account
• 1988: Interest or profit sharing for DHE* Special Account
• 1921: Placement of savings in the form of banking instruments other than deposits which have a term of 1 month
• 1922: Placement of savings in the form of banking instruments other than deposits which have a term of 3 month
• 1923: Placement of savings in the form of banking instruments other than deposits which have a term of 6 month
• 1924: Placement of savings in the form of banking instruments other than deposits which have a term of more than 6 month
• 1925: Disbursement of savings in the form of banking instruments other than deposits that have a period term
• 1928: Interest or profit sharing on other banking instruments other than deposits that have a period term
• 1941: Placement of savings in the form of other liabilities TD DHE* with a period of 1 month
• 1942: Placement of savings in the form of other liabilities TD DHE* with a period of 3 month
• 1943: Placement of savings in the form of other liabilities TD DHE* with a period of 6 month
• 1944: Placement of savings in the form of other liabilities TD DHE* with a period of more than 6 month
• 1945: Disbursement of savings in the form of other liabilities TD DHE*
• 1948: Interest or profit sharing on other liabilities TD DHE*
• 1990: Fulfillment obligation for lack of placement

ILS – Israeli Shekel, USD - United States Dollar

• Beneficiary Bank Information:
  • SWIFT BIC
  • Full name
  • Address
• Ultimate Beneficiary Information:
  • Account number (IBAN)
  • Full name (no initials)
  • Address
• Purpose of Payment:
  • Purpose of Payment is recommended

Central Bank: For additional information, please refer to https://www.boi.org.il/en/

JPY- Japanese Yen; USD - United States Dollar

• Beneficiary Bank Information:
  • SWIFT BIC
  • Full name
  • Address
• Ultimate Beneficiary Information:
  • Account number
  • Full name (no initials)
  • Address
  • Telephone number
• Purpose of Payment:
  • Purpose of Payment code is mandatory.
    • Please use the ISO Standard Codes.

Central Bank: For additional information, please refer to www.boj.or.jp/en

USD - United States Dollar

• Beneficiary Bank Information:
  • SWIFT BIC
  • Full name
  • Address
• Ultimate Beneficiary Information:
  • Account number (IBAN)
  • Full name (no initials)
  • Address
• Purpose of Payment:
  • A 4-digit payment code and a description of the purpose of payment is mandatory (rent, salary, medical Jordan expenses, office expenses, etc.) for crosscurrency payments.

Local market is closed on Fridays. Central Bank: For additional information, please refer to http://www.cbj.gov.jo/

Personal

• 0106: Family assistance and expenses
• 0107: Individual social security subscription
• 0108: Associations subscriptions
• 0109: Saving and funding account
• 0110: Heritance
• 0111: End of service indemnity

Salaries and wages

• 0204: Jordanian diplomatic staff salaries
• 0205: Foreign diplomatic salaries
• 0206: Overseas incoming salaries
• 0207: Civil / military retirement salaries
• 0208: Social security retirement salaries
• 0209: Establishment social security subscription

Investment remittances

• 0301: Investment revenues
• 0302: Brokerage investment
• 0303: Insurance
• 0304: Subscriptions to international non-monetary organizations
• 0305: Local investment
• 0306: External investment
• 0307: Tender bond guarantee

Transportation and tourism

• 0401: Air freight
• 0402: Land freight
• 0403: Sea freight
• 0404: Travel and tourism
• 0501: Governmental delegation transfers
• 0502: Private sector delegation transfers
• 0503: Governmental education
• 0504: Private sector education

Import and export

• 0601: Public sector exportation
• 0602: Private sector exportation
• 0603: Public sector importation
• 0604: Private sector importation

External aid

• 0701: Religious communities aid
• 0702: International communities aid
• 0703: Arab communities aid
• 0704: UN aid
• 0705: Charity communities aid

Services

• 0801: Telecommunication services
• 0802: Financial services
• 0803: Information technology services
• 0804: Consulting services
• 0805: Construction services
• 0806: Maintenance & assembling services
• 0807: Marketing and media services
• 0808: Mining services
• 0809: Medical & health services
• 0810: Cultural, educational, & entertainment services
• 0811: Rental expenses
• 0812: Real estate
• 0813: Taxes
• 0814: Fees
• 0815: Commissions
• 0816: Franchise and license fees
• 0817: Check collection
• 0818: Membership fees

Funding

• 0901: Municipality funds
• 0902: Government funds
• 0903: Private sector funds
• 0904: External incoming funds

Diplomacy

• 1001: International communities and embassies remittances
• 1002: Permanent diplomatic missions
• 1003: Temporary diplomatic missions
• 1004: Jordan

Loans

• 1101: Long-term loans installments / public sector
• 1102: Long-term loans interest installments / public sector
• 1103: Short-term loans installments / public sector
• 1104: Short-term loans interest installments / public sector
• 1105: Long-term loans installments / private sector
• 1106: Long-term loans interest installments / public sector
• 1107: Short-term loans installments / private sector
• 1108: Short-term loans interest installments / private sector
• 1109: Loans installments against governmental guarantee
• 1110: Loans interest installments against governmental guarantee
• 1111: Credit card payment
• 1112: Personal loan payment

General

• 1201: Rerouting
• 1202: Scientific research support

USD - United States Dollar

• Beneficiary Bank Information:
  • SWIFT BIC
  • Full name
  • Address
• Ultimate Beneficiary Information:
  • Account number (IBAN)
  • Full name (no initials)
  • Address
• Purpose of Payment:
  • Purpose of Payment code is mandatory.

Central Bank: For additional information, please refer to o www.nationalbank.kz.

In order to initiate an outbound wire to a vendor in Kazakhstan, you’ll need to create an EKNP code in addition to the standard steps required to transfer an international wire. An EKNP code is a unique code that must be included in the wire transfer to Kazakhstan. It's composed of the following elements:

• KOD: This will always be 27 for non-resident senders.
• KBE: This is the beneficiary's KBE code.
• Currency code: This will be USD, unless sending a local currency wire. In this case, it will be KZT.
• KNP code: This is the KNP code for the type of transaction you're making.

To create the EKNP code, follow this format: EKNP XXYYKZTZZZ

• XX = KOD: This will always be 27 for non-resident senders.
• YY = KBE: This is the beneficiary's KBE code.
• USD = currency code. If sending USD, use USD as the currency code.
• ZZZ = KNP: This is the KNP code for the type of transaction you're making.

For example, if you're sending a wire transfer to a non-resident bank for payment of goods in USD (KNP code 710), the EKNP code would be: EKNP 2714USD710. It’s important to ensure that the purpose of payment code is accurate and appropriate for the transaction. Incorrect or inappropriate codes can result in delays or even rejection of the transfer. The following chart summarizes the EKNP code format with the information you'll need to provide:

KBE code guide

For accuracy, please consult with the beneficiary to obtain this code.

KNP guide

Frequently used KNP codes

• 213: Transfer of KZT for foreign currency purchase
• 223: Transfer of foreign currency for KZT purchase
• 290: FX penalties
• 312: MM deal open (interbank lending/borrowing)
• 322: MM deal close (take-up)
• 411: Short-term loan disbursement
• 413: Long-term (more than 1 year) loan disbursement
• 421: Short-term loan repayment
• 423: Long-term loan repayment
• 710: Payment for goods
• 841: Payment for financial services
• 859: Payment for services

If the KNP codes do not encompass your purpose of payment, please refer to this chart of additional codes.

• 002: Commission to “Integrated Pension Savings Fund” JSC, voluntary pension savings fund from the sum of pension assets’, “State Social Insurance Fund” JSC from the sum of assets thereof
• 003: Transfer to investment account
• 004: Transfer to pension payments account
• 005: “Integrated Pension Savings Fund” JSC’s returning the mischarged penalty sums under mandatory employee pension contributions
• 006: Commission to “Integrated Pension Savings Fund” JSC’ pension assets trustee
• 007: Commission to “Integrated Pension Savings Fund” JSC, voluntary pension savings fund from the investment income
• 008: “Integrated Pension Savings Fund” JSC’s returning the mischarged sums under mandatory employee pension contributions
• 009: Penalty for untimely remittance of mandatory employee pension contributions
• 010: Mandatory pension contributions
• 011: Pension payments from “Integrated Pension Savings Fund” JSC or voluntary pension savings fund, exclusive of pension payments under payment purpose code 014
• 012: Social Security contributions
• 013: Voluntary pension contributions
• 014: Pension payments from the joint stock company "Unified accumulative pension fund" due to obligatory pension contributions of the employer
• 015: Mandatory employee pension contributions
• 016: Bank’s returning the financed proceeds of pensions and base pension payments
• 017: Penalty for late transfer of social contributions
• 018: Investment income, including: investment income received from the investment activity of the joint-stock company "The State Social Insurance Fund"
• 019: Penalty for untimely remittance of mandatory pension contributions
• 020: Withholding the sums from pensions and benefits, refunding the sums of withholdings from pensions and benefits
• 021: Return by a non-commercial joint-stock company "State Corporation" Government for Citizens "of erroneously credited payments
• 022: State lump-sum maternity allowances
• 023: Refunding the state lump-sum maternity allowances
• 024: Transfer of pension savings formed from voluntary pension contributions between Joint Stock Company "Unified Accumulative Pension Fund" and voluntary accumulative pension funds or between voluntary funded pension funds
• 025: Refunding fifty per cent of the sum of mandatory pension contributions remitted from budget funds before January 1, 2016 in a benefit for military men (exclusive of army conscripts), staffs of special governmental and law-enforcement agencies, state courier service, as well as the persons whose rights to have special ranks, class ranks, and wear uniform were eliminated since January 1, 2012
• 026: Return by the joint-stock company "The State Social Insurance Fund" unnecessarily (erroneously) paid social contributions
• 027: Social payment in case of disability from the funds of the joint stock company "The State Social Insurance Fund"
• 028: Return of the sums of social payments in case of disability
• 029: Transfers from local budgets
• 032: “Integrated Pension Savings Fund” JSC’s and voluntary pension savings fund’s refunding the erroneously credited amounts of mandatory pension contributions and voluntary pension payments
• 033: Pensions
• 034: Basic disability allowances
• 035: Refunding basic disability allowances
• 036: Basic social allowances for loss of breadwinner
• 037: Refunding the basic social allowances for loss of breadwinner
• 038: Basic social old-age allowances
• 039: Refunding basic social allowances for loss of breadwinner
• 040: Benefits for burial of pensioners, participants, and invalids of the Great Patriotic War, lump sum payments for the burial of recipients of pension payments by age, recipients of payments from the joint stock company "United accumulative pension fund" and other persons who have pension savings in the joint stock company "Unified accumulative pension fund"
• 041: Return of the allowance for burial of pensioners, participants, and invalids of the Great Patriotic War, a one-time payment for the burial of recipients of pension payments by age, recipients of payments from the joint stock company "United accumulative pension fund" and other persons who have pension savings in the joint stock company "Unified accumulative pension fund"
• 042: Allowances for burial of recipients of state social allowances and state special allowances who had worked in underground and opencast mining, or in extra-harmful working environment
• 043: Refunding the allowances for burial of recipients of state social allowances and state special allowances who had worked in underground and opencast mining, or in extra-harmful working environment
• 044: Payment of state special allowances
• 045: Refund of state special allowances
• 046: Social allowance for loss of breadwinner from the funds of “State Social Insurance Fund” JSC
• 047: Refunding the amounts of social allowances for loss of breadwinner
• 048: Social allowance for loss of job from the funds of “State Social Insurance Fund” JSC
• 049: Refund of amounts of social allowances for loss of job

Special state benefits

• 051: To the Great Patriotic War veterans
• 052: To the disabled veterans of Great Patriotic War
• 053: To persons equated with veterans of Great Patriotic War
• 054: To persons equated with the disabled veterans of Great Patriotic War
• 055: To widows of warriors who died in Great Patriotic War
• 056: To families of the dead military men and law-enforcement servicemen
• 057: To wives/husbands of the dead veterans and disabled veterans
• 058: To persons awarded orders and medals for selfless labor and honorable service on home front during Great Patriotic War
• 059: Allowances to mother/father, adoptive parent, foster parent bringing up a disabled child

Refund of special state benefits

• 061: As per veterans of Great Patriotic War
• 062: As per the disabled veterans of Great Patriotic War
• 063: As per persons equated with veterans of Great Patriotic War
• 064: As per persons equated with the disabled veterans of Great Patriotic War
• 065: As per widows of warriors who died in Great Patriotic War
• 066: As per families of the dead military men and law-enforcement servicemen
• 067: As per wives/husbands of the dead veterans and disabled veterans
• 068: As per persons awarded orders and medals for selfless labor and honorable service on home front during Great Patriotic War
• 069: Refund of allowance to mother/father, adoptive parent, foster parent bringing up a disabled child

Special state benefits to other categories of citizens

• 071: The first and second group disabled
• 072: The third group disabled
• 073: The disabled children under 16 years of age
• 074: Mothers of many children
• 075: The rehabilitated citizens
• 076: Persons to whom pensions for meritorious service to the Republic of Kazakhstan were assigned
• 077: Miscellaneous
• 078: “Integrated Pension Savings Fund” JSC’s and voluntary pension savings fund’s refunding the amounts of transfers of pension savings formed through voluntary pension contributions

Refund of special state benefits to other categories of citizens

• 081: As per the first and second group disabled
• 082: As per the third group disabled
• 083: As per the disabled children under 16 years of age
• 084: As per mothers of many children
• 085: As per the rehabilitated citizens
• 086: As per persons to whom pensions for meritorious service to the Republic of Kazakhstan were assigned
• 087: As per miscellaneous
• 088: Satisfaction of the integrated pension savings fund’s accounts payable as to pension savings
• 089: Employer’s mandatory pension contributions
• 090: “Integrated Pension Savings Fund” JSC’s and voluntary pension savings fund’s refunding the erroneously credited amounts of employer’s mandatory pension contributions
• 091: State allowances for the care of a child up to one year, social payments in case of loss of income in connection with the care of a child after reaching the age of one year from the means of the joint stock company "The State Social Insurance Fund"
• 092: Return of state childcare benefits for children up to one year, social benefits in case of loss of income in connection with the care of a child after reaching the age of one year from the means of the joint stock company "The State Social Insurance Fund"
• 093: “Integrated Pension Savings Fund” JSC’s refunding the amounts of penalty for untimely remittance of employer’s mandatory pension contributions
• 094: Return by the joint-stock company "The State Social Insurance Fund" of erroneously credited sums of penalty for untimely transfer of social contributions
• 095: “Integrated Pension Savings Fund” JSC’s refunding the erroneously credited amounts of penalty for untimely remittance of mandatory pension contributions
• 096: Social payment for loss of income in connection with pregnancy and childbirth, adoption of a newborn child (children) from the funds of the joint stock company "The State Social Insurance Fund"
• 097: The return of social payments to cases of loss of income due to pregnancy and childbirth, the adoption of a newborn child (children) from the funds of the joint stock company "The State Social Insurance Fund"
• 098: Penalty for untimely remittance of employer’s mandatory pension con to “Integrated Pension Savings Fund” JSC
• 099: Miscellaneous payments as per Section 0, including: lump-sum financial compensation to citizens – victims of nuclear tests at Semipalatinsk test site, lump-sum payments to oralmans, monthly payments to ex-employees of legal entities liquidated because of bankruptcy and acknowledged liable for damage incurred to employees’ lives and health, assignments of the governmental targeted social aid, assignments of the housing aid, and other payments/allowances non-provisioned in this section

Non-repayable transfers

• 111: Transfers of money for treatment including: non-repayable financial/material/sponsor support for payment for treatment and money transfers from individuals (including without opening bank account) for beneficiary to subsequently use the money to pay for treatment in cases where beneficiary is not the provider of health services
• 112: Transfers of money for education, including: non-repayable financial/material/sponsor support for payment for training and money transfers from individuals (including without opening bank account) for beneficiary to subsequently use the money to pay for education in cases where beneficiary is not the provider of education services
• 119: Other gratuitous money transfers, including: non-repayable financial/material/sponsor support for other purposes (exclusive of payment for treatment and education), money transfers from individuals (including without opening bank account) for beneficiary to subsequently use the money for other purposes (exclusive of payment for treatment and education), indemnification, including under court decision, grants (including those won in bidding), forfeit/fines/penalties for failure to fulfil obligations under letter of credit, guarantee or loan agreement, any other agreement or contract (exclusive of fines and penalties to budget), and diverse non-repayable transfers: charity, gifts, alimony, lottery tickets and prizes
• 120: Membership fees, including: membership fee, which does not provide for participation in the capital of the organization, but ensures the provision by the organization of any services, contribution to the joint-stock company "Kazakhstan Deposit Guarantee Fund," fee for participation in trades in foreign currencies, on securities on the stock exchange, and trade-union fees withheld from the wages of employees
• 121: Deductions for compulsory social health insurance
• 122: Contributions to compulsory social health insurance
• 123: Penalty for late transfer of deductions for compulsory social health insurance
• 124: Penalty for late transfer of contributions to compulsory social health insurance
• 125: Return by the Health Insurance Fund of erroneously credited amounts for deductions for compulsory social health insurance
• 126: Return by the Health Insurance Fund of erroneously credited amounts for contributions to compulsory social health insurance
• 127: Return by the Health Insurance Fund of mistakenly credited sums of fines on deductions for compulsory social health insurance
• 128: Return by the Health Insurance Fund of erroneously credited amounts of fines on contributions to compulsory social health insurance

Financing the branches and representative offices and refunding the proceeds by branches and representative offices

• 131: Parent organization’s funding its branches and representative offices, including for all types of purchases
• 132: Money transfers (refund) by branches and representative offices of the parent organization
• 140: Operations on travel checks, including: resident bank’s selling to its customers the travel checks that have come to bank on consignment terms (customer buying a travel check that has come to bank on consignment terms), resident bank’s transferring to issuer the amount of money for the sold travel checks, resident bank’s payment to travel checks issuer the amount of travel checks acquired by the bank for subsequently selling to customers, resident bank’s selling to its customers the travel checks that have come to bank on an advance-payment basis (customer buying a travel check that has come to bank on an advance-payment basis), resident bank’s payment to customer the amount of money for travel check in bank’s cash department, travel checks issuer’s transferring to resident bank the amount of refund for the sold travel checks, operations with sub-agents on travel checks under advance-payment agreement, and operations with sub-agents on travel checks under consignment agreement
• 150: Transit transfers based on banks’ correspondent accounts, including: Intermediary bank’s transferring money from one bank to another based on correspondent accounts
• 160: Settlements on net positions, including: transferring money to accounting authority after the settlement of operations performed using payment cards, transfers of money between banks after the settlement of operations performed using payment cards, and remittance of net positions amount after the clearing of counter payments between banks.

Participation in conference, auction, tender

• 171: Security deposits, including: deposit for participating in conference, auction, tender and bidders’ remitting to contracting authority the money as a security for bids and for fulfillment of contract, including public procurement contract.
• 172: Refund of guarantee deposit, including: refunding the deposit for participating in conference, auction, tender and refunding the amount of security for bid and for fulfillment of contract, including public procurement contract.

Documentary operations

• 181: Operation on letter of credit, including: transferring the money (amount of coverage) from customer-importer’s account to account of coverage of settlements on letter of credit, customer’s repayment of the account: “Debtors for documentary operations” from the bank account (compensation of payment under letter of credit), andn resident bank’s crediting the money to the customer-exporter’s account.
• 182: Operations under the guarantee, including: debtor’s bank/debtor’s remitting the money to guarantor bank in the latter’s fulfilling the guarantee obligations before customer, writing the coverage amount off the debtor customer to the guarantee coverage account, and customer’s repayment of the account: “Debtors for documentary operations” from the bank account (compensation of payment under guarantee).
• 190: Other transfers in section 1, including: payments that were not taken into account earlier, including refund of money on payment documents executed in violation of the requirements of the legislation of the Republic of Kazakhstan, on payments of Section 1, the return of the erroneously written off amount for the payments of Section 1, return the amount from the account to clarification in the case where the purpose of the payment is not identified, and transfers for collection of debts on the basis of collection orders in the event that in the executive document attached to the collection order there is no information allowing to determine the purpose (purpose) of payment

Purchase

• 211: Foreign currency purchase for KZT at stock exchange, including: operations of netting the buying/selling foreign currency at stock exchange
• 212: Purchase of monetary gold
• 213: Foreign currency purchase for KZT over the counter, including: disbursement of cash KZT for non-cash foreign currency, bank’s crediting KZT to customer’s account in payment for foreign currency, and operations of netting the buying/selling foreign currency over the counter
• 219: Purchase of other precious metals, including: purchase of fine gold and other precious metals and operations of netting the precious metals

Sale

• 221: Foreign currency sale for KZT at stock exchange
• 222: Sale of monetary gold
• 223: Foreign currency sale for KZT over the counter, including: issuance of cash foreign currency for non-cash tenge and selling by the client from his bank account of non-cash foreign currency to the bank for tenge
• 229: Sale of other precious metals, including sale of fine gold and other precious metals
• 230: Foreign currencies conversion, including: buying/selling one foreign currency for another foreign currency and operations of netting the buying/selling one foreign currency for another foreign currency
• 290: Other payments as per section 2, including: payments non-accounted for previously, including the refund of money under payment documents formalized with violation of requirements of laws of the Republic of Kazakhstan, on payments in section 2, refund of erroneously written off amount on payments in section 2, and operations relating to placement, repayment and accrual of interest as per metal accounts in refined precious metals

Placement of deposits

• 311: Placement of demand deposits (established based on bank deposit contract)
• 312: Placement of short-term deposits (no more than one year)
• 314: Placement of long-term deposits (more than one year)
• 315: Banks crediting to customer’s account the accrued interest on the demand deposit
• 316: Banks crediting to customer’s account the accrued interest on the short-term deposit
• 317: Banks crediting to customer’s account the accrued interest on the long-term deposit
• 318: Banks crediting to customer’s account the accrued interest on the conditional deposit
• 319: Placement of conditional deposits

Withdrawal from deposit

• 321: Withdrawals from demand deposits (opened on the basis of a bank deposit agreement)
• 322: Withdrawal from a short-term deposit (no more than one year), including: payoff of the full amount and partly withdrawal and payoff of the overdue indebtedness on short-term deposit
• 324: Withdrawal from long-term deposit (more than one year), payoff of the full amount and partly withdrawal and, payoff of the overdue indebtedness on long-term deposit
• 329: Withdrawal of money from conditional deposit
• 330: Placement of money for current or correspondent accounts
• 331: Contribution of cash to current or correspondent accounts
• 332: Legal entity’s remitting to bank the payroll, disbursal for annual leave for subsequent crediting to bank accounts of this legal entity’s employees
• 333: The bank accrues to the client's bank account the accrued interest on the current or correspondent account
• 334: Bank’s crediting to customer’s account the non-cash money in payment for cash currency, including: non-cash foreign currency (including with commission taken into account) in payment for cash foreign currency, and non-cash KZT (including with commission taken into account) in payment for cash KZT

Withdrawal from Current or Correspondent Accounts

• 341: Withdrawal of cash from current or correspondent accounts, including in bank’s branch from current account opened in parent bank
• 342: Customer’s transferring money from its one current account opened in the bank to its another current account opened in this bank
• 343: Customer’s transferring money from its current account in one bank to its current account in another bank
• 344: Disbursement (sale) of cash money for non-cash currency, including: cash KZT for non-cash KZT and cash foreign currency for non-cash foreign currency
• 345: Withdrawal by the customer of cash from the current or correspondent account of the amount of the loan issued
• 346: Bank’s disbursement of money under check
• 350: Bank’s transferring its own proceeds from its correspondent account in one bank to its correspondent account in another bank
• 360: Money in trust management
• 361: Transfer of money to trust management
• 362: Refund of money transferred to trust management
• 390: Other payments on section 3, including: payments on deposits non-accounted for previously, including the refund of proceeds under payment documents formalized with violation of requirements of laws of the Republic of Kazakhstan, on payments in section 3 and, refund of erroneously written off amount on payments in section 3.

Granting loans

• 411: Issuance of short-term loans (no more than one year), including providing overdraft, overnight
• 413: Issuance of long-term loans (more than one year), including granting long-term loans (longer than 1 year)
• 419: Granting other loans (perpetual loans and other loans), including: provision of perpetual loans, perpetual repayable financial assistance
• 420: Repayment of loans, including repayment (including early repayment) of principal and accrued interest and repayment of arrears: principal and remuneration; return of temporary financial assistance
• 421: Repayment of short-term loans (no more than one year), including repayment of overdraft, overnight
• 423: Repayment of long-term loans (more than one year)
• 424: Financial leasing
• 429: Other loans, including repayment of perpetual loan/refund of perpetual temporary financial aid
• 430: Compensation of costs previously paid by legal entity or individual; repayment of its account receivables
• 490: Other payments in section 4, including: payments on loans non-accounted for previously, including the refund of proceeds under payment documents formalized with violation of requirements of laws of the Republic of Kazakhstan, on payments in section 4, refund of erroneously written off amount on payments in section 4, and refund of proceeds over-remitted for repayment of loan
• 510: Purchase/redemption of shares and documents confirming equity holding, including: refund of value of stocks issued by non-residents in decreasing the size of equity, buybacks of stocks issued by non-residents, contribution non-resident legal entity’s equity, refund of non-resident legal entity’s contribution in decreasing the size of equity, and non-resident legal entity’s buyback of share in equity
• 520: Purchase of government securities
• 521: Purchase of government securities with maturities of not more than one year
• 522: Purchase of government securities with maturities of more than one year
• 529: Purchase of other government securities

Repayment of government securities

• 531: Repayment of government securities with maturities of not more than one year
• 532: Purchase of other government securities
• 539: Repayment of other government securities

Purchase of non-government securities, exchange bills and certificates of deposit

• 541: Purchase of bills of exchange with maturities of not more than one year
• 542: Purchase of bills of exchange with maturities of more than one year
• 543: Purchase of certificates of deposit with maturities of not more than one year
• 544: Purchase of certificates of deposit with maturities of more than one year
• 545: Purchase of bonds
• 548: Purchase of other non-government securities with maturities of not more than one year
• 549: Purchase of other non-government securities with maturities of more than one year

Repayment of non-government securities, exchange bills and certificates of deposit

• 551: Repayment of promissory notes with maturities of not more than one year
• 552: Repayment of promissory notes with maturities of more than one year
• 553: Repayment of certificates of deposit with maturities of not more than one year
• 554: Repayment of certificates of deposit with maturities of more than one year
• 555: Repayment of bonds
• 558: Repayment of other non-government securities with maturities of not more than one year
• 559: Repayment of other non-government securities with maturities of not more than one year

Costs on equity investments and securities

• 561: Distributed net income and dividends, Including payment of dividends for shares issued by non-residents, and also payment of part of profit to founders of non-resident legal entity that is not a joint-stock company
• 562: Commissions on government securities (interest-bearing ones)
• 563: Commissions on non-government securities, exchange bills and certificates of deposit
• 570: Opening the direct REPO transactions with securities
• 580: Closing the direct REPO transactions with securities
• 590: Other payments under section 5, Including payments on securities that have not been accounted for earlier, including repayment of funds on payment documents executed in violation of the requirements of the legislation of the Republic of Kazakhstan, on payments of section 5 and the return of the erroneously written-off amount for the payments of section 5.
• 610: Purchase/redemption of shares and documents confirming equity holding, including refund of value of stocks issued by non-residents in decreasing the size of equity, buybacks of stocks issued by residents, contribution to resident legal entity’s equity, refund of resident legal entity’s contribution in decreasing the size of equity, and resident legal entity’s buyback of share in equity.

Participation in conference, auction, tender

• 621: The purchase of government securities with maturities of not more than one year, including purchase of short-term treasury obligations of Ministry of Finance of the Republic of Kazakhstan with the circulation term of no longer than 1 year and purchase of short-term notes of the National Bank of the Republic of Kazakhstan.
• 623: Purchase of government securities with maturities of more than one year, including purchase of mid-term treasury obligations of Ministry of Finance of the Republic of Kazakhstan with the circulation terms of 1 to 5 years; purchase of mid-term index-tied treasury obligations of Ministry of Finance of the Republic of Kazakhstan with the circulation terms of 1 to 5 years; purchase of long-term treasury obligations with the circulation terms of longer than 5 years; purchase of long-term index-tied treasury obligations with the circulation terms of longer than 5 years; purchase of long-term saving treasury obligations with the circulation terms of longer than 5 years; purchase of special mid-term treasury obligations with the circulation terms of two and three years; payments for euro-notes of Ministry of Finance of the Republic of Kazakhstan; payments for coupons under euro-notes of the Ministry of Finance of the Republic of Kazakhstan.
• 629: Purchase of other government securities

Redemption of government securities

• 631: Repayment of government securities with maturities of not more than one year, including repayment of short-term treasury obligations of the Ministry of Finance of the Republic of Kazakhstan with a maturity of not more than one year and repayment of long-term notes of the National Bank of the Republic of Kazakhstan
• 633: Repayment of government securities with maturities of more than one year, including: repayment of mid-term treasury obligations of Ministry of Finance of the Republic of Kazakhstan with the circulation term of 1 to 5 years; repayment of mid-term index-tied treasury obligations of Ministry of Finance of the Republic of Kazakhstan with the circulation term of 1 to 5 years; repayment of long-term treasury obligations with the circulation terms of longer than 5 years; repayment of long-term index-tied treasury obligations with the circulation terms of longer than 5 years; repayment of long-term saving treasury obligations with the circulation terms of longer than 5 years; repayment of special mid-term treasury obligations with circulation terms of 2 and 3 years
• 639: Repayment of other government securities
• 640: Purchase of non-government securities and exchange bills, including the recording offices’ accepting the exchange bills under endorsement prior to maturity with payment of bill amount to bearer of a bill (bill discounting)
• 641: Purchase of bills of exchange with maturities of not more than one year
• 642: Purchase of bills of exchange with maturities of more than one year
• 645: Purchase of bonds
• 647: Purchase of other debt securities with maturities of not more than one year
• 648: Purchase of other debt securities with maturities of more than one year
• 649: Purchase of other non-government securities
• 650: Repayment of non-government securities and exchange bills, including payment under exchange bill, including that presented for collection, customer’s repayment of exchange bill taken into account by bank
• 651: Repayment of promissory notes with maturities of not more than one year
• 652: Repayment of promissory notes with maturities of more than one year
• 655: Repayment of bonds
• 657: Repayment of other debt securities with maturities of not more than one year
• 658: Repayment of other non-government debt securities with maturities of more than one year
• 659: Repayment of other non-government debt securities with maturities of more than one year

Costs on investments in equity and securities

• 661: Distributed net income and dividends
• 662: Rewards on government securities (interest)
• 663: Commissions on non-government securities and exchange bills

Opening the direct REPO transactions with securities

• 671: Opening of the reverse repurchase agreement with government securities
• 672: Opening of reverse repurchase agreement with non-government securities and promissory notes

Closure of direct repo operations with securities

• 681: Closure of direct repo operations with government securities
• 682: Closure of direct REPO operations with non-government securities and bills of exchange
• 690: Other payments in section 6, including payments on securities non-accounted for previously, including the refund of proceeds under payment documents formalized with violation of requirements of laws of the Republic of Kazakhstan, on payments in section 6 and refund of erroneously written off amount on payments in section 6.
• 710: Payments for goods, except for real estate and goods with payment purpose codes 711, 712 and 713, including: payments for products of rural, forest and fish farms; payments for processing industry products (food, beverages, tobacco, textile, clothes, leather and leather products, timber, woodworks and corks, straw products and materials for wickerwork, paper and paper products, chemical substances and products, pharmaceutical products and basic pharmaceutical products, rubber and plastic products, mineral non metallic products, basic metals, ready-made metallic products, computers, electronic and optical products, electrical equipment, machinery and equipment, motor vehicles, trailers and semi trailers, transport equipment, furniture, other read-made products); transfer of imprest accounts by a legal entity for staffs purchase of products from current account to bank account designated for registration of payments made by corporate payment cards; payments for cold and hot water, electricity, heating (gas, hot water) acquired by legal entities; remuneration to goods` suppliers for payment installment.
• 711: Acquisition and sale of goods abroad without the import of goods into the territory of the Republic of Kazakhstan
• 712: Sale of foreign goods imported to the territory of the Republic of Kazakhstan abroad without significant transformation of their initial state
• 713: Acquisition from abroad of previously exported from the territory of the Republic of Kazakhstan domestic goods without significant transformation of their original state

Payments for property

• 721: Payments for real estate located on the territory of the Republic of Kazakhstan, including: payments for buildings and constructions located on the territory of the Republic of Kazakhstan payments for share participation in construction of residential houses transferred to individuals on the account of construction organizations (stage-by-stage payment for acquisition of residential property on the territory of the Republic of Kazakhstan) transfers of property located on the territory of the Republic of Kazakhstan under joint venture contract that ensures share participation payment of profits from utilization of real estate located on the territory of the Republic of Kazakhstan under joint venture contract
• 722: Payments for real estate located beyond the territory of the Republic of Kazakhstan, including: payments for buildings and constructions located beyond the territory of the Republic of Kazakhstan transfers of property located beyond the territory of the Republic of Kazakhstan under joint venture contract that ensures share participation payment of profits from utilization of real estate located beyond the territory of the Republic of Kazakhstan under joint venture contract
• 730: Purchase of non-produced non-financial assets, including payments for land and its subsoil, payments for the title of permanent land utilization, software, patents, goodwill, trademarks, and brand marks
• 780: Refunds for unsupported goods, including refund for non-provided goods, intangible assets and non-delivery of services on goods repairing
• 790: Other payments under section 7, including payments for unaccounted goods, including refund using payment documents drawn up with violation of the Republic of Kazakhstan legislation requirements for Section 7

Transport and warehousing services

• 811: Payments for air transport services, including rent of air transport with crew, services of air transport for passenger carriage, services of air transport for freight carriage, and services of space transport
• 812: Payments for water transport services, including rent of water transport with crew, services of water passenger transport, services of water freight transport, services of internal water passenger transport, and services of internal water transport for freights carriage
• 813: Payments for railway transport services, including rent of railway transport with crew, services of long-distance railway passenger transport, and services of freight railway transport
• 814: Payments for services of other land vehicles, including rent of other land vehicles with crew, services of passenger land vehicles, services of motor vehicles for freights carriage, and freight carriage services
• 815: Payments for services on transportation by pipelines
• 816: Payments for storage and warehousing services
• 817: Payments for transportation services
• 818: Payments for postal and delivery services, including: services of nationwide post (postal services; services related to newspapers and other periodicals, letters, packages and parcels; post offices services, other postal services); delivery services, except nationwide post services (services on delivery of letters, food, other goods)
• 819: Other payments for transport services
• 821: Payments for construction services, including: works on erection of buildings and constructions, including the cost of goods acquired and utilized during the construction; works on construction of bridges, roads and railways, including the cost of goods acquired and utilized during the construction; works on construction of other engineering facilities, including the cost of goods acquired and utilized during the construction; works on demolition of buildings and construction site preparation; repair of buildings, constructions; electrical works; works on installation of water, heating and conditioning facilities; other assemblage (installation) works; completion cycle of construction and finishing works; works on installation of roof framings (roofs); other specialized construction works that do not fall under any groups; works on pipes, communication lines and power lines (power lines) laying; works on construction of power plants and facilities for mining and processing industries; other construction-and-assembling works (including installation of fences/hedges and illumination/alarm systems for roads, airports and ports; works on construction completion (plastering, carpenter`s installation works, works on floor and wall covering, painting and glazing works); services on the rent of equipment together with operators for buildings` or constructions` erection and demolition
• 822: Payments for services on goods, repairing and maintenance, including services on repairing and maintenance of any goods, including water and air transport as well as other vehicles, except renovation (is included to construction services), computer repairing (is included to computer services) and repairing of oil and gas wells (is included into professional, scientific and technical services)
• 830: Payments for insurance services
• 831: Insurance premium (contribution) for life insurance, including transfer of pension accruals by Integrated Pension Savings Fund or voluntarily pension fund to insurance organization under retirement annuity contract
• 832: Insurance indemnity under life insurance, including transfer of insurance payouts by insurance organization under life and annuity insurance and regular/lifelong insurance payouts by insurance organization under annuity insurance.
• 833: Other insurance premiums, including insurance premium (contribution) for other insurance types (except life insurance)
• 834: Other insurance indemnities, including transfer of other insurance payments by insurance organization (except payments for life insurance) to a bank for further depositing to individuals` accounts and transfer of guaranteed insurance payments by “Guaranteed Insurance Payments Fund” JSC
• 835: Transfer to reinsurance
• 836: Indemnification to ceding company
• 837: Insurance and reinsurance commission fees, including payment of fees to insurance agents
• 838: Reimbursement of cash surrender value under endowment insurance contract
• 839: Other insurance services, including: actuarial services and ancillary insurance services (consultancy services; assessment services in the field of insuring and pension provision)
• 841: Payments for financial services, except payments with payment purpose codes 842 and 843, including: commission fees to a bank or organization executing certain types of bank operations for bank or other operations stipulated by the Law of the Republic of Kazakhstan as of August 31, 1995 “On banks and bank operations in the Republic of Kazakhstan”; mediatory and ancillary services of financial organizations (except services by insurance organizations and integrated pension savings fund); commission fees to professional participants of securities market for execution of operations; commission fees for money cashing in; payment of remuneration under underwriting contract; commission fees for exchange of old banknotes (for non-residents of the Republic of Kazakhstan); commission fees for granting of loans (including financial lease); financial consultancy services
• 842: Commission fees for online banking services
• 843: Commission fees for mobile banking services
• 844: Payments for mediators` services on sales transactions including: commission fees to trade and intermediary firms, brokers, dealers and commercial agents out of trade deals with goods and services, including trade deals on marine and air vehicles as well as auction deals; agency services connected with real estate and provided on a fee or contractual basis

Other business services

• 851: Payments for computer services, including: services on computer programming; services on software publishing; consultancy services in the field of IT; services on computer equipment management; services on assemblage, installation, maintenance and repairing of computers and peripheral hardware; services in the field of IT and computer systems; services on data/websites processing and similar services; processing services (capturing, processing and transferring of information generated during execution of payments and other operations with the use of payment cards); creation, storage and work with data arrays online; data processing, including data tabulation, data processing in multiple-access mode to computer time or on the basis of hourly schedule, management of external users` computer systems on a regular basis; portals` maintenance
• 852: Payments for communication services, including: wired telecommunication services (transfer of data and messages; landlines; private networks on provision of wired telecommunication lines for transfer of data through wired telecommunication networks and wired Internet communication; distribution of programs for cabling infrastructure); wireless telecommunication services (mobile communication and private networks on provision of wireless telecommunication lines; data transfer through wireless telecommunication networks; Internet communication wireless services, distribution of programs through wireless networks); satellite communication services; other telecommunication services
• 853: Payment for intellectual property utilization, including: payment for proprietary rights utilization (patents, copyrights, trademarks, technological processes, design); payment for licenses on reproduction and (or) distribution of original copies and prototypes (books and manuscripts, software, cinematographic works and audio recordings)
• 854: Legal services, including legal advice and consultancy, provision of services during legal, judicial, or legislative proceedings, preparation of legal documentation, and arbitration services
• 855: Lease (operating lease), including: operating lease of premises and temporary storage warehouses; services on the lease of personal property; services on the rent of vehicles and equipment without operator; services on the lease of personal-use items and household goods; services on the rent of vehicles, equipment and other physical facilities; renter`s payment to an owner for the rented premise under rental agreement (including payment for utilities expenses, communication services expenses and security, etc.); legal entity`s payment to an individual for the rent of the individual's personal property
• 856: Payments for utility services, including: acquisition of utility services by individuals: cold and hot water, electric power, heating (gas, hot water), wastewater disposal, gas, elevators, housing maintenance, garbage disposal, community antenna, meters` maintenance, technical maintenance of gas system, payment for radio broadcasting
• 857: Payments for information services, including: services of information agencies, including mass media provision with news, photos and feature articles creation, storage and distribution of databases direct individual subscription to periodicals with delivery by post and other ways; прямая индивидуальная подписка на периодические издания с доставкой по почте и иными способами; libraries` and archives` archives, call centers` services
• 858: Payments for services in the field of advertising and market research, including: designing, creating and marketing of advertisements through advertising agencies, publication of advertisements in mass media, including purchase and sale of advertising time, arrangement of exhibitions and trade fairs; advertising of goods in foreign countries, marketing researches; execution of polls regarding various issues
• 859: Payments for professional, scientific and technical services, including: accounting services; consultancy services in the field of taxation; consultancy services regarding management; services by parent companies; services in the field of architecture & engineering surveys and services on provision of technical consultancies in these fields; services on technical trials and analysis; services on researches and experimental developments in the field of natural and technical sciences; services on researches and experimental developments in the field of social sciences and humanities; designing services; services in the field of photography; translating and interpreting services; secretarial services; veterinary service; office comprehensive administrative services; photocopying services, services on execution of documents and other specialized ancillary office services; services on conferences` arrangement; packaging services; services in the field of agriculture (except veterinary services); services in the field of forestry (foresting and lumbering); ancillary services in the field of mining industry (services on wells` drilling for oil and natural gas extraction; repairing and dismantling of drilling derricks and other ancillary services in the field of oil and natural gas extraction; services on gas liquefaction and regasification for transportation purposes executed on a developed plot); other professional, scientific and technical services not included to any groups, including commercial ancillary services; services on newspapers printing and other printing services such as preparation for printing and distribution; binding, finishing and other related services; services on publication of books, periodicals and other materials; execution of visa assistance; radiation inspection; assessment services, except assessment executed by mediators for trade deals and insurance agents for operations with property or insuring; services on carrying out of investigations and ensuring safety; services on design of equipment for control over technological processes and automated production machines; services on distribution and transfer of energy power; services on distribution of water; services on distribution of gaseous fluid by pipelines; services for legal entities on laundry and dry cleaning; services on assemblage, installation and maintenance of equipment (except computer hardware and assemblage/erection of facilities using built-up structures); cleaning services (including services on disinfection/deratization/ disinfestation; windows` cleaning; traditional cleaning; specialized cleaning; furnaces` and chimneys` cleaning); services on collection, processing and disposal of waste; production of recyclable materials and recultivation

Services to private individuals and services in the field of culture and recreation

• 861: Payments for educational services, including payment for educational services delivered to individuals or legal entities on training of their staffs (pre-school education and training, secondary education, higher education, other types of education, courses, trainings, seminars, and internship)
• 869: Payments for services in the field of culture and recreation, including: services in the field of artwork, art and entertainment (performing actors, authors, composers, sculptures, painters, graphical painters; services on operation of stage equipment); services by libraries, archives, museums and other cultural institutions; services on arrangement of gambling games and wagering; sport services and services on recreation arrangement (exploitation of sports facilities; services by sports clubs, fitness clubs, entertainment parks and theme parks, recreational parks and beaches; services on fireworks display, “light and sound” performances and slot machines); hair and beauty salons` services; services on production of movies and radio- and TV programs; services on production of audio and sound recordings; services on copying of audio and video recordings; services in the field of radio broadcasting; services on production and broadcasting of TV programs; TV broadcasting original programs.
• 871: Trips, including: cost of acquired package tours, except the travel cost (tickets) (upon direct payment for tickets, 811, 812, 813, 814 payment purpose codes should be indicated depending on transport type); cost of package tours including the cost of tickets (in case if payment for them is made by one payment document); services of tourist agencies and travel agents; entertainment and travel expenses; transfer of entertainment and travel expenses to a bank by legal entity for further depositing to an employee's bank account or bank account intended for registration of operations with the use of corporate payment cards
• 872: Payments for accommodation and food, including: hotel services; services on provision of premises on weekends and other periods of short-term lodging; camping services and trailers` parking; restaurant services and services on delivery of food products; services on delivery of ready-made food through ordering and services on delivery of ready-made food; services on provision of beverages; reimbursement of expenses by a legal entity to an individual for accommodation services.
• 880: Refund for non-provided services, including purchase of excesses of unused travelers cheques by banks` branches from a clients
• 890: Other payments under section 8, including: payments for services not considered before, including refund on payment documents executed with violation of the Republic of Kazakhstan legislation requirements for payments under section 8; refund of amount written off erroneously under payments for section; refund of money erroneously transferred for services and also in case if cost of services decreased; refund of money by provider of services for improper execution of contract conditions
• 911: Accrued (calculated) and other obligations to the budget
• 912: Penalty for obligations to the budget
• 913: Fines for violation of the legislation of the Republic of Kazakhstan
• 917: Budget receipts when changing (extending) the terms of payment of taxes and fees
• 918: Penalty for changing (extending) the terms of payment of taxes and fees
• 925: Payment of interest for deferment or installment payment of import customs duties

Refunds (offsets) from the budget

• 961: Offset of value-added tax paid on goods (works, services) purchased at the expense of grant funds to repay tax arrears
• 962: Refund of value-added tax paid on goods (works, services) purchased at the expense of grant funds
• 963: Refund of value-added tax to diplomatic and equivalent representative offices accredited in the Republic of Kazakhstan
• 966: Penalty in favor of a taxpayer for violation by a state revenue authority of the deadline for tax refund and offset, payments to the budget

Refunds (offsets) from the budget of excess value-added tax, other refunds (offsets) of amounts paid

• 971: Refund of excessively (mistakenly) paid amounts from the budget to a bank account
• 973: Offset of excess amount of value-added tax attributed to offset over the amount of accrued tax
• 974: Refund of the excess amount of value-added tax attributed to offset over the amount of accrued tax
• 975: Offset from one budget classification code to another budget classification code
• 976: Offset from one state revenue body to another state revenue body
• 997: Refund of value-added tax paid upon purchase of works, services from a non-resident
• 999: Transactions on the value-added tax control account

USD - United States Dollar

• Beneficiary Bank Information:
  • SWIFT BIC (8 or 11 alphanumeric characters: xxxxKGxx or xxxxKGxxxxx.)
  • 6 digit BIK-Code
    • The 6-digit BIK code is used to route or clear funds in Kyrgyzstan
    • This is different from the SWIFT BIC code. Both BIC and BIK codes are required to send funds via wire to Kyrgyzstan.
  • Full name
  • Address and country
• Ultimate Beneficiary Information:
  • 16 digit Account number
  • Full name (no initials)
  • Address and country
• Country Requirements/Restrictions
  • Payments for rent of premises sent directly to the landlord are not permitted. All other payments to individuals are allowed.
• Purpose of Payment
  • Purpose of Payment code is mandatory.

Central Bank: For additional information, please refer to www.nbkr.kg

Sending a wire to Kyrgyzstan requires certain information to be provided, including the recipient's bank details, and the purpose of payment code. The purpose of payment code is an eight-digit code that indicates the reason for the transaction, such as trade in goods or services, investment, or personal remittance. When choosing a purpose of payment code, make sure that it is accurate and appropriate for the transaction, since incorrect or inappropriate codes could result in delays or even rejection.

• 11111100: Income tax, paid by tax agent
• 11111200: Income tax as per unified tax declaration
• 11112100: Income tax of KR nonresidents
• 11113100: Tax for benefit
• 11113200: Tax for interest
• 11113300: Tax on income of mining companies
• 11121100: Unified tax for individual entrepreneur
• 11122100: Tax based on obligatory patent
• 11122200: Tax based of free patent
• 11131100: Gross income tax
• 11311100: Tax for immovable property non used for entrepreneur’s activities
• 11311200: Tax for immovable property used for entrepreneur’s activities second groups
• 11311300: Tax for immovable property used for entrepreneur’s activities 3rd groups
• 11312110: Tax for transport of legal entities
• 11312120: Tax for transport of physical entities
• 11321100: Land tax for usage of homestead land and lawn and garden land
• 11321200: Land tax for usage of agricultural grounds
• 11321300: Land tax for usage of built up area lands and nonagricultural grounds
• 11411100: VAT for goods and services, produced on the territory of the KR
• 11411200: VAT for goods, imported to the territory of KR
• 11412100: Sales tax
• 11413100: Tax for using with motor roads
• 11414100: Assessments for control and liquidation of emergency situations
• 11611000: Other taxes and fees

Payments in f/o social fund

• 12110100: Insurance premium of workers
• 12110200: Insurance premiums of workers on principal debt to the state accumulative pension fund
• 12110300: Insurance premiums workers' deferred debt to the state accumulative pension fund
• 12110400: Insurance premiums of workers on successive debt to the state accumulative pension fund
• 12120100: Insurance premium of employers
• 12120200: Insurance premiums of employers and workers on the principal debt (except the state pension fund)
• 12120300: Insurance premiums of employers and employees on a deferred debt (except the state pension fund
• 12120400: Insurance premiums of employers and workers on successive debt (except the state pension fund
• 12130100: Insurance premiums of persons, engaged with individual labor activity
• 12140100: Insurance premiums not distributed on categories
• 12150100: Insurance premiums from agricultural producer
• 12210100: Dues/assessments of employees
• 12220100: Dues/assessments of employers
• 12230100: Other dues/assessments
• 12310100: Other incomes of social fund
• 12310200: Payment of capitalized amounts
• 12310300: Payments on regressive claims
• 12310400: Interest for deferment
• 12320100: Percent’s by social fund income
• 14321100: Penalties on the main debt
• 14321200: Penalties on the delayed debt
• 14321300: Penalties on successive debt

Excise tax for goods, produced, or realizable on KR territory

• 11421110: Ethyl drinking alcohol and refined ethyl alcohol
• 11421120: Vodka and liqueur products
• 11421130: Fortified drinks, juices, and balsams
• 11421140: Wines
• 11421150: Cognacs
• 11421160: Champagnes
• 11421170: Beer prepacked
• 11421180: Beer not prepacked
• 11421190: Wine materials
• 11421210: Tobacco with filter
• 11421220: Tobacco without filter
• 11421230: Cigars
• 11421290: Other products containing tobacco, excepting fermented tobacco
• 11421310: Petrol, light and medium distillates and other petrol
• 11421320: Reactive fuel
• 11421330: Diesel oil
• 11421340: Mazut
• 11421350: Oils and gas condensate
• 11421360: Crude oil and crude oil products, obtained from bituminous materials
• 11421410: Jewel made from gold, platinum, and silver
• 11421420: Other

Excise tax for import goods

• 11422110: Ethyl drinking alcohol and refined ethyl alcohol
• 11422120: Vodka and liqueur products
• 11422130: Fortified drinks, juices, and balsams
• 11422140: Wines
• 11422150: Cognacs
• 11422160: Champagnes
• 11422170: Beer prepacked
• 11422180: Beer not prepacked
• 11422190: Wine materials
• 11422210: Tobacco with filter
• 11422220: Tobacco without filter
• 11422230: Cigars
• 11422290: Other products containing tobacco, excepting fermented tobacco
• 11422310: Petrol, light and medium distillates and other petrol
• 11422320: Reactive fuel
• 11422330: Diesel oil
• 11422340: Mazut
• 11422350: Oils and gas condensate
• 11422360: Crude oil and crude oil products, obtained from bituminous materials
• 11422410: Other under excise goods

Taxes for subsoil usage (bonuses)

• 11441110: Crude oil
• 11441120: Gases inflammable
• 11441130: Coals
• 11441190: Other inflammable minerals
• 11441210: Noble metals
• 11441220: Mercury
• 11441230: Antimony
• 11441240: Tin, tungsten
• 11441290: Other metals, not classified above
• 11441310: Facing stones
• 11441320: Construction sand
• 11441330: Gypsum
• 11441340: Limestone, construction stone
• 11441350: Semiprecious stone
• 11441390: Other nonmetal, not classified above
• 11441510: Mineral and fresh water for pouring as drinking water
• 11441520: Mineral water for treatment
• 11441530: Thermal water for heating
• 11441540: Drinking water and technical water

Taxes for subsoil usage (royalty)

• 11442110: Crude oil
• 11442120: Gases inflammable
• 11442130: Coals
• 11442190: Other inflammable minerals
• 11442210: Noble metals
• 11442220: Mercury
• 11442230: Antimony
• 11442240: Tin, tungsten
• 11442290: Other metals, not classified above
• 11442310: Facing stones
• 11442320: Construction sand
• 11442330: Gypsum
• 11442340: Limestone, construction stone
• 11442350: Semiprecious stone
• 11442390: Other nonmetal, not classified above
• 11442410: Mineral and fresh water for pouring as drinking water
• 11442420: Mineral water for treatment
• 11442430: Thermal water for heating
• 11442440: Drinking water and technical water
• 11442490: Other groundwater

Customs payments and duties

• 11511100: Customs import duty
• 11511200: Import season customs duty
• 11511300: Special duty
• 11511400: Anti-dumping duty
• 11511500: Compensation duty
• 11511600: Customs payment on singe rate of customs duties, taxes
• 11511700: Aggregate customs payment
• 11512100: Export customs duty
• 11512200: Export season customs duty
• 11513100: Fees from foreign vehicle carriers
• 11513200: Fees for customs registration
• 11514100: Other customs fees and payments
• 11611000: Other taxes and fees

Payments in f/o social fund

• 12110100: Insurance premium of workers
• 12110200: Insurance premiums of workers on principal debt to the state accumulative pension fund
• 12110300: Insurance premiums workers' deferred debt to the state accumulative pension fund
• 12110400: Insurance premiums of workers on successive debt to the state accumulative pension fund
• 12120100: Insurance premium of employers
• 12120200: Insurance premiums of employers and workers on the principal debt (except the state pension fund)
• 12120300: Insurance premiums of employers and employees on a deferred debt (except the state pension fund
• 12120400: Insurance premiums of employers and workers on successive debt (except the state pension fund
• 12130100: Insurance premiums of persons, engaged with individual labor activity
• 12140100: Insurance premiums not distributed on categories
• 12150100: Insurance premiums from agricultural producer
• 12210100: Dues/assessments of employees
• 12220100: Dues/assessments of employers
• 12230100: Other dues/assessments
• 12310100: Other incomes of social fund
• 12310200: Payment of capitalized amounts
• 12310300: Payments on regressive claims
• 12310400: Interest for deferment
• 12320100: Percent’s by social fund income
• 14321100: Penalties on the main debt
• 14321200: Penalties on the delayed debt
• 14321300: Penalties on successive debt

Excise tax for goods, produced, or realizable on KR territory

• 11421110: Ethyl drinking alcohol and refined ethyl alcohol
• 11421120: Vodka and liqueur products
• 11421130: Fortified drinks, juices, and balsams
• 11421140: Wines
• 11421150: Cognacs
• 11421160: Champagnes
• 11421170: Beer prepacked
• 11421180: Beer not prepacked
• 11421190: Wine materials
• 11421210: Tobacco with filter
• 11421220: Tobacco without filter
• 11421230: Cigars
• 11421290: Other products containing tobacco, excepting fermented tobacco
• 11421310: Petrol, light and medium distillates and other petrol
• 11421320: Reactive fuel
• 11421330: Diesel oil
• 11421340: Mazut
• 11421350: Oils and gas condensate
• 11421360: Crude oil and crude oil products, obtained from bituminous materials
• 11421410: Jewel made from gold, platinum, and silver
• 11421420: Other

Excise tax for import goods

• 11422110: Ethyl drinking alcohol and refined ethyl alcohol
• 11422120: Vodka and liqueur products
• 11422130: Fortified drinks, juices, and balsams
• 11422140: Wines
• 11422150: Cognacs
• 11422160: Champagnes
• 11422170: Beer prepacked
• 11422180: Beer not prepacked
• 11422190: Wine materials
• 11422210: Tobacco with filter
• 11422220: Tobacco without filter
• 11422230: Cigars
• 11422290: Other products containing tobacco, excepting fermented tobacco
• 11422310: Petrol, light and medium distillates and other petrol
• 11422320: Reactive fuel
• 11422330: Diesel oil
• 11422340: Mazut
• 11422350: Oils and gas condensate
• 11422360: Crude oil and crude oil products, obtained from bituminous materials
• 11422410: Other under excise goods

Taxes for subsoil usage (bonuses)

• 11441110: Crude oil
• 11441120: Gases inflammable
• 11441130: Coals
• 11441190: Other inflammable minerals
• 11441210: Noble metals
• 11441220: Mercury
• 11441230: Antimony
• 11441240: Tin, tungsten
• 11441290: Other metals, not classified above
• 11441310: Facing stones
• 11441320: Construction sand
• 11441330: Gypsum
• 11441340: Limestone, construction stone
• 11441350: Semiprecious stone
• 11441390: Other nonmetal, not classified above
• 11441510: Mineral and fresh water for pouring as drinking water
• 11441520: Mineral water for treatment
• 11441530: Thermal water for heating
• 11441540: Drinking water and technical water

Taxes for subsoil usage (royalty)

• 11442110: Crude oil
• 11442120: Gases inflammable
• 11442130: Coals
• 11442190: Other inflammable minerals
• 11442210: Noble metals
• 11442220: Mercury
• 11442230: Antimony
• 11442240: Tin, tungsten
• 11442290: Other metals, not classified above
• 11442310: Facing stones
• 11442320: Construction sand
• 11442330: Gypsum
• 11442340: Limestone, construction stone
• 11442350: Semiprecious stone
• 11442390: Other nonmetal, not classified above
• 11442410: Mineral and fresh water for pouring as drinking water
• 11442420: Mineral water for treatment
• 11442430: Thermal water for heating
• 11442440: Drinking water and technical water
• 11442490: Other groundwater

Customs payments and duties

• 11511100: Customs import duty
• 11511200: Import season customs duty
• 11511300: Special duty
• 11511400: Anti-dumping duty
• 11511500: Compensation duty
• 11511600: Customs payment on singe rate of customs duties, taxes
• 11511700: Aggregate customs payment
• 11512100: Export customs duty
• 11512200: Export season customs duty
• 11513100: Fees from foreign vehicle carriers
• 11513200: Fees for customs registration
• 11514100: Other customs fees and payments
• 11611000: Other taxes and fees

Received official transfers

• 13111100: Current transfers
• 13111200: Capital transfers
• 13121100: Current transfers
• 13121200: Capital transfers

Transfers of state administration sector

• 13311100: Categorical grants
• 13311200: Leveling grants
• 13311300: Stimulant grants

Other budget payments

• 13321100: Funds transferred by mutual settlements on salary increases
• 13321200: Other funds transferred by mutual settlements from the national budget
• 13321300: Other funds transferred by mutual settlements from the national budget
• 13321400: Funds transferred by mutual settlements from the local budget
• 13321500: Funds transferred between levels of local budgets
• 14111100: Interests on deposits of government, with national bank of the KR
• 14112100: Interests on issued budget loans and grants
• 14121100: Dividends, calculated to state security set
• 14122100: Assessments from profit of NBKR
• 14222000: State enterprises income

Rent payment of state property

• 14151100: Payment for development of mineral deposit or fossil fuel
• 14151200: The fee for holding the license for subsoil use
• 14152100: Rent for land in the settlements
• 14152200: Rent for pasture
• 14152300: Rent for village pastures
• 14152400: Rent for pasture areas of intensive use
• 14152500: Rent for summer pastures
• 14152600: Rent for land redistribution fund
• 14152700: Charges for the use of forest resources
• 14152800: Fee for water use
• 14152900: Other payments for using of natural assets
• 14153100: Rental payment for constructions and buildings
• 14153200: Rental payment for constructions and buildings
• 14153900: Payment for other property

Services (budget payments)

• 14221100: Payment for issuance of licenses
• 14221200: Payment for issuance of certificates and other permitting documents
• 14221300: Payment for right of lottery activity realizing
• 14221400: Payment for registration and reregistration of means of transport
• 14221500: Fee for alternative service and the mobilization of military reserves
• 14221900: Other payments and fees
• 14231100: The fee for the provision of advisory and assistance dtagnosticheskoy on an outpatient basis
• 14231200: Payment for therapeutic measures on an outpatient basis
• 14231300: The fee for the provision of medical care in statsionarnozameschayuschih offices
• 14231400: The fee for the provision of medical care in specialized hospitals
• 14231500: Copayment for the provision of health services
• 14231600: The fee for the provision of dental care
• 14231700: Fees for pest and rodent control measures
• 14231800: The fee for the provision of high-tech medical care (more than the quota)
• 14231900: Payment for medical services not classified
• 14232100: The fee for the provision of education in schools (college, vocational school, bms)
• 14232200: Payment for testing of final year students of general not specialized schools – pretenders for receiving of special documents
• 14232300: Earnings from educational activity of students, payment for dwelling in dormitories and hotels
• 14232400: Payment for additional services for infant schools and schools
• 14232500: Payment for organization and training programs, courses, seminars, and conferences implementation
• 14232600: The fee for the provision of preuniversity, postgraduate and further education
• 14232700: Fee for show theater
• 14232800: The fee for the provision of halls and rooms, as well as equipment, inventory cultural institutions
• 14232900: Fee for unclassified educational and cultural services
• 14233100: Fee for assistance in job placement abroad
• 14233200: The fee for the issuance of permits for foreign labor and work permits
• 14233300: The fee for the publication of scientific articles in the online magazine
• 14233400: The fee for the provision of rooms for meetings
• 14233900: Fee for unclassified social services
• 14234100: The fee for the issuance of the certificate of conformity of the equipment and communication services
• 14234200: The fee for issuance of duplicate military and military service records, military, and emergency services contract
• 14234300: The fee for the issuance of a diploma / certificate, nostrification documents to award academic degrees and conferring academic degrees
• 14234400: The fee for the issuance of certificates, licenses, duplicate, powers of attorney and policy
• 14234500: Fee for confirmation of the competence of laboratories, product certification bodies, personnel, etc.
• 14234600: The fee for the provision of certificates
• 14234700: Fee for state registration
• 14234900: The fee for non-classified services for registration, issuance of certificates, permits and other
• 14235100: Fee for oprobirovanie and marking jewelry and other household items made of precious metals
• 14235200: The fee for unscheduled work
• 14235300: Fee for examination and research
• 14235400: The fee for testing and evaluation of knowledge
• 14235500: The fee for the analysis and testing
• 14235600: The fee for veterinary and clinical examination
• 14235900: The fee for non-classified research services, analysis, evaluation, and examination
• 14236100: Fees for providing information on the thesis abstract and dissertations
• 14236200: The fee for conducting statistical surveys, statistical information
• 14236300: Fees for search, selection and provision of information
• 14236400: The fee for the organization of various activities
• 14236500: The fee for the issuance of documents for temporary use
• 14236600: Processing fee and documentation of citizens
• 14236900: The fee for non-classified information provision services and printing
• 14237100: Fee for chemical and biological treatments against pests
• 14237200: Fee for disinfection of regulated products, tools, and facilities
• 14237300: The fee for maintenance of the animals in the quarantine isolation
• 14237400: Fee for customs escort of goods and means of transport
• 14237500: The fee for the preparation, reception, and storage of documents
• 14237600: The fee for the safety and security of the objects on contracts
• 14237700: The fee for maintenance of flammable, strong, poisonous substances
• 14237900: Fee for unclassified security services and storage
• 14238100: The fee for the supply of water to water users
• 14238200: The fee for the site visits protected areas
• 14238300: Fee for the implementation of timber and planting material
• 14238400: The fee for the classification of topics on the international patent classification
• 14238500: Fee for indexing theses
• 14238600: Fee for the development of circuit card for the installation and operation of cage structures
• 14238700: The fee for organizing and conducting underwater engineering, diving, and scuba diving
• 14238900: Fee for unclassified other services

Duties and charges

• 14221600: Duties for testing for right of receiving driving license and transport inspection
• 14221700: Due payments for rubbish removal
• 14221800: Due payment for auto parking
• 14221900: Other payments and due payments
• 14222100: The state fee charged by registration authorities
• 14222200: State due taxable by justice agencies
• 14222300: State due taxable by court agencies
• 14222400: Other state dues

Administrative fines and other nontax payments

• 14239100: Contributions more than the sale price charged by the privatization
• 14239200: Deductions for razbronirovanii gosmatrezervov
• 14239300: Deductions on previously issued loans budget
• 14239400: Miscellaneous income
• 14311100: Administrative fines
• 14311200: Earnings from selling of revealed contraband
• 14311300: Earnings from selling of forfeited property
• 14311400: Earnings from control supervision measures
• 14311500: Compensation of damnification on economic crime
• 14411100: Current aid from legal entities
• 14412100: Capital aid from legal entities
• 14511100: Incomes inverted for benefit of state
• 14511200: Other non-tax incomes
• 14511300: Rate income/loss
• 14511400: Allocations for infrastructure development and maintenance of local importance

Payment for goods

• 41011000: Purchasing of certified seeds
• 41012000: Purchasing of gardening and vegetable growing production
• 41013000: Purchasing of animals (productive and plough cattle)
• 41014000: Purchasing of production of animal breeding (meat, milk)
• 41015000: Purchasing of hunting production
• 41016000: Purchasing of other production of agriculture
• 41020000: Payments for production of forestry, timber cutting
• 41030000: Payments for production of fishery
• 41040000: Payments for minerals industry and quarry mining (coal, mineral oil, mineral)
• 41051000: Payments for foodstuff, drinks, tobacco, chilled water, and ice for cooling
• 41052000: Payments for textile, clothes, fur, leather
• 41053000: Payments for wood, cellulose, paper, information carrier
• 41054000: Payments for coke, crude oil refining production and nuclear fuel
• 41055000: Payments for chemical substances, products, and fibers; rubber and plastic goods; mineral and nonmetal goods
• 41056000: Payments for basic metals and finished metal articles
• 41057000: Payments for machinery and equipment, not included into other grouping; electrical and optical equipment
• 41058000: Payments for transport equipment
• 41059000: Payments for other industrial production (furniture, sport wares, toys)

Manufacture goods, except public utilities

• 41061000: Hot water
• 41062000: Electric power
• 41063000: Ra3

Purchasing of goods for current economic targets

• 41071000: Medical supplies and bandage mean
• 41072000: Food
• 41073000: Equipment
• 41074000: Swing and repair of goods and other uniforms and special outfits
• 41075000: Petrol, diesel, and other fuel
• 41076000: Spare parts
• 41079000: Other materials for current household aim
• 41900000: Payment for other production (goods)

Payments for fixed assets purchasing

• 43112000: Purchasing of flats
• 43130000: Purchasing of houses
• 43140000: Purchasing of other constructions and accommodations
• 43210000: Purchasing of cars
• 43220000: Purchasing of buses
• 43230000: Purchasing of lorries
• 43240000: Purchasing of other transports
• 43311000: Purchasing of production machineries and equipment
• 43312000: Purchasing of agricultural machineries and equipment
• 43313000: Purchasing of other machineries and equipment
• 43411000: Purchasing of furniture
• 43412000: Purchasing of computer equipment
• 43413000: Purchasing of tools
• 43414000: Purchasing of other furniture and equipment

Ministerial duty expences

• 42111100: Transport charges
• 42111200: Hotel expenses
• 42111300: Costs per day
• 42111900: Other expenses
• 42112100: Transport charges
• 42112200: Hotel expenses
• 42112300: Costs per day
• 42112900: Other expenses
• 42159100: Administrative expenses

Employee renumeration

• 44001000: Salary payment
• 44001200: Advance payments as per agreement
• 44001300: Extra payment
• 44001400: Additional payments and compensations
• 44001900: Other payments

Benefits and pensions on social security

• 45001000: Pension of nongovernmental pension fund

Public utilities

• 42121100: Payment for water and sewerage (system)
• 42121200: Payment for electric power
• 42121300: Payment for heat and power
• 42121400: Payment for gas
• 42121500: Payment for lift
• 42121600: Payment for garbage disposal
• 42121700: Payment for technical maintenance of habitation

Communication services

• 42122100: Telephone and facsimile communication services
• 42122200: Cellular communications services
• 42122300: Communication by courier services

Communication by courier services - Mail services

• 42122900: Other communication services

Rent payments

• 42131100: Leasing of buildings and accommodations
• 42131200: Leasing of equipment and inventors
• 42131300: Leasing of transport means
• 42131900: Leasing of other property

Payments for other services

• 42141100: Payments for services of overland transport
• 42141200: Payments for services of water transport
• 42141300: Payments for services of air transport
• 42141400: Payments for auxiliary transport services, touristy agencies, and tourist operator services
• 42141500: Maintenance of means of transport
• 42141600: Current repair of transport
• 42141900: Other transport services
• 42151100: Legal services
• 42151200: Consulting services
• 42151300: Services of department guard
• 42151400: Services in sphere of it
• 42151500: Banking services
• 42151600: Auditing services
• 42151700: Accounting services
• 42151800: Insurance services
• 42151900: Other services, rendered on contract

Current repairs

• 42152100: Current repairs of buildings and accommodations
• 42152200: Current repairs of constructions
• 42152300: Current repairs of equipment and inventory
• 42152900: Other current repair

Payments for property maintenance

• 42153100: Sanitary services in maintenance of buildings and accommodations
• 42153200: Restoration of monuments
• 42153900: Other services in maintenance of buildings, accommodations, and other propert

Payments for education services

• 42154101: Teaching of personnel of private institutions
• 42154200: Payment for education in state educational institutions
• 42154210: Payment for education in private high educational institutions
• 42154300: Payment for education in municipal schools
• 42154310: Payment for education in private schools
• 42154400: Payment for visiting of municipal child institutions
• 42154410: Payment for visiting of private child institutions
• 42154900: Payment for other services in field of education

Payments for medical services

• 42156100: Payment for medical, stomatological services in private clinics

Basic repair payments

• 42157100: Basic repair of living constructions
• 42157110: Basic repair of flats
• 42157120: Basic repair of houses
• 42157130: Basic repair of constructions and accommodations
• 42157200: Basic repair of cars
• 42157210: Basic repair of buses
• 42157220: Basic repair of lorries
• 42157230: Basic repair of other transports
• 42157310: Basic repair of agricultural machineries and equipment
• 42157320: Basic repair of other machineries and equipment

Mass media services

• 46001000: For mass media services
• 46001200: Printing works services
• 46001300: Advertising publishing services
• 46001900: Other services

Other expenses

• 42158100: Payment of executive documents on decision of court
• 42159120: Other expenses, not related to other articles

Payments on deposits and credits

• 51311200: On payment of interest on deposits of organizations
• 51311300: On withdrawal of deposits of organizations
• 51311900: Other on deposits of organizations
• 52132000: On paying off principal sum on other loans
• 52133000: Repayment of interest on other loans
• 52134000: Others on issuance of other loans
• 52312000: On repayment of interests on loans of organizations
• 52313000: On repayment of principal sum on loans of organizations
• 52319000: Other operations on loans of operations
• 52412000: On repayment of interests on mortgage loans to organizations
• 52413000: On repayment of principal sum on mortgage loans to organizations
• 52419000: Other operations on mortgage loans to organizations
• 52430000: Other operation on loans

Operation with state securities

• 53311000: On purchase and sale of security in foreign currency
• 53319000: Other operations with security in foreign currency
• 54301300: Operations on purchase and selling of state securities (settlements) on secondary market
• 54301900: Other operations with state securities (settlements)
• 54401300: Operations on purchase and selling of other state securities on secondary market
• 54401600: Other operations with other state securities
• 54401700: Operations with state securities on primary market, placed through kyrgyz stock exchange
• 54401800: Paying off state securities, placed through kyrgyz stock exchange
• 54401900: Operations with state securities on secondary market, placed through kyrgyz stock exchange
• 54501100: Purchasing of other securities on primary market
• 54501200: Paying off other securities
• 54501300: Payment of interests on other securities
• 54501400: Dividends on shares
• 54501500: Operations on purchase and selling of other securities on secondary market
• 54501900: Other operations with other state securities
• 54601100: Purchasing of other securities on primary market
• 54601200: Paying off other securities
• 54601300: Payment of interests on other securities
• 54601400: Dividends on shares
• 54601500: Operations on purchase and selling of other securities on secondary market
• 54601900: Other operations with other state securities
• 54710000: Securities issued abroad
• 54721000: Securities, providing participation in capital, bonds, debt instruments, securities of money market, except STB, ST bonds and other securities, issued by governments of foreign countries
• 54722000: STB, ST bonds and other securities, issued by governments of foreign countries derivative or secondary financial instruments
• 54723000: Other securities, issued abroad
• 54800000: Other operations with other state securities

Specific payment

• 55101000: Humanitarian aid payments
• 55102000: Charitable aiding
• 55103000: Branches and representatives financing
• 55104000: Refund by branches and representatives
• 55107000: Guarantee fee
• 55108000: Refund of guarantee fee
• 55109000: Issue of loans for individual housebuilding, utility rooms, and operations of pawnshop
• 55110000: Return of issued loans
• 55111000: Return of excess transferred amount of customers’ money
• 55112000: Transfer of balance of one settlement account to another one (of assignee) at closing (liquidation) of institution
• 55113000: Transfer of compensation, pension, and sick benefit to social fund by institution
• 55114000: Pol, using in production
• 55120000: Other transfers
• 55501000: Other specific payments

Interbank payments and transfers

• 55201000: Interbank transfers
• 55202000: Replenishment
• 55203000: Payment for account servicing
• 55204000: Payment for currency encashment
• 55209000: Return of excess transferred amount of monetary funds
• 55212000: Investments to subsidiary companies
• 55220000: Other interbank payments and transfers
• 55303000: Cash deposit into the cash desk
• 55304000: Withdrawal of cash from cash desk
• 55305000: Cash shortage at recalculation in cash desk
• 55306000: Excess of cash money at recalculation in cash desk

Financial sanction

• 55401000: Fines
• 55402000: Penalty
• 55403000: Forfeit
• 55410000: Other financial sanctions

USD - United States Dollar

• Beneficiary Bank Information:
  • SWIFT BIC
  • Full name
  • Address and country
• Ultimate Beneficiary Information:
  • Account number
  • Full name (no initials)
  • Address and country
  • Sort Code (if applicable)
    • If provided a sort code (aka transit or branch code), please provide this in the payment details section when initiating a wire.
• Purpose of Payment:
  • Purpose of Payment code is mandatory.

MYR payment from and to an account held with a Labuan bank is not permitted due to regulatory restrictions. For compliance with the Foreign Exchange Notices and/or other applicable legal obligations, it may be required from the customer supporting documents as evidence to substantiate the purpose of payment.

Central Bank: For additional information, please refer to http://www.bnm.gov.my/

Sending a wire to Malaysia requires you to provide certain information, including the recipient's bank details and the purpose of payment code. The purpose of payment code is a five-digit code that indicates the reason for the transaction, such as trade in goods or services, investment, or personal remittance. GOODS For movable goods that change ownership, excluding financial leases.If the goods transactions have been included in the monthly Inter company Account Report (IA Report) submitted to BNM, report as “17010” (Inter-company settlement for offsetting payables against receivables)

• 0: Food And live animals
• 1000: Beverages and tobacco
• 2000: Crude materials, inedible, except fuels
• 3000: Mineral fuels, lubricants, and related materials
• 4000: Animal and vegetable oils, fat and waxes
• 5000: Chemicals and related products, not classified elsewhere
• 6000: Manufactured goods
• 7000: Machinery, non-customised packaged software and transport equipment
• 7100: Power lines, pipelines and undersea communication cables
• 8000: Miscellaneous manufactured articles
• 9000: Commodities and transactions not classified elsewhere
• 9100: Refunds relating to goods transactions
• 9700: Non-monetary gold
• 16711: Merchanting trade In Malaysia
• 16712: Merchanting trade abroad

SERVICES Manufacturing services Covers charges for specific services including related to the primary product

• 10010: Goods for processing (manufacturing services)

Repair and maintenance services

• 12500: Repair and maintenance of aircraft, ships and other transport equipment

TRANSPORTATION SERVICES Freight on goods Covers payment for transportation of goods, including the loading on board and unloading of goods from carriers if contracts between the owner of goods and carriers required the service.

• 11110: Freight by air
• 11120: Freight by sea
• 11130: Freight by other modes of transportation

Passenger fare Covers payment for international carriage of passengers and also other incidental expenses.

• 11210: Passenger fare by air
• 11220: Passenger fare by sea
• 11230: Passenger fare by other modes of transportation

Airport and port services Covers payment for services related to stevedoring and haulage, storage and warehousing charges, harbor dues and fees, anchorage and berthing facilities, tug boat service, pilotage, and towage and airport landing facilities.

• 12110: Airport services
• 12120: Port services
• 12130: Other terminal facilities
• 12110: Airport services

TRAVEL SERVICES (EXCLUDE PASSENGER FARES) Personal travel Covers purchases and sales of travelers’ checks, foreign currencies, bank drafts, and telegraphic transfers for goods and services acquired for use by travelers during their visits to host countries. This is only for expenses incurred overseas while traveling.

• 13110: Goods and services purchase by travellers
• 13300: Travel for pilgrimage and religious observances
• 13400: Travel for medical treatment
• 13500: Education-related

Business and official travel Covers purchases and sales of travelers’ checks, foreign currencies, bank drafts, and telegraphic transfers for goods and services acquired for use by travelers during their visits to host countries. this is only for expenses incurred overseas while traveling.

• 13210: Goods and services purchase through business and official travel
• 13220: Goods and services purchase by short term workers and construction services
• 16210: Construction and installation services in Malaysia
• 16220: Construction and installation services abroad

INSURANCE/TAKAFUL AND PENSION SERVICES Covers charges for premiums and settlement of claims for services relating to freight insurance/takaful, direct insurance/takaful (life and non-life), and reinsurance/retakaful

• 16311: Premium paid/received on high risk insurance/takaful relating to fire, marine, aviation, etc.
• 16312: Premiums paid/received on other general insurance/takaful
• 16313: Premium paid/received on life insurance/takaful
• 16314: Premiums paid/received on reinsurance/retakaful
• 16315: Premium paid/received on insurance/takaful on goods
• 16321: Claims settlements on high risk insurance/takaful relating to fire, marine, aviation, etc.
• 16322: Claims settlements on other general insurance/takaful
• 16323: Claims settlements on life insurance/takaful
• 16324: Claims paid/received on reinsurance/retakaful
• 16325: Claims paid/received on insurance/takaful on goods
• 16332: Auxiliary insurance services

FINANCIAL SERVICES

• 16410: Explicitly-charged financial services
• 16420: Explicit margins on buying and selling of financial instruments
• 16430: Explicitly-charged asset management services
• 16440: Financial intermediation service charges indirectly measured (fisim)

CHARGES ASSOCIATED WITH INTELLECTUAL PROPERTY RIGHTS (ROYALTY, PATENTS, COPYRIGHTS)

• 16610: Charges associated with intellectual property rights
• 16620: License fees to reproduce and distribute intellectual property

TELECOMMUNICATIONS, COMPUTER, AND INFORMATION SERVICES

• 16100: Telecommunication services
• 16510: Computer services
• 16520: Information services

OTHER BUSINESS SERVICES Operational lease Covers payments to/receipts from non-resident for operational leases and charters of ships and vessels, aircraft, and other transportation equipment such as railway cars, containers, rigs and etc. without crew.

• 12310: Rentals/operating leasing of aircraft (without crews)
• 12320: Rentals/operating leasing of ships and vessels (without crews)
• 12330: Rentals/operating leasing of other transport equipment (without crews)
• 16780: Rentals/operating leasing of dwellings, other buildings, and machinery
• 16720: Sharing of administrative expenses
• 16730: Research and development services

Technical, trade-related, and other business services

• 16740: Architectural, engineering, and other technical services
• 16750: Agricultural, mining, and on-site processing
• 16791: Trade-related services
• 16792: Waste treatment services
• 16793: Other business services

Professional and management consulting services

• 16760 and 16771: Advertising, market research, and public opinion polling services

Legal services Please note that the beneficiary of the legal services fees should be a legal firm. Cover charges for legal services (legal advice, judicial and statutory procedures, etc.). This fee should exclude property price (should be reported under purpose code 39110 or 39120) or court settlement (should be reported under purpose code 21230).Kindly check and confirm:1. Purpose code2. Country code3. Specify type of legal service

• 16772: Accounting services
• 16773: Management consulting services

Personal, cultural, and recreational services

• 16810: Audio-visual and artistic related services
• 16820: Health services
• 16830: Education services
• 16840: Heritage and recreational services
• 16850: Other personal services
• 16900: Other services transactions nie
• 16910: Refunds relating to services transactions

GOVERNMENT TRANSACTIONS NOT INCLUDED ELSEWHERE Covers payment to/receipts from non-residents on account of government-related transactions not included elsewhere

• 15100: Malaysian government offices abroad and foreign offices in Malaysia
• 15200: International organizations
• 15300: Trade missions
• 15400: Commission & other charges relating to loan obligations of the Malaysian government
• 15500: Bnm minting of coins and printing of notes

INVESTMENT INCOME

• 14110: Direct investment income
• 14120: Portfolio investment income
• 14140: Investment income attributable to non-resident policyholders in insurance, pension schemes and standardised guarantees

INTEREST INCOME

• 14210: Interest paid to/received from related non-resident company relating to loan obligations, including non-participating preference shares and financial leases
• 14220: Interest paid to/received from non-related non-resident company relating to loan obligations, including non-participating preference shares and financial leases
• 14230: Interest paid to/received from non-residents on deposit and Negotiable Instruments Of Deposits (Nids)
• 14240: Interest paid to/received from non-residents on investment in bonds and notes
• 14250: Interest paid to/received from non-residents on money market instruments
• 14260: Interest paid to/received from non-residents on cash pooling arrangement

COMPENSATION OF EMPLOYEES

• 14310: Wages and salaries in cash
• 14320: Wages and salaries in kind/benefits attributable to employees
• 14330: Employer's social contributions

OTHER PRIMARY INCOME

• 14410: Taxes on products and productions
• 14420: Subsidies on products and productions
• 14430: Rental on natural resources

SPECIAL TRANSACTIONS

• 17010: Inter-company settlement for offsetting payables against receivables
• 17020: Transfer by a company to/from its own current account overseas
• 17070: Transfer by a resident (exclude bank) to/from current account overseas of another resident company

SECONDARY INCOME Government sector (Covers Malaysian government's receipt from/payment to non-resident)

• 21110: Grants, aid, donations, and unclaimed monies
• 21120: Pension, gratuity
• 21131: Taxes on income, wealth and other taxable assets (government sector)
• 21132: Fines and penalties (government sector)
• 21133: Social contributions and benefits (government sector)
• 21140: Compensation and pledging

Private sector Financial corporations, non-financial corporations, households, and npishs; education/training services in Indonesia

• 21210: Grants and gifts
• 21220: Workers' remittances
• 21230: Legacies, compensations, and prizes
• 21241: Taxes on income, wealth and other taxable assets (private sector)
• 21242: Fines and penalties (private sector)
• 21245: Net premiums on non-life insurance and standardised guarantees
• 21246: Non-life insurance claims and calls under standardised guarantees

CAPITAL ACCOUNT Government sector (Covers Malaysian government's receipt from/payment to non-resident)

• 22130: Other capital transfers (government sector)

Private sector (Financial corporations, nonfinancial corporations, households and npishs)

• 22220: Migrant transfer
• 22230: Other capital transfers (private sector)
• 23000: Acquisition/disposal of non produced, non-financial assets

Direct investment Equity capital

• 35130: Mergers and acquisitions
• 35140: Equity investment other than mergers and acquisitions
• 35200: Liquidation of investment
• 35300: Head office accounts in branches
• 35400: Capital expenditure in special enterprises/projects

Credit facilities Credit facilities (long term loans) Original tenure exceeds one year

• 31111: Extension/receipt (drawdown) of long term loan to/from non resident
• 31112: Repayment of principal to/by non-resident on long-term term loan
• 31113: Prepayment of principal to/by non-resident on long-term term loan

Credit facilities (short term loans)

• 31121: Extension/receipt (drawdown) of short term loan to/from non-resident
• 31122: Repayment of principal to/by non-resident on short-term term loan
• 31123: Prepayment of principal to/by non-resident on short-term term loan

Non-participating Redeemable/non-reedemable preference shares. Please confirm if recipient co is non-related company. If otherwise, report under direct investment.

• 31311: Issuance
• 31312: Redemption

Financial lease The lessee is deemed to be owner of the asset being financed, and assumed the rights, risk, rewards and responsibilities of ownership.

• 31411: Financial lease extension to/receipt from non-residents
• 31412: Repayment of financial lease to/receipt from non-residents
• 31413: Prepayment of financial lease to/receipt from non-residents

Revolving credit / overdraft facilities Short-term facilities

• 31511: Credit facilities extensionTo/receipt from non-resident
• 31512: Repayment of credit facilities to/by non-resident
• 31513: Prepayment of credit facilities to/by non-resident

Other long term loan facilities Original tenure exceeds one year

• 31911: Extension to/receipt from non-resident
• 31912: Repayment of other loans facilities to/by non-resident
• 31913: Prepayment of other loans facilities to/by non-resident

Other short term loan facilities Original tenure is one year or less

• 31921: Extension to/receipt from non-resident
• 31922: Repayment of other loansFacilities to/by non-resident
• 31923: Prepayment of other loans facilities to/by non-resident
• 33000: Employee stock options

Long term cash pooling Original tenure exceeds one year

• 31611: Extension to/receipt of cash pooling from non-resident
• 31612: Repayment of cash pooling to/by non-resident
• 31613: Prepayment of cash pooling to/by non-resident

Short term cash pooling Original tenure exceeds one year

• 31621: Extension to/receipt of cash pooling from non-resident
• 31622: Repayment of cash pooling to/by non-resident
• 31623: Prepayment of cash pooling to/by non-resident

Real estates Purchase/sales of real estate in Malaysia

• 39111: Purchase/sale of real estate in Malaysia (commercial)
• 39112: Purchase/sale of real estate in Malaysia (residential)
• Purchase/sales of real estate abroad
• 39121: Purchase/sale of real estate abroad (commercial)
• 39122: Purchase/sale of real estate abroad (residential)

EQUITY SECURITIES Corporate stocks and shares

Purchase/sale of listed and unlisted equity shares, unit trusts units, transferable subscription right (Tsr) and any rights issue or option in respect of such rights. also include participating preference shares.

• 36110: Issued by residents in domestic capital market
• 36120: Issued by residents in international markets
• 36130: Issued by non-residents in international markets
• 36140: Issued by non-residents in domestic capital market

DEBT SECURITIES

Bonds and notes

Purchase/sale of private debt securities, bonds, debentures, notes and any similar debt instruments with original tenure of more than one year

• 36210: Issued by residents in domestic capital market
• 36220: Issued by residents in international markets
• 36230: Issued by non-residents in international markets
• 36240: Issued by non-residents in domestic capital market

Money market instruments

Purchase/sale of money market or negotiable instruments with original more than one month and up to one year. Includes treasury bills, commercial and finance papers, banker's acceptances and negotiable instruments of deposits.

• 36310: Issued by residents in domestic capital market
• 36320: Issued by residents in international markets
• 36330: Issued by non-residents In international markets
• 36340: Issued by non-residents In domestic capital market

Government securities

Debt securities issued by governments and government-related agencies with original tenure of more than one year.

• 36410: Purchase/sale of Malaysian government securities
• 36420: Purchase/sale of foreign government securities

FINANCIAL DERIVATIVES

• 37100: Swaps
• 37200: Forwards
• 37300: Futures
• 37400: Options
• 37900: Other derivatives

OTHER INVESTMENT

Deposit

• 39210: Placement/withdrawal of deposits of residents with/from financial institutions abroad
• 39220: Placement/withdrawal of deposits of residents with/from offshore financial institutions in Labuan
• 34000: Subscriptions/contributions to/reimbursement from international organizations

Own account transfer

• 72511: Foreign currency transactions to own account Hheld within JP Morgan Malaysia
• 72512: Foreign currency transactions to own account held with other financial institutions in Malaysia

MXN - Mexican Peso, USD - United States Dollar

• Beneficiary Bank Information:
  • Nostro Account Number
  • SWIFT BIC
  • Full name
  • Address
• Ultimate Beneficiary Information:
  • 18-digit CLABE
    • CLABE is the 18-digit standardized beneficiary bank account number (like IBAN).
  • Full name (no initials)
  • Address
• Purpose of Payment:
  • Purpose of Payment is recommended

Central Bank: For additional information, please refer to https://www.banxico.org.mx

EUR - Euro , USD - United States Dollar

• Beneficiary Bank Information:
  • SWIFT BIC
  • Full name
  • Address
• Ultimate Beneficiary Information:
  • Account number (IBAN)
  • Full name (no initials)
  • Address

Central Bank: For additional information, please refer to http://www.dnb.nl/en/home/index.jsp

NGN - Nigerian Naira, USD - United States Dollar

• Beneficiary Bank Information:
  • SWIFT BIC
  • Full name
  • Address
• Ultimate Beneficiary Information:
  • 10-digit account number (NUBAN)
  • Full name (no initials)
  • Address
• Purpose of Payment:
  • Purpose of Payment is recommended

Payments related to investments from foreign investors require a Certificate of Capital Importation (CCI) and should be sent in USD only, as the beneficiary bank must perform the conversion onshore. The remitter must request the beneficiary to apply for the CCI from their local bank in Nigeria prior to initiating the USD payment. The beneficiary bank will issue the CCI once the funds are converted and credited to the beneficiary account. Failure to obtain a CCI may result in difficulties when repatriating interests, profits, dividends, and original investment amounts. Effective immediately, Payments to individuals from corporations/organizations are permitted again. However where the underlying remitter is an individual such payments are still not permitted. Payments between corporations/organizations continue to be supported.

Central Bank: For additional information, please refer to https://www.cbn.gov.ng/

PKR - Pakistan Rupee, USD - United States Dollar

• Beneficiary Bank Information:
  • SWIFT BIC
  • Full name
  • Address
• Ultimate Beneficiary Information:
  • Account number (IBAN)
  • Full name (no initials)
  • Address
  • Tax ID (CNIC, SNIC, or Passport# for individuals; NTN for corporates)
• Purpose of Payment:
  • Purpose of Payment is recommended

• FX payments to Pakistan in PKR crediting a non-resident account are not supported
• Additional Documentation: Additional supporting documentation may be required from the beneficiary. The beneficiary may need to complete the Inward Remittance form (Form R) outlining the reason for payment. The beneficiary should check with their institution to see if any action or documentation is required.
• It is recommended that the remitter notify the beneficiary about the payment in advance.
• For funding accounts based outside of the United States, we are unable to support donations and charity payments to individual beneficiary accounts.

Central Bank: For additional information, please refer to https://www.sbp.org.pk/index.html

TRANSPORT Sea Transport

• 9010: Earnings of Pak shipping Companies
  • Receipts of surplus earnings of Pakistani shipping companies representing gross freight less all expenses at foreign ports.
• 9011: Charter of Pak ships with crew
  • Receipts on account of charter of Pakistani ships (vessels) with crew for a limited period i.e., time charter.
• 9012: Supply of Bunker oil-for ships
  • Receipts by oil companies in Pakistan for supply of bunker oil to foreign ships.
• 9013: Repair and maintenance of ships & salvage earnings
  • Remittances received from foreign shipping companies either by the repairers directly or through their agents, covering the cost of repairs, maintenance, salvage, etc. of foreign ships
• 9014: Remittances received by for Shipping Companies or their/ agents
  • Receipts from abroad by foreign shipping companies or their agents on account of stevedoring, harbor fees, crew expenses and other expenses of foreign ships in Pakistan. This does not include receipts for supply of bunker oil or their collections in Pakistan for freight, passage, etc.
• 9015: Refund transportation
  • Refund of payments on account of various items for sea transportations
• 9016: Earnings of Pak airlines
  • Receipts of surplus earnings of Pakistani air companies representing gross freight and passage collections less all payments abroad.
• 9017: Charter of Pak aircrafts with crew
  • Receipts on account of charter of Pakistani aircrafts with crew for a limited period including specific flight or time charter.
• 9018: Supply of aviation Fuel-for aircrafts
  • Receipts by oil companies in Pakistan for supply of aviation fuel to foreign aircrafts
• 9019: Repairs and maintenance of foreign aircrafts
  • Remittances received from foreign air company either by the repairers directly or through their agents, covering the cost of repairs and maintenance, etc.
• 9020: Remittances received by foreign airlines or their agents
  • Remittances received from abroad for various services including maintenance or establishment and provisions, etc. purchased by foreign airlines or their agents. This does not include receipts for aviation fuel or their collections in Pakistan for freight, passage, etc.
• 9021: Refund transportation -air
  • Refund of payments on account of various items for air transportations
• 9022: Remittances received by recruiting agents for passage cost
  • Remittances received by recruiting agents in Pakistan as reimbursement of cost of passage in respect of persons going abroad for employment.

Other Transport

• 9023: Earnings of Pak road transport
  • Receipts of surplus earnings of Pakistani road companies representing gross passage and freight collections less all payments abroad.
• 9024: Receipts of surplus earnings of Pakistan railways
  • Receipts of surplus earnings of Pakistan railways representing gross freight and passage collections less all payments abroad.
• 9025: Refund other transportation
  • Refund of payments on account of various items for other transportations.
• 9026: Remittances received by freight forwarders & clearing agents through Sea
  • Receipts of freight forwarders & clearing agents for sea transportation.
• 9027: Remittances received by freight forwarders & clearing agents through Air
  • Receipts of freight forwarders & clearing agents for air transportation.
• 9028: Remittances received by freight forwarders & clearing agents through Land
  • Receipts of freight forwarders & clearing agents for land transportation
• 9029: Earning of Liquid fuel transport through Pipelines
  • Receipts on account of earning of Liquid fuel transport through Pipelines across borders
• 9030: Earning through Electricity transmission
  • Receipts on account of earning through charges of Electricity transmissions across borders
• 9009: Other transport services
  • Receipts on account of other transport services include services that are auxiliary to transport and not directly provided for the movement of goods and persons. The category includes cargo handling charges billed separately from freight, storage and warehousing, packing and repackaging, towing not included in freight services, pilotage and navigational aid for carriers, air traffic control, cleaning performed in ports and airports on transport equipment, and agents’ fees associated with passenger and freight transport (e.g., freight forwarding and brokerage services). Container detention charges are also included

Postal and Courier Services

• 9091: Postal services
  • Receipt from foreign post offices for pick-up, transport and delivery of letters, newspapers, periodicals, brochures and other printed matter and of parcels, packages by national postal administrations.
• 9092: Courier services
  • Receipt from courier companies for pick-up, transport and delivery of letters, newspapers, periodicals, brochures and other printed matter and of parcels, packages by national operators

TRAVEL Official

• 9031: Official travel-Gov.
  • Receipts from foreign government and semi-government employees on official travel in Pakistan
• 9032: Official travel-Int. Organizations
  • Receipts from officials of international organizations on official travel including receipts from carrier crews stopping off or laying over.
• 9033: Surrender of unspent bal. Off. travel
  • Surrender of unutilized foreign exchange by the officials on their return from foreign tour.

Commercial

• 9041: Business travel on behalf of non-resident Enterprises
  • Receipts from commercial travelers who visit Pakistan for sales campaigns, market exploration or commercial negotiations, installation of machinery or equipment etc. on behalf of an enterprise established in another country.
• 9051: Non official & Non Commercial delegation
  • Receipts from self-employed nonresidents on traveling for business purposes
• 9052: Surrender of unspent bal. non official
  • Surrender of unutilized foreign exchange by the non-officials on their return from foreign tour.

Health related

• 9061: Health
  • Receipts from non -resident patients for medical / Health treatment in Pakistan (including expenses for acquiring medical services, other health care, food, accommodation and local transport)

Education related

• 9071: Students
  • Receipts by educational institutions or non-resident individuals on account of education of non-resident students studying in Pakistan (including tuition, food, accommodation, local transport, health services’ charges)
• 9072: Trainees
  • Receipts on account of training expenditure of foreign trainees in Pakistan other than officials of government and semi-government organizations.
• 9073: Students and trainees (Outside Pakistan)
  • Receipts on account of foreign students and trainees receiving education/training from Pakistan such as online courses, degrees from educational institutions in Pakistan. Also include receipts for evaluation of research thesis and paper publications at international journals.

Others

• 9081: Tourists Pak national
  • Purchases of foreign currency / rupee denominated instruments from Pakistani nationals including students who are on temporary visits to Pakistan on holiday. These also include remittances in the form of M.Ts., T.T., etc. in favor of such Pakistani nationals. Remittances in favor of Pakistani nationals who are resident in Pakistan to be classified as family remittances. Also include remittances from abroad in favor of hotels, tour operators and travel agents.
• 9082: Tourists foreign national
  • Purchases of instruments from foreign nationals (including Pakistanis holding foreign passports) coming to Pakistan as tourists on temporary visits. This will also include (a) Remittances in the form of M.Ts., T.Ts., Credit cards, Debit cards, etc.,in favor of such foreign tourists and (b) Remittances from abroad in favor of hotels, tour operators and travel agents.
• 9083: Religious travel
  • Receipts from non-residents on religious visits (including expenses occurred on food, accommodation, local transport and health services)
• 9084: Surrender unspent balance Pak national
  • Surrender of Pakistani nationals of unutilized amount of exchange (cash, cheques, etc.,) released for their temporary visits abroad.
• 9085: Surrender unspent bal. Hajj
  • Surrender by Pakistani hajjis of unutilized amount of foreign exchanges (cash, cheques, etc.) on their return
• 9086: Surrender unspent bal. Non Hajj
  • Surrender by Pakistani Zairin of unutilized amount of foreign exchange (cash, cheques, etc.) released for Umrah, Ziarat, etc.

CONSTRUCTION

• 9111: Construction services
  • Remittances received on account of work performed on construction projects and installation by personnel of Pakistani enterprises abroad. Also include remittances received by Pakistani residents on account of construction services provided to nonresidents in Pakistan.

INSURANCE AND PERSON SERVICES Life insurance and pension funding

• 9121: Life insurance and pension services
  • Receipts of insurance service charges on account of life Insurance and pension funds.
• 9124: Refund of insurance and pension services
  • Refund of insurance and pension services

Other direct insurance (Nonlife)

• 9141: Non-life insurance services
  • This represents receipts of nonlife insurance services charges by insurance companies in Pakistan.
• 9146: Refund of Insurance
  • Refund of other direct insurance payments

Reinsurance

• 9151: Reinsurance-life
  • Receipts of reinsurance services charges on account of life reinsurance placed by foreign insurance companies with insurance companies in Pakistan.
• 9152: Reinsurance - Nonlife
  • Receipts of reinsurance services charges on account of nonlife reinsurance placed by foreign insurance companies with insurance companies in Pakistan.

Auxiliary services

• 9161: Services auxiliary to insurance
  • Receipts on account of services auxiliary to insurance including brokerage and agency services

FINANCIAL SERVICES (OTHER THAN INSURANCE)

• 9171: Bank commission and charges
  • Receipts of banks operating in Pakistan from their offices and correspondents abroad on account of intermediary service fees such as on letter of credit, bankers’ acceptances lines of credit, financial leasing and foreign exchange transactions. This also includes charges of guarantees, commission and other fees related to transactions in securities -brokerage, placements of issues, underwriting, redemption, and arrangements of swaps and other hedging instruments etc. (excluding FISM).
• 9172: Remittances for guarantees involved
  • Receipts on account of enforcement of guarantees provided by banks and other abroad.
• 9173: Non-bank financial services
  • Receipts on account of all other financial services like, investment banking, mergers, acquisition, corporate finance, venture capital, securities brokerage, etc. not included in items above.
• 9174: Refund of financial services
  • Refund of financial services

TELECOMMUNICATIONS, COMPUTED, AND INFORMATION SERVICES Telecommunication services

• 9101: Telecommunication services
  • Receipts on account of telecommunication services viz. transmission of sound, images or other information by telephone, telegram, cable, broadcasting, satellite, electronic mail facsimile services etc. This also includes business network services, teleconferencing services and support services.
• 9102: ​​Call Centers
  • Call Centers - Receipts on account of services provided by Call Centers

Computer services

• 9181: Hardware consultancy services
  • Receipts on account of computer hardware consultancy services provided to non- residents.
• 9182: Software consultancy services
  • Receipt on account of data base services provided to non-residents such as development, storage, and on-line time series. Also included are the data processing services provided to nonresidents
• 9183: Maintenance & repairs of computers
  • Receipts on account of maintenance and repairs of computers and peripheral equipment abroad to non-residents.
• 9184: Export of Computer Software
  • Receipts on account of export of computer software including design, development, and programming of customized system.
• 9185: Other computer services
  • Receipts on account of other computer services not specified elsewhere.
• 9186: Freelance of computer and information services
  • Remittances received by resident individuals/households from reputed overseas IT firms and online platforms on account of free-lance of computer and information systems services.

Information services

• 9191: ​​Earnings of journalists / authors
  • Earnings of journalists and writers on account of their contribution in foreign magazines, newspapers etc.
• 9192: Subscription to newspapers/periodicals
  • Receipts on account of subscription to domestic newspapers and periodicals (not in bulk) by non-residents abroad. Also includes subscription charges to online journals, library resources and publication fees in local news papers.
• 9193: News agents and correspondents
  • Remittances received by Pakistani newsagents and news correspondents from abroad for their services.

CHARGES FOR THE USE OF INTELLECTUAL PROPERTY

• 9201: Royalties & trade marks
  • Receipts associated with the authorized use of proprietary rights (such as patents, trademarks, copyrights, industrial processes and designs including trade secrets, franchises). These rights can arise from research and development, as well as from marketing.
• 9202: License fee
  • Receipts on account of charges for licenses to reproduce or distribute (or both) intellectual property embodied in produced originals or prototypes (such as copyrights on books and manuscripts, computer software, cinematographic works, and sound recordings) and related rights (such as for live performances and television, cable, or satellite broadcast).

OTHER BUSINESS SERVICES Merchanting & Other Trade Related Services

• 9211: Merchanting
  • Receipt on account of merchanting (Merchanting is defined as the purchase of goods by a resident (of the compiling economy) from a nonresident combined with the subsequent resale of the same goods to another nonresident without the goods being present in the compiling economy. Merchanting occurs for transactions involving goods where physical possession of the goods by the owner is unnecessary for the process to occur.
• 9212: Remittances received by for Shipping Companies or their/ agents
  • Receipts on account of other trade related services cover commission on goods and services transactions between resident merchants, commodity brokers, dealers and commission agents and non-residents. This includes transactions in ships, aircraft, and auction sales as well.

Operational leasing (rental) services

• 9221: Charter of ships without crew-op. Leasing
  • Remittances on account of residents /non-residents transactions associated with operational leasing (other than financial leasing) and charter of ships without crew (without operators). This does not include insurance claims.
• 9222: Charter of aircrafts without crew
  • Remittances on account of residents /non-residents transactions associated with charter of aircrafts without crew (without operators). This does not include insurance claims.

Miscellaneous business, professional, and technical services, Legal, accounting, management consultancy, and public relation services

• 9230: Waste treatment and depollution
  • Receipts on account of waste treatment & depollution services including waste collection & disposal, remediation, sanitation, and other environmental protection services, such as production of carbon offsets or carbon sequestration that are not classified under any more specific category.
• 9231: Legal services
  • Receipts on account of legal fees of lawyers.
• 9232: Accounting auditing, & tax consultancy services
  • Receipts on account of accounting, auditing, bookkeeping, and tax consultancy services.
• 9233: Business & management consultancy & public relations
  • Receipts on account of business and management consultancy from abroad. Also includes subscription/membership/participation dues received by market nonprofit organizations, such as chambers of commerce or trade associations, conferences, seminars, games, etc.
• 9234: Agency commission
  • Commission received by recruiting agents, importers, indenters, and others in Pakistan.
• 9235: Printing charges of security documents
  • Receipts on account of printing of currency notes, stamps and other securities documents including mintage of coins, medals, etc.
• 9236: Processing fees on goods owned by others
  • Receipts on account of processing of goods for improvement owned by another economy, such as refining petroleum and crude oil, transformation of cotton or fabric, processing of iron or steel powder, and assembling bodies or chassis & engines, etc.
• 9237: Advertisements market research & public opinion Polling
  • Receipts on account of advertisement services such as design, creation, and
  • marketing of advertisements by advertising agencies, media placement, including the purchase and sale of advertising space, exhibition services provided by trade fairs, the promotion of products, market research and public polling abroad on various issues.
• 9238: Research and development
  • Receipt on account of services associated with basic research, applied research, and experimental development of new products and processes. Services associated with sciences, social sciences and humanities are covered. Also included is the development of operating system representing technological advances.
• 9239: Architecture, engineering, & technical services
  • Receipts on account of residents/nonresidents transactions relating to architectural design of urban and other development projects, planning and project design and supervision of dams, bridges, airports, turnkey projects, etc. surveying, cartography, product testing, and certification, and technical inspection services.
• 9241: Agriculture, mining, & on-site processing
  • Receipts on account of services provided by residents to nonresident covering services associated with agricultural crops (e.g., protection against insects and disease, increasing of harvest yields, etc.) forestry services, mining-related services (e.g., analysis of ores etc.) and on -site processing of goods that have been imported but not re-exported.
• 9242: Refund and rebate
  • Receipts on account of loss in weight, quality, discount, claims and difference in price, etc. in respect of imports.
• 9243: Receipts of security deposits with tenders
  • Receipts of security deposits with tenders submitted to rice and other export corporations.
• 9244: Services in medicine exports
  • Receipt of export services in medicines against promotion of sales of essential ethical medicines.
• 9247: Miscellaneous other business services, n.i.e
  • Receipts on account of transactions between residents /nonresidents covering items such as placement of personnel, security and investigative services, photographic services, building cleaning etc. (also included are payments for local supplies, utility payments, veterinary services etc. by nonresidents enterprises engaged in construction services) and all other relevant services not classified in items above.
• 9248: Reverse Misc. other business services
  • Refund of payments on account of various items of miscellaneous services.
• 9249: Other free-lance services
  • Remittances received by resident individuals/households from overseas reputed online platforms, firms and individuals on account of free-lance services other than computer and information systems services
• 9250: Maintenance and repair services
  • Maintenance and repair services n.i.e. cover maintenance and repair work by residents on goods that are owned by nonresidents. The repairs may be performed at the site of the repairer or elsewhere. Repairs and maintenance on ships, aircraft, and other transport equipment are included in this item.

PERSONAL, CULTURAL, AND RECREATIONAL SERVICES Audiovisual and related services

• 9251: Audiovisual and related services
  • Receipts on account of services and associated fees related to the production of motion pictures (on film or video tape), radio and television programs (live or on tape) and musical recordings. Also included are receipts on rentals, fees received by resident sectors, directors, producers, etc. for production abroad. Fees to actors, producers, etc. involved with theatrical and musical production, sporting events, circus etc. and fees for distribution rights (for television, radio etc.) for these activities are included.

Other personal, cultural, and recreational services

• 9261: Earnings of professional artists
  • Receipts of earnings of singers, musicians, wrestlers, sportsmen, etc. on account of their performance abroad.
• 9262: Other personal, cultural, & recreational services
  • Receipts on account of services such as those associated with museum, libraries, archives, and other cultural, sporting and recreational activities. Also included are fees for services, including provision of correspondence courses, rendered abroad by teachers and doctors.

GOVERNMENT GOODS AND SERVICES, N.I.E.

• 9271: Remittances received by foreign missions in Pakistan
  • Funds received by foreign embassies, consulates and their attached offices in Pakistan to meet their establishment and other expenses.
• 9272: Military units and agencies
  • Funds received by foreign official entities (located in Pakistan) such as military units, aid missions etc.
• 9273: Other government services
  • Receipts on account of other government services not specified elsewhere.

International Organization

• 9281: Remittances received by international organizations.
  • Funds received by international organizations and international bodies, and their attached offices in Pakistan.

Compensation of Employees

• 9291: Compensation of employees
  • Receipts on account of wages, salaries, and other benefits, in cash or in kind, earned by Pakistani workers abroad (living abroad for less than one year). Also included are contributions paid by the employers, on behalf of the employees, to social security. Cross-border compensation of employees arises when a resident individual (in Pakistan) is employed by a nonresident or when a resident employs a nonresident individual.

Investment income - Direct investment - Income on Equity

• 9301: Profits earned by branches/and other unincorporated enterprises of Pakistani investment companies operating abroad
  • Receipts of income on account of distributed branch profits by Pakistani (investors) companies, firms, and banks having ownership or co-ownership of (10% or more of the shares) branches and other unincorporated enterprises operating abroad.
• 9302: Dividends earned by Pakistani investments companies operating abroad.
  • Receipts on account of dividends by Pakistani (investors) companies, firms, and banks having direct investment (ownership of 10% or more) in the enterprises operating abroad.
• 9122: Surplus funds received by Pak insurance cos. operating abroad
  • Remittances received from overseas branches/agencies of State Life Insurance company of Pakistan and other Pakistani life insurance companies representing surplus funds originating from their operations abroad.
• 9303: Income on Investment Fund Shares (Dividends)
  • Receipts of dividends on account of Investment Fund Shares. Shareholders’ income from investment funds is defined as the investment income earned on the fund’s investment portfolio after deducting operating expenses.
• 9311: Interest on debt from associated enterprises abroad
  • Receipts of interest on inter-company debt to direct investor from associated
• 9312: Interest on other financial instruments abroad
  • Receipts of interest on financial instruments other than inter-company debt from direct investment enterprises abroad. Interest is a form of investment income that is receivable by the owners of certain kinds of financial assets, namely deposits, debt securities, and other accounts receivable, for putting the financial assets at the disposal of another institutional unit.
• 9322: Dividends - General government
  • Receipts of dividends from abroad by govt. and govt. controlled enterprises in the enterprises in which they have shares (less than 10% of the shares in the enterprise)
• 9323: Dividends - Banks
  • Receipts of dividends from abroad by banks in the enterprises in which they have shares (less than 10% of the shares in the enterprise)
• 9324: Dividends - Other sectors
  • Receipts of dividends from abroad by private sector enterprises and individuals in the enterprises in which they have shares (less than 10% of the shares in the enterprise)
• 9331: Dividends - General government
  • Receipts by general government of dividends on account of Investment Fund Shares. Shareholders’ income from investment funds is defined as the investment income earned on the fund’s investment portfolio after deducting operating expenses.
• 9332: Dividends - Banks
  • Receipts of dividends by banks on account of Investment Fund Shares. Shareholders’ income from investment funds is defined as the investment income earned on the fund’s investment portfolio after deducting operating expenses.
• 9333: Dividends - Other sectors
  • Receipts of dividends by other sectors on account of Investment Fund Shares. Shareholders’ income from investment funds is defined as the investment income earned on the fund’s investment portfolio after deducting operating expenses.
• 9341: Bonds and Notes - General Government
  • Receipts of interest on account of bonds, debentures, notes, non - participating preferred stocks or shares, convertible bonds and bonds with optional maturity dates (the latest of which is more than one year after maturity) by govt. and govt.- controlled enterprises. Also included are the negotiable certificates of deposits with maturity of more than one year; dual currency bonds; zero coupons and other deep discounted bonds; floating rate bonds; indexed bonds; and asset based securities, such as collateralized mortgage obligations and participation certificates etc.
• 9351: Remittances received by for Shipping Companies or their/ agents
  • Receipts of interest on account of bonds, debentures, notes, non - participating preferred stocks or shares, convertible bonds and bonds with optional maturity dates (the latest of which is more than one year after maturity) by banks. Also included are the negotiable certificates of deposits with maturity of more than one year; dual currency bonds; zero coupons and other deep discounted bonds; floating rate bonds; indexed bonds; and asset based securities, such as collateralized mortgage obligations and participation certificates etc.
• 9361: Bonds and notes - Other sectors
  • Receipt of profit/interest by banks on money market instruments such as treasury bills, commercial and finance papers, bankers’ acceptances, negotiable certificates of deposit (with original maturity of one year or less) and short- term notes issued under note issuance facilities (NIFs) by other sectors.
• 9381: Money market instruments - General government
  • Receipt of profit/interest by govt. and govt. controlled enterprises on money market instruments such as treasury bills, commercial and finance papers, bankers’ acceptances, negotiable certificates of deposit (with original maturity of one year or less) and short- term notes issued under note issuance facilities (NIFs).
• 9391: Money market instruments - Banks
  • Receipt of profit/interest by banks on money market instruments such as treasury bills, commercial and finance papers, bankers’ acceptances, negotiable certificates of deposit (with original maturity of one year or less) and short- term notes issued under and short- term notes issued under note issuance facilities (NIFs).
• 9401: Money market instruments - Other sectors
  • Receipt of profit/interest by private sector enterprises on money market instruments such as treasury bills, commercial and finance papers, bankers’ acceptances, negotiable certificates of deposit (with original maturity of one year or less) and short- term notes issued under note issuance facilities (NIFs).
• 9412: Interest on Deposits
  • Interest on Deposits
• 9414: Discount
  • Discount

Other Investment - General Government

• 9421: Interest debt servicing- refund of
  • Refund of interest, service and commitment charges on foreign loan and credits chargeable to debt servicing.
• 9422: Others
  • Other receipts by govt. and govt. controlled enterprises.
• 9423: Remittances received by for Shipping Companies or their/ agents
  • Refund of interest on short-term/long-term borrowings by govt. and govt. controlled enterprises.
• 9426: Rent on natural resources
  • Remittances received on account of rent for putting natural resources at the disposal of another institutional unit. Natural resources include land, mineral rights, forestry rights, water, fishing rights, air space, and electromagnetic spectrum.

Other Investment - Banks

• 9431: Interest on Deposits
  • Receipts of banks on account of interest on their deposits abroad, etc.
• 9432: Interest on foreign currency trade loans
  • Receipts on account of foreign currency trade loans by banks.
• 9433: Discount
  • Receipts of banks on account of discount on trade bills etc.
• 9434: Others
  • Other receipts by banks
• 9435: Refund of S/L term borrowings-banks
  • Refund of interest on short-term/long-term borrowings by banks

Other Investment - Other Sectors

• 9441: Interest - Other Sectors
  • Receipts of Private sector enterprises and individuals on account of interest on their deposits abroad, etc.
• 9442: Discount- on trade bills-other sec.
  • Receipts of Private sector enterprises and individuals on account of discount on trade bills etc.
• 9443: Rent-other sectors
  • Receipts on account of rent of the property.
• 9444: Other inv. Income n.s.e-other sectors
  • Other investment income not specified elsewhere
• 9445: Refund of S/L term borrowings-others
  • Refund of interest on short-term/long-term borrowings by other than banks
• 9448: Remittances of premium received on financial deriv
  • Remittances of premium received on financial derivates

CURRENT TRANSFERS General Government

• 9451: Taxes and duties
  • Receipts on account of taxes and duties payable to the government. Also included are receipts on account of withholding taxes, fines, penalties, or interest charges on the late payment of taxes. Other fines are treated separately as current transfers.
• 9452: Custom duty in Gold
  • Receipts on account of import duty on gold.
• 9453: Official donations (Budgetary grant)
  • Receipts of cash/grants from other governments for financing current expenditures by Pakistan (the recipient country)
• 9454: Official donations (Aid and relief related)
  • Receipts on account of gifts of food, clothing, other consumer goods, medical supplies, etc. associated with relief efforts in the wake of famine, earthquakes, other natural disasters and wars or other actions.
• 9455: Official donations (Military)
  • Receipts on account of gifts of certain military equipment, that is weapons and the equipment to support and deliver weapons which-by convention-are not treated as fixed assets.
• 9456: Official transfers (Regular)
  • Receipts on account of regular transfers-made as a matter of policy-by international organizations to Pakistan
• 9457: Official transfers (Technical)
  • Receipts on account of salaries of technical assistance staff and related costs and expenses from international organizations to Pakistan.
• 9458: Zakat remittances
  • Receipts on account of Zakat from abroad
• 9459: Sadaqat remittances
  • Receipts on account of Sadaqat from abroad
• 9461: Official transfers (N.S.E)
  • Other official transfers not specified elsewhere.
• 9462: Reverse unrequited transfers-official
  • Receipt on account of reverse of official unrequited transfers.
• 9463: Social Contributions to general government
  • Social contributions are the actual or imputed contributions made by households to
  • government social insurance schemes to make provision for social benefits to be paid. Social insurance schemes include social security schemes like Employees Old Age Benefit Institutions.

Other Sectors

• 9468: Net premiums on nonlife insurance and standardized guaranteed
  • Nonlife insurance premiums consist of both the gross premiums received by policyholders to obtain insurance during the accounting period (premiums earned) and the premium supplements received out of the investment income attributable to insurance policyholders.
• 9469: Nonlife insurance claims and calls under standardized guarantees
  • Nonlife insurance claims are the amounts received in settlement of claims that become due during the current accounting period. Claims become due at the moment when the eventuality occurs that gives rise to a valid claim.
• 9470: Social Contributions
  • Social contributions are the actual or imputed contributions made by households to social insurance schemes to make provision for social benefits to be paid. Social insurance schemes include social security schemes (which cover the entire community or large sections of it and are imposed, controlled, and financed by government) and employment-related schemes (including funded and unfunded pension schemes).
• 9471: Workers' remittances-other sectors
  • Remittances received from Pakistani workers living abroad for one year or more on account of family maintenance in Pakistan. However, money remitted by a Pakistani for the purpose of making a deposit is his own account with a bank in Pakistan represents a financial investment, which is recorded in the financial account, rather than a transfer.
• 9472: Remittances received by for Shipping Companies or their/ agents
  • Remittances received through postal authorities
• 9473: Private donations
  • Amounts received as gifts, dowries, inheritances, alimony and other support remittances, tickets sold by and prizes won from lotteries, grants made for purposes other than investment, contributions to religious, scientific, cultural, and charitable organizations. Also includes transfers to NPISHs from nonresident institutional units in the form of membership dues, subscriptions.
• 9474: Cost of import of Gold
  • Placement of non-monetary gold value into separate foreign currency account.
• 9475: Kerb purchases
  • Purchases from kerb market.
• 9476: Private transfers (n.s.e)
  • Other private transfers not specified elsewhere.
• 9477: Pension Transactions
  • Remittances received from abroad by resident pensioners on account of pensions only
• 9478: Utility bills and other agency fee & payments etc.
  • Remittances received by electricity & gas companies, Telecoms, educational institutions and universities accredited by HEC, super stores, hospitals etc. in their consumer accounts from overseas Pakistani individuals on account of above in Pakistan.
• 9479: Housing schemes
  • Remittances received by real estate builders/developers and housing societies from overseas Pakistani individuals for purchase of residential property for their families in Pakistan. This does not include remittances for direct investment in enterprise.

CAPITAL TRANSFERS General Government

• 9481: Investment Grants - In Cash
  • Receipts of investment grants in cash by Pakistan for the purposes of fixed capital formation. These grants are often tied to specific investment projects such as large construction projects. If the investment project continues over a long period of time an investment grant in cash may be paid in installments. Installment payments continue to be classified as capital transfers even though such payments may be recorded in a succession of different accounting periods.
• 9482: Grants for military establishments
  • Receipts of grants by Pakistan on account of structures such as airfields, docks, roads, hospitals, and other buildings used by military establishments. These structures by the donor governments or by the other enterprises that are paid directly by the donor government. Investment grants do not include transfers of military equipment in the form of weapons or equipment with the sole function of being fired. Such weapons and equipment are not classified as fixed assets but, by convention, are included under current transfers. Transfer of military equipment that also has civilian uses are recorded as other capital transfers.
• 9483: Taxes and duties on capital transfers
  • Receipts on account of taxes levied by the government at irregular and infrequent intervals on the values of assets transferred to foreigners. These consist largely of inheritance taxes, death duties, and gift taxes. Compensation receipts by the government form the foreign governments for extensive damages to capital assets or serious injuries not covered by the insurance policies represent another form of capital transfers. These include payments for damages caused by oil spills, majors explosions, the side effect of drugs etc.
• 9484: Other capital transfer
  • Receipts on account of other capital transfers (governmental entities) not specified elsewhere.

Remittances received by for Shipping Companies or their/ agents

• 9491: Investment grants in cash-others
  • Receipts of investment grants in cash by nongovernmental organizations of Pakistan for the purposes of fixed capital formation. These grants are often tied to specific investment projects such as large construction projects. If the investment project continues over a long period of time an investment grant in cash may be paid in installments. Installment payments continue to be classified as capital transfers even though such payments may be recorded in a succession of different accounting periods.
• 9492: Investment grants-legacies, gifts etc.
  • Receipts on account of legacies or large gifts by residents, nonprofit institutions and exceptionally large donations made by enterprises or households abroad to nongovernmental institutions in Pakistan for financing gross fixed capital formation e.g., gifts to universities to cover costs of building new residential quarters, libraries, laboratories, etc
• 9493: Receipts on account of liabilities of the migrants
  • Receipts on account of liabilities of the migrants who migrated from Pakistan. These transfers are not transaction between two parties but contra-entries to flows of goods and changes in the financial items that arise from migration (changes of residence for at least one year) of individuals from one economy to another. The transfers to be recorded are thus equal to the net worth of the migrant. All the household and personal effects of migrants, together with any movable capital goods actually transferred from the old economy to the new economy are included in under goods, general merchandise.
• 9494: Other capital transfers-others
  • Receipts on account of other capital transfers (nongovernmental entities) not specified elsewhere

Disposal of Non-produced Non-financial Assets

• 9501: Sale of land for establishment of embassy/institution.
  • Receipts on account of sale of land to a foreign government for establishing embassies or missions in Pakistan.
• 9502: Sale of Intangible, nonfinancial assets
  • Receipts on account of sale of intangible, nonfinancial assets such as patents and copyrights etc.
• 9503: Sale of marketing assets
  • Receipts on account of sale of franchises or trademarks.

FINANCIAL ACCOUNT Short-Term Capital - General Government

• 9521: Receipts of short-term capital on General Government Account
  • Receipts of short-term capital on Government Account not specified elsewhere.

Short-Term Capital - Banks

• 9522: Borrowings by banks from abroad
  • Borrowings of less than one-year maturity by banks from sources abroad. This does not include over-drafts in their foreign currency accounts maintained with their overseas branches or correspondents.
• 9523: Borrowings by others from abroad
  • Short-term borrowings of less than one-year maturity by other than banks from sources abroad (other than direct investors).

Short-Term Capital - Foreign currency accounts

• 9524: Borrowings by banks within Pakistan-FCA
  • Borrowings of less than one-year maturity by banks from other banks in Pakistan paid against the balances held in foreign currency accounts.
• 9525: Withdrawals in Equivalent Pak Rupees from FCA residents individuals
  • Contra on account of withdrawals converted into Pak Rupees from FCAs-residents individuals other than the purpose of export proceeds (workers' remittances).
• 9526: Withdrawals in Eq. Pak Rupees from FCA-residents enterprises - Direct investment
  • Contra on account of withdrawals converted into Pak Rupees from FCAs-residents enterprises on account of equity capital, direct investment from abroad.
• 9527: Withdrawals in Equivalent Pak Rupees from FCA residents enterprises- Portfolio
  • Contra on account of withdrawals converted into Pak Rupees from FCAs-residents enterprises on account of equity capital, portfolio investment from abroad.
• 9528: Withdrawals in Equivalent Pak Rupees from FCA residents enterprises- other purpose
  • Contra on account of withdrawals converted into Pak Rupees from FCAs-residents enterprises for the purpose other than workers’ remittances or foreign investment.
• 9529: Withdrawals in Equivalent Pak Rupees from FCA residents- General government
  • Contra on account of withdrawals converted into Pak Rupees from FCAs of Public Sector enterprises.
• 9530: Withdrawal in Eqv. PKR from Sp. FCA-Resident Ent.
  • Contra on account of encashment from Special Foreign Currency Accounts opened by Private Sector enterprises with banks in Pakistan.
• 9531: Withdrawals Pak. Rs. FCA-non-residents
  • Contra on account of withdrawals converted into Pak Rupees from FCAs-non- residents.
• 9532: FCA of residents- individuals
  • Amounts received for credit to Foreign Currency Accounts of residents individuals maintained in Pakistan.
• 9533: FCA of residents- General government
  • Amounts received for credit to Foreign Currency Accounts of Public Sector enterprises in Pakistan.
• 9534: FCA of residents-enterprises
  • Amounts received for credit to Foreign Currency Accounts of Private Sector enterprises maintained in Pakistan other than special FCA.
• 9535: FCA of non-residents
  • Amounts received for credit to Foreign Currency Accounts of Non-residents maintained in Pakistan.
• 9536: Foreign currency accounts - NBFIs
  • Amounts received for issuance of certificates of investment (COI) mobilized under Foreign Currency Accounts.

Short-Term Capital - Swaps

• 9537: Short-term SWAPS-Interbank
  • Receipts of foreign currency by banks in Pakistan under swap agreement of less than one-year maturity from interbank.
• 9538: Short-term SWAPS-abroad
  • Receipts of foreign currency by banks in Pakistan under swap agreement of less than one-year maturity from abroad.

Short-Term Capital - Placements

• 9539: Withdrawal of Placements made within Pak.- banks<1 yr
  • Withdrawal of placements of funds with banks within Pakistan or with SBP for a period of less than one-year maturity.
• 9541: Withdrawal of Placements made outside Pak.- Banks<1 yr
  • Withdrawal of placements of funds with banks abroad for a maturity period less than one-year.
• 9542: Withdrawal from balances of CRR/SCRR-SBP
  • Withdrawal of foreign currency from the balance held with SBP in the account of CRR/SCRR.

Short-Term Capital - Trade Financial

• 9543: Replenishment of FCA from interbank for settlement of FX Loan (Pre-shipment) to exporters
  • Purchase of foreign exchange from the SBP or interbank for settlement of foreign currency loan (pre-shipment) in case of non-realization of export remittances by the due date to replenish the FCA balance
• 9544: Replenishment of FCA from interbank for settlement of FX Loan (Post-shipment) to exporters
  • Purchase of foreign exchange from the SBP or interbank for settlement of foreign currency loan(post-shipment) - in case of non-realization of export remittances by the due date to replenish the FCA balance.
• 9545: Receipts against FX loan to importers
  • Purchases of foreign exchange from interbank on behalf of importer to replenish
  • The foreign currency account balance.

Short-Term Capital - Employees Stock Options

• 9546: Employees Stock Options
  • Amounts received from abroad on account of employees stock options.
• 9547: Employees Stock Options - Repatriation of
  • Amounts received from abroad on account of repatriation of employee’s stock options.

Short-Term Capital - Financial Derivatives

• 9548: Options & Forwards type contracts in Pakistan
  • Receipts on account of financial derivatives (options and forwards) in Pakistan from abroad
• 9549: Options & Forwards type contracts (Repatriation of)
  • Receipts on account of repatriation of financial derivatives (options and forwards) from abroad

Long-Term Capital - Direct Investment - Abroad (Repatriation of) - Equity capital

• 9551: General government
  • Remittances received by Public Sector enterprises on account of repatriation of direct investment abroad.
• 9552: Other sector
  • Remittances received by Pakistani companies excluding Public Sector enterprises on account of repatriation of direct investment abroad.
• 9553: General government
  • Remittances received by Public Sector enterprises on account of repatriation of loans, debt securities and suppliers credit etc. made to enterprises abroad by direct investors of Pakistan.
• 9554: Other sector
  • Remittances received by Pakistani companies excluding Public Sector enterprises on account of repatriation of loans, debt securities and suppliers credit etc. made to enterprises abroad.
• 9555: General Government -Equity Capital (Long term)Direct Investment abroad
  • Remittances received by Public Sector enterprises on account of repatriation of direct investment in "investment fund shares" abroad.
• 9556: Other Sector Private -Equity Capital (Long term) Direct Investment Abroad
  • Remittances received by Pakistani companies excluding Public Sector enterprises on account of repatriation of direct investment in "investment fund shares" abroad.
• 9561: General Government
  • Remittances received from abroad (direct investors) for equity participation and execution of contracts in Public Sector.
• 9562: Other sector- Private
  • Remittances received from foreign companies on account of equity participation in Pakistani companies other than those of Public Sector. Also includes funds brought in by branches of foreign companies / firms operating in Pakistan for execution of contracts and business establishment.
• 9563: General Government
  • Remittances received on account of loans, debt securities and suppliers credit etc. from direct investors abroad in favor of Pakistan’s Public Sector enterprises.
• 9564: Other sector Private (ST)
  • Remittances received on account of Short term loans, debt securities and suppliers credit etc. from direct investors abroad in favor of Pakistani companies other than those of Public Sector.
• 9565: Other sector Private (LT)
  • Remittances received on account of long term loans, debt securities and suppliers credit etc. from direct investors abroad in favor of Pakistani companies other than those of Public Sector.
• 9566: Investment Fund Shares
  • Remittances received from abroad (direct investors) for participation in investment funds shares.

Long-Term Capital - Portfolio investment - Abroad (Dis-investment) - Equity securities

• 9572: General government
  • Remittances received by Public Sector enterprises on account of repatriation of portfolio investments in equity securities from abroad.
• 9573: Banks
  • Remittances received by banks on account of repatriation of portfolio disinvestments in equity securities from abroad.
• 9574: Other sector
  • Remittances received on account of portfolio disinvestments in shares, stocks, participation, etc abroad.
• 9582: General government
  • Remittances received by Public Sector enterprises on account of repatriation of portfolio investments in debt securities abroad. (Bonds, debentures, notes)
• 9583: Banks
  • Remittances received by banks on account of repatriation of portfolio investments in debt securities, bonds and notes abroad.
• 9584: Other sector
  • Remittances received on account of investments in debt securities, bonds and notes etc. abroad.
• 9592: General government
  • Remittances received by Public Sector enterprises on account of repatriation of portfolio investments in money market securities abroad.
• 9593: Banks
  • Remittances received by banks on account of repatriation of portfolio investments in money market securities abroad.
• 9594: Other sector
  • Remittances received on account of investments in money market securities abroad.
• 9595: General government
  • Remittances received by Public Sector enterprises on account of repatriation of investments in "investment fund shares" from abroad.
• 9596: Banks
  • Remittances received by banks on account of repatriation of investments in "investment fund shares" from abroad.
• 9597: Other sector
  • Remittances received by other sectors on account of repatriation of investments in "investment fund shares" from abroad.
• 9602: Official portfolio investment (Repatriate basis)
  • Remittances received by public sector enterprises in Pakistan on account of sale of equity securities.
• 9605: Sale of instruments of National Savings Schemes
  • Remittances received on account of sale of instruments of National Saving Schemes (e.g. Special Saving Certificates, Defense Saving Certificates, and Prize Bonds etc.)
• 9606: Others
  • Remittances received by public sector on account of sale of other instruments of Portfolio Investment not specified elsewhere.
• 9607: Banks
  • Remittances received by banks in Pakistan on account of sale of equity securities.
• 9608: Other Sectors (SCRA)
  • Remittances received by private sector enterprises in Pakistan on account of sale of equity securities. Purchase of shares quoted on Stock Exchanges of Pakistan by non- residents through SCRA (Special convertible rupee accounts) or otherwise.
• 9609: Other sector (Other than SCRA)
  • Remittances received by private sector enterprises in Pakistan on account of sale of equity securities other than SCRA.
• 9612: General government
  • Remittances received by public sector enterprises in Pakistan on account of sale of debt securities (Bonds, debentures, notes).
• 9613: Banks
  • Remittances received by banks in Pakistan on account of sale of debt securities.
• 9614: Other sector
  • Remittances received by private sector enterprises in Pakistan on account of sale of debt securities.
• 9622: General government
  • Remittances received by public sector enterprises in Pakistan on account of sale of money market securities.
• 9623: Banks
  • Remittances received by banks in Pakistan on account of sale of money market securities.
• 9624: Other sector
  • Remittances received by private sector enterprises in Pakistan on account of sale of money market securities.
• 9625: Investment Fund Shares
  • Remittances received by investment fund shares on account of portfolio investment in Pakistan.

Long-Term Capital - Other long - term capital - General Government

• 9637: Long – term capital n.s.e.
  • Receipt of long-term capital on official account not specified elsewhere.
• 9638: Repayment of loans by foreign governments
  • Receipts on account of repayment on loans by foreign government.
• 9641: Borrowing by banks abroad
  • ​​Borrowings of maturity of one year or more by banks from sources abroad.
• 9642: Borrowings by banks within Pakistan- FCA
  • Receipt on account of borrowings by banks from other banks with in Pakistan against balances of foreign currency accounts by the lender bank.
• 9643: Long-term SWAPS interbank
  • ​​Receipts of foreign currency by banks in Pakistan under swap agreement of maturity of one-year or more from interbank.
• 9644: Long-term SWAPS abroad
  • Receipts of foreign currency by banks in Pakistan under swap agreement of maturity of one-year or more from abroad.
• ​​9645: Withdrawal of Placements made within Pakistan
  • Withdrawal of placements of funds with banks within Pakistan or with SBP for a maturity period of one-year or more.
• 9646: Withdrawal of Placements made outside Pakistan
  • Withdrawal of placements of funds with banks abroad for a maturity period of one- year or more.
• 9647: Borrowings by others
  • Borrowings of maturity of one year or more by other than banks from sources abroad.
• 9648: Foreign currency accounts under special permission-Equity Portfolio investment
  • Remittances received on account of equity (where the investor has total holding of up to 10 percent) for credit to foreign currency accounts opened under special permission allowed to Pakistani companies / firms excluding receipts under foreign currency account scheme.
• 9649: Foreign currency accounts under special permission-Equity Direct investment
  • Remittances received on account of equity (where the investor has total holding of more than 10 percent) for credit to foreign currency accounts opened under special permission allowed to Pakistani companies / firms excluding receipts under foreign currency account scheme.
• 9650: Special FCA-Resident Ent.-Equity Direct Investment (ST)
  • Remittances received on account of short term inter-company loans (Investor’s share in the company >= 10%) for credit to Special Foreign Currency Accounts opened by Private Sector enterprises with banks in Pakistan
• 9654: Special FCA-Resident Ent.-Equity Direct Investment (LT)
  • Remittances received on account of long term inter-company loans (Investor’s share in the company >= 10%) for credit to Special Foreign Currency Accounts opened by Private Sector enterprises with banks in Pakistan
• ​​9651: Foreign currency accounts under special permission-Private loans
  • Remittances received on account of loan from abroad for credit to foreign currency accounts opened under special permission allowed to Pakistani companies / firms excluding receipts under foreign currency accounts scheme.
• 9652: Qarz - e - Hasna
  • Receipt on account of Qarz-e-Hasna.
• 9653: Investment by migrants
  • Remittances received on account of purchase of real estate and other businesses from migrants abroad and managed by residents/relatives in Pakistan.
• 9668: Net premiums on life insurance
  • Life insurance premiums consist of both the gross premiums received by policyholders to obtain insurance during the accounting period (premiums earned) and the premium supplements received out of the investment income attributable to insurance policyholders.
• 9669: Life Insurance Claims
  • Life insurance claims are the amounts received in settlement of claims that become due during the current accounting period. Claims become due at the moment when the eventuality occurs that gives rise to a valid claim.

Cover Transfer- General Government

• 9673: Pak Diplomatic Mission – refund of
  • Refund from Pakistan's Diplomatic Missions abroad.
• 9674: Remittances received by for Shipping Companies or their/ agents
  • Receipt on government account of foreign loans repayable in less than one year and chargeable to debt servicing. This does not include short-term loans by banks and others that are classified under 'O (I)'.
• 9675: Reimbursement
  • Receipt on account of reimbursements under various long-term loans/credits chargeable to debt servicing in respect of payments previously made from Pakistan’s own resources. This does not include long-term loans (or reimbursements thereof) by Banks and Others
• 9676: Reversal entry – chargeable to debt servicing
  • Reversal entry on account of repayment of (principal only) long-term foreign loans/credits chargeable to debt servicing.
• 9678: Reversal of others unclassified
  • Reversal of remittances approved for special purposes.

Cover Transfer- Banks

• 9681: Transaction in currency notes
  • Receipt on account of export of foreign currency notes and coins.
• 9682: Back to back currency transactions
  • Proceeds of cheques, bank drafts, etc. denominated in foreign currency purchased for sale of foreign currency notes and travelers cheques.

Cover Transfer- Other Sector

• 9677: Long – term debt service cash loans/credits
  • Receipt of foreign cash loans/credits repayable in one year or more and chargeable to debt servicing.
• 9693: Surplus funds of freight forwarders.
  • Receipts of surplus earnings by freight forwarders and clearing agents.
• 9694: Reverse surplus funds of foreign shipping companies
  • Refunds of Surplus Funds as allowed on FP Statements for foreign shipping companies or their agents in Pakistan. This does not include remittances received from abroad.
• 9695: Reverse surplus funds of foreign airlines
  • Refunds of Surplus Funds as allowed on FP Statements for foreign airlines or their agents in Pakistan. This does not include remittances received from abroad.
• 9697: Reversal of payment for Suppliers’ credit not chargeable to debt servicing
  • Refunds in respect of Suppliers Credits not chargeable to debt servicing.
• 9698: Funds received in Pakistan from offshore FCA
  • Funds received in Pakistan by enterprises from their offshore FCA against Form .R.
• 9699: Funds received in onshore FCA from offshore FCA
  • Funds received in onshore FCA from permissible offshore FCA of enterprises
• 9703: Cost of export samples
  • Receipts on account of cost of exports samples.

Cover Transfer- Other Sector - Banks

• 9707: Remittances received for provision of goods under e-commerce transactions
  • E-commerce is a method of ordering or delivering products at least partly by electronic means, such as through the Internet or other computer-mediated networks. In general, charges for electronically delivered products are usually included in services, whereas products supplied across the border are classified as goods. Financial services associated with e-commerce are included in financial services.
• 9708: Remittances received for provision of services under e-commerce transactions
  • E-commerce is a method of ordering or delivering services at least partly by electronic means, such as through the Internet or other computer-mediated networks. Financial services associated with e-commerce are included in financial services.

USD - United States Dollar

• Beneficiary Bank Information:
  • SWIFT BIC
  • Full name
  • Address
• Ultimate Beneficiary Information:
  • 20-digit account number (CCI - Código de Cuenta Interbancario).
  • Full name (no initials)
  • Address
  • Recipient’s RUC code (tax ID)
    • If the beneficiary is a corporate entity, include the 11-digit RUC (local tax ID) number. For residents, include the 8-digit DNI (Documento Nacional de Identidad). For foreigners living in Peru, include the Carnet de Extranjeria (Foreign Registration Card) number.
• Purpose of Payment:
  • Purpose of payment is recommended.

Central Bank: For additional information, please refer to https://www.bcrp.gob.pe/en

PHP – Philippine Peso, USD - United States Dollar, EUR - Euro, CNY - Chinese Yuan

• Beneficiary Bank Information:
  • SWIFT BIC
  • Full name
  • Address
• Ultimate Beneficiary Information:
  • Account number
  • Full name (no initials)
  • Address (no PO box)
• Purpose of Payment:
  • Purpose of Payment code is mandatory.

Due to heightened Anti Money Laundering requirements in the Philippines, any transaction may be pulled up (particularly if the Purpose of Payment is unclear) and placed on hold pending supporting documentation to be provided by the remitter, such as but not limited to: invoices, shipping manifests, employment contracts for salary payments, etc. before a payment is cleared. Central Bank: For additional information, please refer to www.bsp.gov.ph.

The Bangko Sentral ng Pilipinas (BSP) has implemented the International Transaction Reporting System for Banks (ITRS) to enhance the monitoring and reporting of foreign currency domestic and cross-border wire transfers. As part of this system, all such transactions must include a corresponding payment purpose code. The BSP periodically updates and issues payment purpose codes to align with the reporting requirements of the ITRS. These codes are used to identify the purpose or nature of the wire transfer, such as trade-related transactions, investments, remittances, loans, or other specific purposes. It’s important to ensure that the purpose of payment code is accurate and appropriate for the transaction. Incorrect or inappropriate codes can result in delays or even rejection of the transfer. Note: Inward remittance means receipt of funds acquired either locally or from offshore locations (or accounts), while outward remittance refers to funds that are transferred to recipient(s) located within the country or internationally. Export of Goods

• 0210100001: Export Proceeds. Covers the amount received by an exporter from the sale of manufactured or produced goods to foreign countries.
• 0210100001: Export Proceeds. Covers the amount received by an exporter from the sale of manufactured or produced goods to foreign countries.
• 0210100002: Export Adjustment - increase
• 0220200003: Export Adjustment - decrease
• 0220200004: Refund and/or cancellation of export receipts
• 0210100005: Sales under constructive exports
• 0220200006: Purchase of goods abroad under merchanting
• 0210100007: Resale of goods abroad under merchanting
• 0210100001: Export Proceeds. Covers the amount received by an exporter from the sale of manufactured or produced goods to foreign countries.
• 0210100001: Export Proceeds. Covers the amount received by an exporter from the sale of manufactured or produced goods to foreign countries.

Payment of Services

• 0510101001: Receipts from manufacturing services on physical inputs owned by non-residents
• 0510102001: Receipts from non-residents for maintenance and repair of goods
• 0510102002: Receipts from non-residents for maintenance and repair on ships, aircraft and other transport
• 0510103101: Receipts of local sea carriers for international transport of non-resident passengers
• 0510103102: Receipts of local sea carriers from non-residents for freight on merchandise exports/imports
• 0510103103: Receipts from non-residents for other supporting and auxiliary transport services incurred in ports
• 0510103201: Receipts of local airline companies for international transport of non-resident passengers
• 0510103202: Receipts of local airline company from non-residents for freight on merchandise exports/ imports
• 0510103203: Receipts from non-residents for other supporting and auxiliary services in airport and terminal facilities
• 0510103301: Receipts from non-residents for postal and courier services
• 0510104001: Receipts from non-residents for business travel services
• 0510104002: Health-related receipts
• 0510104003: Education-related receipts
• 0510104004: Proceeds of non-resident use of credit and debit cards in the Philippines
• 0510104005: Receipts from non-residents traveling for holidays, recreational and cultural activities, visits to friends and relations, and pilgrimages in the Philippines
• 0510104006: Fares for cruises received by resident operators from non-resident passengers
• 0510104007: Over-the-counter conversion for pesos unused foreign currencies by resident tourists
• 0510104008: Over-the-counter conversion of foreign currencies to pesos by non-resident tourists and Filipino migrants (balikbayans)
• 0510105001: Receipts from non-residents for construction services abroad
• 0510105002: Receipts from non-residents for construction services in the Philippines
• 0510106001: Premium received by resident insurance companies for providing life insurance and annuities, and nonlife insurance to non-residents
• 0510106002: Premium received by resident insurance companies from non-resident insurance companies for reinsurance services
• 0510106003: Receipts by resident agents, consultants, brokers, etc., for auxiliary insurance services from non- resident insurance companies
• 0510106004: Contributions and fees received by resident providers of pension and standardized guarantee schemes from non-residents
• 0510107001: Receipts from financial services provided to non-residents
  • If this PoP code is used, please provide description of financial services being paid in the payment details field
• 0510108001: Receipts from non-residents for fees, commissions, or royalties received by residents for the use of proprietary rights and licenses
• 510108001: Receipts from non-residents for fees, commissions, or royalties received by residents for the use of proprietary rights and licenses
• 0510109001: Receipts from non-residents for telecommunication services
• 510110001: Receipts from non-residents for hardware- and software-related services and data-processing services.
• 510110001: Receipts from non-residents for hardware- and software-related services and data-processing services.
• 0510111001: Receipts from non-residents for news agency services
• 0510111002: Receipts from non-residents for database services, including web search portals
• 0510111003: Receipts from non-residents for direct non-bulk subscriptions to newspapers and periodicals
• 0510112001: Receipts from non-residents for research and development services
• 510113001: Receipts from non-residents for legal, accounting, auditing, bookkeeping, and tax consulting services
• 510113002: Receipts from non-residents for business and management consulting and public relations services
• 0510113003: Receipts from non-residents for advertising, market research, and public opinion polling services
• 0510114009: Receipts of resident BPO - Animation companies from non-residents
• 0510114010: Receipts of resident BPO - Transcription service providers from non-residents
• 0510114011: Receipts of resident BPO - Contact Center companies from non-residents
• 510114012: Receipts of resident BPO companies providing backroom operations, shared financial and accounting services, outsourcing for research and public opinion polling, etc. services
• 510113002: Receipts from non-residents for business and management consulting and public relations services
• 0510114001: Receipts from non-residents for architectural, engineering, scientific and other technical services
• 510114002: Receipts from non-residents for waste treatment and depollution, agricultural, and mining services
• 0510114003: Receipts from non-residents for operating leasing services
• 510114004: Receipts from non-residents for trade-related services
• 510114005: Receipts from non-residents for other business services
  • If this PoP code is used, please provide description other business services being paid in the payment details field
• 510115001: Receipts for services related to the production of motion pictures, radio and television programs and musical recordings
• 0510115002: Receipts for downloaded mass-produced recordings and manuscripts
• 0510115003: Receipts for access to encrypted television channels
• 510115004: Receipts for talent fees of local entertainers involved with theatrical and musical productions, sporting events, circuses, and other similar events
• 510116001: Receipts from non-residents for health services provided by resident hospitals, doctors, nurses, and paramedical and similar personnel, as well as laboratory and similar services, whether rendered remotely or on-site.
• 510116002: Receipts from non-residents for education services such as correspondence courses and education via television or the Internet, as well as by teachers and so forth who supply services directly in host economies abroad
• 510116003: Receipts from non-residents for heritage, recreational and other personal services
  • If this PoP code is used, please provide description other personal services, if not heritage or recreational in the payment details field
• 510117001: Receipts from non-residents fees for visas and other services provided by Philippine Embassies and consulates and other government agencies
• 510117002: Receipts from foreign embassies, consulates, military units, International Organizations and other official entities for the purchase of goods and services, such as office supplies, vehicles, repairs, electricity, and rental of premises/buildings in the Philippines.
• 510117003: Receipts from foreign diplomats, consular staff, and military personnel and their dependents for goods and services acquired from the Philippines
• 0510104009: Proceeds of non-resident use of debit cards in the Philippines

Personal Remittances

• 0610100001: Compensation earned and remitted by land-based overseas Filipino workers
• 0610100002: Compensation earned and remitted by sea-based overseas Filipino workers
• 610100003: Compensation received by local staff working for a foreign embassy, foreign military establishment, or an international organization in the Philippines
• 610100004: Compensation received by local staff working for non-resident institutional units operating in the Philippines
• 610100005: Personal transfers by Filipino workers/migrants who are employed in and considered residents of another country to resident households in the Philippines
• 0610100006: Capital transfers by Filipino workers/migrants abroad to the resident households in the Philippines
• 0610100007: MTO remittance pre-funding

Investment and Other Primary Income

• 0710101001: Dividends received and withdrawals of income from a quasi-corporation by a resident direct investor from its non-resident direct investment enterprise (investee) abroad
• 0710101002: Dividends received and withdrawals of income from a quasi-corporation by a resident direct investment enterprise from its non-resident direct investor abroad (reverse investment)
• 0710101003: Dividends received and withdrawals of income from a quasi-corporation by a resident fellow enterprise from its investment in a non-resident fellow enterprise abroad
• 0710101004: Dividends received by a resident from its investment fund shares (or units) issued by a non-resident
• 0710101005: Interest income received by a resident direct investor from a loan granted to a non-resident direct investment enterprise (investee)
• 0710101006: Interest income received by a resident direct investment enterprise (investee) from a loan granted to a non-resident direct investor
• 0710101007: Interest income received by a fellow enterprise from a loan granted to a non-resident fellow enterprise
• 0710101009: Unrealized gains on revaluation/marking-to-market of direct investments abroad
• 0710102002: Dividends received by a resident investor from its investment fund shares/units issued by a non-
• Resident. Receipts cover dividend income/ earnings received by the resident from investment fund shares/units issued by non-residents
• 0710102002: Dividends received by a resident investor from its investment fund shares/units issued by a non-resident. Receipts cover dividend income/ earnings received by the resident from investment fund shares/units issued by non-residents
• 0710102003: Interest income received by a resident investor from its long-term debt securities issued by a non- resident
• Receipts cover dividend income/ earnings received by resident nonbanks from its long-term debt securities issued by non-residents. Interest paid by a resident for long-term debt securities issued to a non-resident. Payments cover dividend income/ earnings paid by the resident on long-term debt securities.
• 0710102004: Interest Income received by a resident from its short-term debt securities issued by a non-resident. Receipts cover income/earnings received by resident investors from short-term debt securities issued by non-residents
• 0710102008: Realized gains on sale/redemption of portfolio investments issued by a non-resident. Receipts cover gains received by the resident investor from the sale or redemption of its portfolio investments abroad.
• 0710103001: Income withdrawn by a resident from its investment in a non-resident quasi-corporation
• 0710103002: Dividends received by a resident from the income attributable to policyholders in insurance, standardized guarantees, and pension funds from a non-resident
• 0710103003: Interest income received by a resident on deposits and placements held abroad
• 0710103004: Interest Income received by a resident on loan granted to a non-resident
• 0710103008: Realized gains on sale/redemption of other investments abroad
• 0710103009: Unrealized gains on revaluation/marking-to-market of other investments abroad
• 0710104002: Taxes on products and production collected by the Philippine government from non-residents

Secondary Income

• 0810101101: Taxes on income, wealth, and other taxes, including fines, penalties, fees, legal claims/settlements received by the Philippine government
• 0810101102: Social Contributions received by SSS, GSIS and PAG-IBIG from non-resident Filipinos (migrants)
• 0810101103: Donations/aids for technical assistance from foreign governments and international organizations to finance current expenditures, including emergency aid after natural disasters
• 0810101104: Donations from non-resident Non-Profit Institutions Serving Households (NPISHs), entities and individuals as emergency aid after natural disasters
• 0810101107: Receipt of returned/unclaimed SSS and GSIS pension benefits paid to non-resident Filipinos (migrants)
• 0810101108: Miscellaneous current transfers received by the Philippine government
• 0810101201: Gifts and donations received by resident individuals from non-residents (not OF migrant workers)
• 0810101202: Social contributions to resident private pension schemes paid by non-resident individuals or institutions
• 0810101203: Pensions received from US Veterans Affairs
• 0810101204: Other social security and pension benefits received by resident households from non-residents under social security and pension schemes
• 0810101205: Nonlife insurance premiums to cover fire, floods, crashes, collisions, sinkings, theft, violence, accidents sickness, etc., from non-residents
• 0810101206: Nonlife insurance claims and calls under standardized guarantees received by resident individuals or insurance companies
• 0810101207: Gifts and donations from international organizations and other government institutions
• 0810101208: Scholarships for education received by residents studying in the Philippines from foreign scholarship foundations, education institutions, etc.
• 0810101209: Membership/association dues, subscriptions, donations, etc., received by resident NPISHs from non-resident institutional units
• 0810101211: Receipt of returned unclaimed private social (pension) benefits paid to non-residents
• 0810102101: Investment grants by foreign governments and international organizations to the Philippine government to finance all or part of the costs of their acquiring fixed assets (also include technical assistance e.g., consulting related to the investment project)
• 0810102102: Receipts from sale or long-term (financial) lease of land to international organizations and foreign governments for purposes of extending their enclaves, diplomatic missions, or military bases
• 0810102103: Capital taxes received by the Philippine government on the values of the assets or net worth of institutional units, or on the values of assets transferred between institutional units as a result of legacies, gifts, or other capital transfers
• 0810102104: Major compensation receipts for extensive damages or serious injuries not covered by insurance policies (e.g., major explosions, oil spillages, the side effects of pharmaceutical products)
• 0810102201: Receipts from sale of intangible assets covering contracts, leases, and licenses, e.g., time-share arrangement that involves a transferable right to use, permissions to use natural resources that are not recorded as outright ownership of those resources
• 0810102202: Exceptionally large donations, gifts to resident nonprofit institutions to finance gross fixed capital formation, such as gifts to universities to cover the costs of building new residential colleges, libraries, and laboratories
• 0810102203: Penalties received for non-compliance in trade agreement
• 0810102205: Receipts from non-residents for sale of marketing assets e.g., brand names, mastheads, trademarks, logos, and internet domain names
• 0810102206: Capital transfer from a non-resident individual to a resident individual

Direct Investments

• 0940500001: Proceeds from non-resident investors' capital infusion/equity investment of 10% or more of the total shares of stock (common/participating preferred) or quasi-corporation in the Philippines
• 0940500002: Proceeds from non-resident direct investment enterprises' (investees) capital infusion/equity investment of less than 10% in its resident parent company (direct investor) in the Philippines (reverse investment)
• 0940500003: Proceeds from non-resident fellow enterprises' (FE) equity investments (holdings of 10% or more) in a resident fellow enterprise in the Philippines
• 0940500004: Proceeds from non-resident investors' investment of 10% or more in the total investment fund shares or units (UITF, REITF, mutual funds) in the Philippines
• 0940500005: Proceeds from loans/advances/other liabilities granted by a non-resident parent company (direct investor) to its resident direct investment enterprise (investee) in the Philippines
• 0940500006: Proceeds of loans/advances/other liabilities granted by the non-resident fellow enterprise to its resident fellow enterprise in the Philippines
• 0940500007: Proceeds of loans/advances/other liabilities granted by the non-resident direct investment enterprise (investee) to its resident parent company (direct investor)
• 0940500008: Receipt of pass-through funds or funds in transit from a non-resident affiliate for transfer to another non-resident affiliate in another country
• 0940500009: Receipts by resident direct investment enterprise (investee) of funds for operating expenses from its non-resident parent company (direct investor)
• 0940500010: Proceeds from Investment in condominiums/buildings and vacation homes, including major renovations and repairs in the Philippines by non-residents
• 0930400001: Proceeds from the withdrawal of resident’s equity investment of 10% or more of the voting stock (common or participating preferred stock) or quasi-corporation issued by non-residents
• 0930400002: Receipt of capital repatriated by the non-resident investor (parent company) to resident investee in the Philippines
• 0930400003: Receipt of capital repatriated by a non-resident fellow enterprise to a resident fellow enterprise in the Philippines
• 0930400004: Proceeds from the withdrawal of investment (holdings of 10% or more) of a resident investor in an investment fund shares or units abroad (includes UITF, REITF, mutual funds)
• 0930400005: Receipt from the settlement of loans/advances/other liabilities of the non-resident investee to its resident parent company (direct investor)
• 0930400006: Receipt from the settlement of loans/advances/other liabilities of the non-resident fellow enterprise to its resident fellow enterprise
• 0930400007: Receipt from the settlement of loans/advances/other liabilities of the non-resident parent company (direct investor) to its resident direct investment enterprise (investee)
• 0930400009: Receipt of excess funds (operating expenses) by a resident parent company (direct investor) from its non-resident direct investment enterprise (investee)
• 0930400010: Receipt of proceeds from the sale of resident's real estate properties (e.g., investment in condominiums/buildings and vacation homes) located abroad
• 0930400011: Receipt from the settlement of goods and services under intercompany netting arrangements (Annex Z of MORFXT)

Portfolio Investments

• 1040500001: Residents' sale of equity securities (holdings of less than 10% of total shares) issued by residents to non-residents
• 1040500003: Residents' sale of Money Market Fund (MMF) shares/units issued by residents to non-residents
• 1040500004: Residents' sale of other investment fund shares/units issued by residents to non-residents
• 1040500005: Residents' sale of long-term debt securities issued by residents to non-residents
• 1040500006: Residents' sale of short-term debt securities to non-residents
• 1040600001: Non-residents' withdrawal of equity securities (holdings of less than 10% of total shares) issued by residents
• 1040600003: Non-residents' withdrawal of Money Market Fund (MMF) shares/units issued by residents
• 1040600004: Non-residents' withdrawal of other investment fund shares/units issued by residents
• 1040600005: Non-residents' withdrawal of long-term debt securities issued by residents
• 1040600006: Non-residents' withdrawal of short-term debt securities issued by residents
• 1030300007: Reversal of loan loss provision/allowance for credit losses/unamortized discount/accumulated market losses - portfolio investments
• 1030300008: Accrued interest income on financial assets - portfolio investments

Spot, Financial Derivatives and Employee Stock Options

• 1130400001: Gains from the settlement of spot transactions
• 1130400002: Gains from the settlement of forwards contracts
• 1130400002: Gains from the settlement of forwards contracts
• 1130400002: Gains from the settlement of forwards contracts
• 1130400002: Gains from the settlement of forwards contracts
• 1130400003: Gains from the settlement of swaps contracts
• 1130400003: Gains from the settlement of swaps contracts
• 1130400003: Gains from the settlement of swaps contracts
• 1130400003: Gains from the settlement of swaps contracts
• 1130400004: Gains from the settlement of options (including warrant) contracts
• 1130400004: Gains from the settlement of options (including warrant) contracts
• 1130400004: Gains from the settlement of options (including warrant) contracts
• 1130400005: Premiums received on sale of call/put options contracts
• 1130400006: Premiums received under credit derivatives
• 1130400004: Gains from the settlement of options (including warrant) contracts
• 1130400007: Gains from the settlement of futures contracts
• 1130400007: Gains from the settlement of futures contracts
• 1130400007: Gains from the settlement of futures contracts
• 1130400008: Receipts of nonrepayable margin deposits on futures contracts
• 1130400007: Gains from the settlement of futures contracts
• 1130400009: Gains from the settlement of Structured Products
• 1130400010: Gains from the settlement of employee stock options

Loans

• 1340500001: Loan availments by residents from non-residents
• 1340600001: Loan repayments of residents to non-residents. Payments cover principal loan repayments by residents to non-residents
• 1330300002: Reversal of loan loss provision - loans
• 1330300003: Accrued interest income - loans
• 1340500002: Accrued interest expense - loans

Other Foreign Investments (other than Loans)

• 1440500001: Proceeds from non-resident’s equity investment in quasi-corporation (share of voting power is less than 10 percent) in the Philippines
• 1430400001: Resident's withdrawal of funds realized by the sale or disposal of the quasi-corporation’s assets abroad
• 1440500002: Proceeds from non-resident's peso time deposits with a maturity of at least ninety (90) days
• 1440500003: Cash deposits/credits to non-resident's accounts
• 1430300002: Debit to reporting bank's Nostro account abroad
• 1440500004: Credit to non-resident bank's account maintained with the reporting bank as working funds denominated in local currency
• 1440500005: Incurrence of other payables - non-residents
• 1430300004: Foreign currency notes and coins/checks/other cash items received over the counter
• 1440500006: Pass-through funds received by resident banks
• 1440500009: Accrued expenses - non-residents
• 1430300009: Deposits by non-resident clients

Other Foreign Exchange Receipts/Payments with Resident Non-Banks

• 1540600007: Withdrawals from FCDU accounts (other than those previously defined) of forex corporations, FX dealers, money changers, OBUs and other resident non-banks
• 1540600007: Withdrawals from FCDU accounts (other than those previously defined) of forex corporations, FX dealers, money changers, OBUs and other resident non-banks
• 1540600007: Withdrawals from FCDU accounts (other than those previously defined) of forex corporations, FX dealers, money changers, OBUs and other resident non-banks
• 1540500007: Deposits and other credits to FCDU accounts of forex corporations, FX dealers, money changers, OBUs and other resident non-banks
• 1540500003: Sale of Unit Investment Trust Fund (UITF) and Exchange Traded Fund (ETF), equity and other debt securities to resident non-banks
• 1430300005: FX acquisition from self-funded imports, including the application of proceeds of FCDU loans
• 1530300002: Foreign currency loans granted to resident non-banks
• 1530300003: Investment in foreign currency-denominated debt securities issued by resident non-banks
• 1510100003: Gains on the sale of financial instruments to resident non-banks
• 1510100001: Interests/dividends, including fees and other charges received from resident non-banks
• 1430300008: FX acquisition from self-funded payment of non-trade accounts
• 1530300007: Due from FCDU/RBU. Clearing accounts and other transactions between the FCDU/RBU
• 0510104007: Over-the-counter conversion for pesos unused foreign currencies by resident tourists
• 0210100005: Sales under constructive exports. Receipts cover sales of residents paid for in foreign currency or Philippine pesos for the following constructive exports:
  • Gold sales to the BSP paid for in Philippine currency;
  • Sales of residents paid in foreign currency to the following:
    • Bonded manufacturing warehouses of export producers/manufacturers;
    • Export processing zones;
    • BOI-registered export traders operating bonded trading warehouses supplying raw iv.Materials used in the manufacture of export products;
    • Diplomatic missions in the Philippines; vi.Duty-Free Philippines, Inc.;
    • Foreign buyers of goods/products to be delivered directly to local consumers at the instruction of the former and paid for in foreign currency;
    • Foreign aircraft and vessels in Philippine ports and other terminal facilities which purchased fuel, oil, parts, and supplies from local oil companies; and
    • Other items considered as constructive exports under relevant laws, rules and regulations of other government agencies.
• 1510100005: Gains on revaluation/marking-to-market of financial assets - resident non-banks
• 1130400007: Gains from the settlement of futures contracts
• 1440500006: Pass-through funds received by resident banks. Amounts reported should cover all pass-through funds receipts
• 1530300004: Set-up of other accounts receivable from resident non-banks
• 1430300005: FX acquisition from self-funded imports, including the application of proceeds of FCDU loans
• 0130300014: Availments of the USD-denominated repurchase agreement facility of banks with the BSP (USD R/P)
• 0130300015: Availment of foreign currency-denominated repurchase agreement with other banks 0140500002: Sale of foreign currency-denominated reverse repurchase agreement facility to other banks
• 1540500004: Accrued interest expense on financial liabilities - resident non-banks
• 1530300007: Due from FCDU/RBU. Clearing accounts and other transactions between the FCDU/RBU
• 1530300003: Investment in foreign currency-denominated debt securities issued by resident non-banks
• 1530300006: Reversal of general loan loss provision - resident non-banks

Transactions with Resident Non-Banks

• 1530300009: Deposits by residents
• 1530400027: Withdrawal of deposits by residents

PLN – Polish Zloty, USD - United States Dollar, EUR - Euro

• Beneficiary Bank Information:
  • SWIFT BIC
  • Full name
  • Address
• Ultimate Beneficiary Information:
  • Account number (IBAN)
  • Full name (no initials)
  • Address
• Purpose of Payment:
  • Purpose of Payment is recommended

Central Bank: For additional information, please refer to www.nbp.pl Tax Payments must include additional details:

• NIP (Numer Identyfikacji Podatkowej) or REGON Rejestr Gospodarki Narodowej (Register of the National Economy)
• Period of time the payment is for
• Kind of tax being paid

USD - United States Dollar

• Beneficiary Bank Information:
  • SWIFT BIC (8 or 11 alphanumeric characters: xxxxRUxx or xxxxRUxxxxx.)
  • 9 digit BIK code
    • This is different from the SWIFT BIC code. Both BIC and BIK codes are required to send funds via wire to Russia.
• Ultimate Beneficiary Information:
  • 20 digit Account number
  • Full name (no initials)
    • First name, family name, and patronymic name must be included if sending to an individual
  • Address
  • INN Code (individual tax payer number)
    • INN is the taxpayer’s identification code assigned by the Russian Tax authority. The length of this code varies based on the type of beneficiary.
      • If the beneficiary is an individual, this field consists of 12 digits.
      • If the beneficiary is a Russian legal entity, this field consists of 10 digits.
      • If the beneficiary is a foreign legal entity, this field consists of 5 digits or 10 digits, depending on whether or not the foreign legal entity conducts business in Russia.
• Purpose of Payment:
  • Purpose of Payment code is mandatory.

Central Bank: For additional information, please refer to www.cbr.ru.

Group 02- FX transactions

• VO02010: Purchase of RUB currency by non-resident
• VO02020: Selling of RUB currency by non-resident

Group 10- Settlements for goods, exported from the customs territory of Russia, including aircraft, watercraft, and cosmic objects being subject of foreign trade activities

• VO10100: Settlements of non-resident in favor of resident by means of advance payment for goods exported from the territory of the Russian Federation including contracts of commission/agency, in cases different from those indicated in Codes Group 22
• VO10200: Settlements of non-resident in favor of resident by means of deferred payment granted by resident to non-resident for goods exported from the territory of the Russian Federation including contracts of commission/agency in cases different from those indicated in Codes Group 22

Group 11- Settlements for goods, imported to the territory of the Russian Federation, including aircraft, watercraft, and cosmic objects being subject of foreign trade activities

• VO11900: Settlements of non-resident in favor of resident related to return of excess amounts received from the import of goods to the customs of the Russian Federation in cases different from those indicated in Code 23900

Group 12- Settlements between residents and non residents for sale of goods not imported to the territory of the Russian Federation

• VO12900: Settlements of non-resident in favor of resident related to return of excess amounts received from the sale of goods outside the territory of the Russian Federation in cases different from those indicated in Code 23900
• VO12050: Settlements of non-resident in favor of resident for sale of goods outside the territory of the Russian Federation and not imported to the territory of the Russian Federation in cases different from those Indicated in Codes 22110, 22210, and 22300

Group 13- Settlements between residents and non residents for goods sold on the territory of the Russian Federation

• VO13010: Settlements of non-resident in favor of resident for goods sold on the territory of the Russian Federation in cases different from those indicated in Codes 22110, 22210, 22300
• VO13900: Settlements of non-resident in favor of resident related to return of excess amounts received from the sale of goods on the territory of the Russian Federation in cases different from those indicated in Code 23900

Group 20- Settlements between residents and non residents for foreign trade contracts for executing by residents works, rendering services, information and intellectual property, including exclusive rights on the above, also for lease property agreements except financial lease

• VO20100: Settlements of non-resident in favor of resident by means of advance payment for executing by resident works, rendering services, information and intellectual property, including exclusive rights, including completion of contractual obligations of commission/agency agreements except for settlements indicated in the Code 20400, in the Code Group 22 and settlements related to the remuneration payment in favor of resident-broker under agreement on brokerage services (Code Group 58)
• VO20200: Settlements of non-resident in favor of resident by means of deferred payment for executed by resident works, rendered services, information and intellectual property, including exclusive rights, including completion of contractual obligations of commission/agency agreements except for settlements indicated in the Code 20400, in the Code Group 22 and settlements related to the remuneration payment in favor of resident-broker under brokerage services agreement (Code Group 58)
• VO20300: Settlements of non-resident in favor of resident under lease property agreements except financial lease agreements
• VO20400: Settlements of non-resident being principal agent in favor of resident being commission agent in connection with purchase of goods, works, services, information and intellectual property, including exclusive rights for non-resident from third parties under commission/agency agreements except settlements indicated in the Code Group 58

Group 21- Settlements between residents and non residents under foreign trade contracts for executing by non-residents works, rendering services, information and intellectual property, including exclusive rights on the above, also for lease property agreements except financial lease

• VO21500: Settlements of non-resident being commission agent (agent, guarantor) in favor of resident being principal (grantor) in connection with provided by non-resident services on sale to third parties executed by resident works, services, information and intellectual property, including exclusive rights in accordance with the contracts of commission/agency except for settlements indicated in the Code Group 58
• VO21900: Settlements of non-resident in favor of resident related to return of excess amounts received for executing by non-resident works, rendering services, information and intellectual property, including exclusive rights including completion of contractual obligations of commission/agency agreements except for settlements indicated in the Code Groups 23 and 58

Group 22- Settlements between residents and non residents related to goods delivered by residents, executing, by residents works, rendering services, information and intellectual property, including exclusive rights on the above under the mixed type contracts

• VO22100: Settlements of non-resident being commission agent (agent, guarantor) in favor of resident being principal (grantor) by means of advance payment for goods exported from the territory of the Russian Federation, executing works, rendering services, information and intellectual property, including exclusive rights except for settlements indicated in the Code 22110 of this List and settlements related to the remuneration payment in favor of resident-broker under brokerage services agreement (Code Group 58)
• VO22110: Settlements of non-resident in favor of resident by means of advance payment for goods to be delivered, executing works, rendering services, information and intellectual property, including exclusive rights under agreements indicated in subpoint 5.1.2 of point 5.1 of the Instruction of the Central Bank of Russian Federation no. 138-I dd. 04.06.2012: Contracts providing the sale (purchase) and/or rendering services related to the sale (purchase) on the territory of the Russian Federation (outside the Russian Federation) of fuels and lubricants (bunker fuel), provisions, material and technical supplies and other goods (except for the spare parts and equipment) required to support operation and maintenance of transport vehicles regardless of their type and function during the route or stops
• VO22200: Settlements of non-resident being commission agent (agent, guarantor) in favor of resident being principal (grantor) by means of deferred payment for goods exported from the territory of the Russian Federation, executed works, rendered services, information and intellectual property, including exclusive rights except for settlements indicated in the code 22110 of this List and settlements related to the remuneration payment in favor of resident-broker under brokerage services agreement (Code Group 58)
• VO22210: Settlements of non-resident in favor of resident by means of deferred payment for delivered goods, executed works, rendered services, information and intellectual property, including exclusive rights under agreements indicated in subpoint 5.1.2 of point 5.1 of the Instruction of the Central Bank of Russian Federation no. 138-I dd. 04.06.2012: Contracts providing the sale (purchase) and/or rendering services related to the sale (purchase) on the territory of the Russian Federation (outside the Russian Federation) of fuels and lubricants (bunker fuel), provisions, material and technical supplies and other goods (except for the spare parts and equipment) required to support operation and maintenance of transport vehicles regardless of their type and function during the route or stops
• VO22300: Settlements of non-resident in favor of resident under the agreement of finance lease

Group 23- Settlements between residents and non residents related to goods delivered by non-residents, executing by nonresidents works, rendering services, information and intellectual property, including exclusive rights on the above under the mixed type contracts

• VO23900: Settlements of non-resident in favor of resident related to return of excess amounts received under the mixed type contracts

Group 30- Settlements between residents and non residents for transactions with acquisition of real estate, excluding payments for aircraft, watercraft and space objects

• VO30010: Settlements of non-resident in favor of resident for sale of real estate by resident to non-resident outside the territory of the Russian Federation, including those connected with participating interest of non-resident in the construction performed by resident outside the territory of the Russian Federation
• VO30030: Settlements of non-resident in favor of resident for sale of real estate by resident to non-resident on the territory of the Russian Federation, including those connected with participating interest of nonresident in the construction performed by resident on the territory of the Russian Federation
• VO30900: Settlements of non-resident in favor of resident related to return of excess amounts received under transactions with real estate including those connected with participating interest in the real estate construction

Group 32- Settlements between residents and non residents in accordance with the contracts of cession, assignment of debt concluded between residents and non residents

• VO32010: Settlements of non-resident in favor of resident for cession of right by resident to non-resident in accordance with cession contract
• VO32020: Settlements of non-resident in favor of resident for assignment of debt from non-resident to resident in accordance with debt assignment contract

Group 35- Settlements between residents and non residents for other transactions related to foreign trade and not directly indicated in Code Groups 10-23

• VO35030: Settlements of non-resident in favor of resident for other transactions related to foreign trade and not directly indicated in Code Groups 10-23

Group 40- Settlements related to loans granted by residents (except for authorized banks) to nonresidents under loan agreements

• VO40900: Settlements of non-resident in favor of resident related to return of excess amounts received with the loan granted by resident to non resident under the loan agreement

Group 41- Settlements related to loans granted by nonresidents to residents (except for authorized banks) under loan agreements

• VO41030: Settlements of non-resident in favor of resident for granting loans under loan agreement

Group 42- Settlements related to fulfillment of obligations by residents (except for authorized banks) under the loan agreements

• VO42900: Settlements of non-resident in favor of resident related to return of excess amounts received from the repayment by resident of principal amount under the loan agreement
• VO42950: Settlements of non-resident in favor of resident related to return of excess amounts received from the repayment by resident of interest amount under the loan agreement

Group 43- Settlements related to fulfillment of obligations by nonresidents under the loan agreements

• VO43015: Settlements of non-resident in favor of resident for repayment of the principal amount under the loan agreement
• VO43035: Settlements of non-resident in favor of resident for repayment of the interest amount under the loan agreement
• VO43050: Other settlements of non-resident in favor of resident related to payment of premium (commissions, fees) and other amounts under the borrowed loan facility

Group 50- Settlements related to capital investments

• VO50200: Settlements of non-resident in favor of resident for transactions with shares, investments in the capital of the legal entity including the ordinary partnership
• VO50210: Settlements of non-resident in favor of resident for dividend payments (income) from capital investments
• VO50900: Settlements of non-resident in favor of resident related to return of excess amounts received from capital investments transactions

Group 51- Settlements related to purchase of securities (rights evidenced by securities) by non-residents from residents except for settlements indicated in the Code Group 58

• VO51210: Settlements of non-resident in favor of resident for purchase of bonds, stocks and other securities issued by residents
• VO51215: Settlements of non-resident in favor of resident for purchase of bonds, stocks and other securities issued by non-residents
• VO51230: Settlements of non-resident in favor of resident for purchase of shares in investment funds founded by resident:
• VO51235: Settlements of non-resident in favor of resident for purchase of shares in investment funds founded by non-resident
• VO51250: Settlements of non-resident is favor of resident for purchase of promissory notes and other nonissue securities of resident
• VO51255: Settlements of non-resident is favor of resident for purchase of promissory notes and other nonissue securities of non-resident

Group 52- Settlements related to purchase of securities (rights evidenced by securities) by residents from nonresidents except for settlements indicated in the Code Group 58

• VO52900: Settlements of non-resident in favor of resident related to return of excess amounts received from transactions with securities (rights evidenced by securities) and amounts for default obligations

Group 55- Settlements related to fulfillment by residents and nonresidents obligations under securities

• VO55310: Settlements of non-resident in favor of resident related to fulfillment by non-resident obligations under bonds and other securities
• VO55330: Settlements of non-resident in favor of resident for payment of income received from investment funds shares
• VO55350: Settlements of non-resident in favor of resident related to fulfillment by non-resident obligations under promissory notes and other non issue securities
• VO55900: Settlements of non-resident in favor of resident related to the return of excess amounts received from fulfillment of obligations under transactions with securities and payments for default obligations

Group 56- Settlements between residents and non residents for transactions with derivatives and other forward and futures transactions

• VO56010: Settlements of non-resident in favor of resident for transactions with derivatives, forward and futures transactions (options, margin and guarantee fees and other cash funds transferred in accordance with the terms of the contracts, except for settlements related to delivery of underlying asset)
• VO56900: Settlements of non-resident in favor of resident related to return of transferred excess amounts and amounts from default obligations indicated in this Code Group

Group 57- Settlements under the asset management agreements

• VO57020: Settlements of non-resident being trust constitutor in favor of resident – trust manager in RUB or foreign currency
• VO57035: Settlements of non-resident being trust manager in favor of resident – trust constitutor
• VO57900: Settlements of non-resident in favor of resident related to return of transferred excess amounts under the asset management agreements

Group 58- Settlements under agreements on brokerage services in cases different from those indicated in the Code Groups 51-55

• VO58015: Settlements of non-resident – broker in favor of resident under agreements on brokerage services except settlements under Code 58900
• VO58020: Settlements of non-resident in favor of broker - resident under agreements on brokerage services including remuneration payments to broker - resident
• VO58900: Settlements of non-resident in favor of resident related to return of funds transferred under agreement on brokerage services

Group 60- Nonresidents’ accounts transfers

• VO60076: Transfer from RUB banking/deposit account of non-resident opened in non-resident bank to another RUB banking account of the same non-resident opened in Russian bank
• VO60081: Transfer from RUB banking account of non-resident to RUB banking/deposit account of another nonresident opened in another Russian bank
• VO60086: Transfer from RUB banking/deposit account of non-resident opened in non-resident bank to RUB banking account of another non resident opened in Russian bank
• VO60200: Debiting of RUB banking account of non-resident opened in Russian bank using bank card

Group 70- Non commercial transactions

• VO70010: Payment of taxes and duties and other dues by non-residents to residents in cases different from those indicate in the Code 70120
• VO70030: Payment of alimony, pensions, inheritance, benefits, grants, gifts and donation by non-residents to residents in cases different from those indicate in the Code 70120
• VO70050: Payment of salaries, author and other remuneration under civil agreements by non-residents to residents in cases different from those indicate in the Code 70120
• VO70090: Settlements connected with non-repayable financial aid from non resident to resident in cases different from those indicated in the Code 70100
• VO70100: Settlements connected with charitable assistance, fundraising, grants payments and other payments on nonrepayable basis from non-resident to resident
• VO70110: Settlements of non-resident in favor of resident related to the payment of insurance indemnity under insurance/reinsurance agreement
• VO70120: Settlements of non-resident in favor of resident related to the execution of the court decisions
• VO70200: Other non-commercial settlements of non-resident in favor of resident in cases different from those indicated in the Codes 70010, 70030, 70050, 70090, 70100, 70110, 70120
• VO70900: Settlements of non-resident in favor of resident related to return of excess amounts received from non-commercial transactions

Group 99- Other settlements on transactions not directly specified in the Groups 01 – 80

• VO99010: Return to resident of erroneously debited (credited) amounts
• VO99090: Settlements on transactions not directly specified in the Groups 01 – 08 in cases different from these specified in Codes 99010, 99020

SGD – Singapore Dollar, USD - United States Dollar

• Beneficiary Bank Information:
  • SWIFT BIC
  • Full name
  • Address
• Ultimate Beneficiary Information:
  • Account number
  • Full name (no initials)
  • Address
• Purpose of Payment:
  • Purpose of Payment is recommended

Central Bank: For additional information, please refer to http://www.mas.gov.sg/

ZAR – South African Rand, USD - United States Dollar

• Beneficiary Bank Information:
  • SWIFT BIC
  • 6-digit Branch/Sort Code
  • Full name
  • Address
• Ultimate Beneficiary Information:
  • Account number
  • Full name (no initials)
  • Address
• Purpose of Payment:
  • Purpose of Payment is recommended

Central Bank: For additional information, please refer to http://www.resbank.co.za/ For Tax payments, include the unique 19 character Payment Reference Number (PRN) in the payment details

USD - United States Dollar

• Beneficiary Bank Information:
  • SWIFT BIC
  • Full name
  • Address
• Ultimate Beneficiary Information:
  • Account number
  • Full name (no initials)
  • Address
• Purpose of Payment:
  • Purpose of Payment code is mandatory.

Central Bank: For additional information, please refer to http://www.bok.or.kr/eng/main/main.do

Imports

• 10101: Advance payment against import before customs clearance
• 10103: Payment against import after customs clearance
• 10201: Advance payment of transit trade import without customs clearance process
• 10202: Payment of transit trade/intermediary trade import without customs clearance process
• 10203: Advance payment against trade for the goods shipped outside of South Korea
• 10204: Payment against import for the goods shipped outside of South Korea
• 10206: Payment against trade for the goods shipped to South Korea

Other trades

• 10299: Other trade related payment
• 20103: Returned payment of payment against export after customs clearance
• 20299: Other trade related returned payment

Travel

• 30201: Business trip

Transport

• 31101: Air cargo fare
• 31102: Maritime cargo fare
• 31201: Air passenger fare
• 31303: Marine operation expenses
• 31999: Other transport except for marine and air

Insurance

• 32101: Insurance premium on life insurance contract
• 32199: Insurance premium on other insurance contract

Foreign direct investments

• 33101: Foreign direct investment related dividend payment
• 33102: Foreign direct investment related excessed dividend payment or dividend payment against liquidating FDI
• 33104: Interest payment against loan from parent direct invested company
• 33105: Current net income generated by branch in South Korea
• 33210: Interest payment against KRW mid-long term bond purchased by foreign investor
• 33301: Interest on the loan drawdown by government or public organization
• 33302: Interest payment against the long term (a year +) loan from the overseas direct invested company to South Korean companies
• 33303: Interest payment against long term loan from South Korean company (FD invested corporate included) to offshore affiliates vice versa
• 33306: Interest payment against short term loan from South Korean company (FD invested corporate included) to offshore affiliates vice versa

Other business services

• 35104: Leasing service (machine or equipment, etc.)
• 35201: Financial service fee (bank receipt)
• 35202: Financial service fee (non-bank receipt)
• 35302: Brokerage commission, agency fee, rebate, etc.
• 35701: Patent fee
• 35702: Fee for using trademark rights
• 35703: Fee for business rights, selling rights (franchise)
• 35704: Fee for using business process and design
• 35705: Royalty of intellectual property rights related to sound and image purchase/sale
• 35799: Royalty of other intellectual property
• 35801: Computer-related service
• 35802: Computer maintenance service
• 35803: Computer program purchase/sale price
• 35804: Fee for using Intellectual property related to computer software
• 35806: Telecommunication expense
• 35808: Book/newspaper fee
• 35901: Invitation cost
• 35902: Exhibition, seminar expense
• 35904: Purchase/sale of audio & video related right
• 35905: Education service
• 36001: Advertisement fee
• 36003: Market research, public opinion research service
• 36004: Legal service
• 36005: Accounting, auditing, and tax service
• 36006: Consulting service

USD - United States Dollar, EUR - Euro

• Beneficiary Bank Information:
  • SWIFT BIC
  • Full name
  • Address
• Ultimate Beneficiary Information:
  • Account number (IBAN)
  • Full name (no initials)
  • Address

Central Bank: For additional information, please refer to www.bde.es/bde/en.

CHF – Swiss Franc, USD - United States Dollar

• Beneficiary Bank Information:
  • SWIFT BIC
  • Full name
  • Address
• Ultimate Beneficiary Information:
  • Account number (IBAN)
  • Full name (no initials)
  • Address
• Purpose of Payment:
  • Purpose of Payment is recommended

Central Bank: For additional information, please refer to http://www.snb.ch/en

THB - Thai Bhat, USD - United States Dollar

• Beneficiary Bank Information:
  • SWIFT BIC
  • Full name
  • Address
• Ultimate Beneficiary Information:
  • Account number
  • Full name (no initials)
  • Address
  • Tax ID
• Purpose of Payment:
  • Purpose of Payment code is mandatory.

Central Bank: For additional information, please refer to https://www.bot.or.th/english. Supporting documentation may be required from the beneficiary.

Sending a wire to Thailand requires you to provide certain information, including the recipient's bank details and the purpose of payment code. The purpose of payment code is a six-digit code that indicates the reason for the wire transfer, such as trade in goods or services, investment, or personal remittance. Transactions of non-banks

• 318215: Authorized securities companies

Other service fees of private entities

• 318029: Financial service fees and commissions

Returns from investment and lending of private entities abroad

• 318042: Returns from investment and lending of private entities - Profits
• 318043: Returns from investment and lending of private entities - Dividends
• 318045: Returns from investment and lending of private entities - Other interest
• 318046: Returns from investment and lending of public entities abroad

Investments in affiliated businesses/branches

• 318062: Foreign direct investments
• 318065: Thai direct investments
• 318068: Real estate investments from abroad
• 318072: Investments in real estate abroad

Investments in securities

• 318076: Foreign portfolio investments

Thai portfolio investments in foreign markets

• 318213: Thai residents' investments in foreign securities abroad
• 318216: Thai residents' investments in Thai securities abroad
• 318171: Thai portfolio investment in foreign debt securities issued in domestic market (SNA)

Borrowings

• 318083: Foreign loans
• 318086: Foreign debt instruments

Other funds abroad

• 318212: Gains and losses from derivative transactions

Payments for goods

• 318233: Payments for gold

Depositing foreign currency with financial institutions abroad

• 318224: For investment in securities
• 318225: For other purposes

Transferring Thai baht to other non-resident baht account

• 318160: Transfer Thai baht to other nonresident baht account for swap transaction
• 318161: Transfer Thai baht to other nonresident baht account for other derivative transaction
• 318162: Transfer Thai baht to other non-resident baht account for purchase of equity securities
• 318163: Transfer Thai baht to other non-resident baht account for purchase of debt securities

USD - United States Dollar

• Beneficiary Bank Information:
  • SWIFT BIC
  • Full name
  • Address
• Ultimate Beneficiary Information:
  • Account number (IBAN)
  • Full name (no initials)
  • Address
• Purpose of Payment:
  • Purpose of Payment is mandatory.

Central Bank: For additional information, please refer to https://www.tcmb.gov.tr/

UAH – Ukrainian hryvnia, USD - United States Dollar

• Beneficiary Bank Information:
  • SWIFT BIC
  • Full name
  • Address
• Ultimate Beneficiary Information:
  • Account number (IBAN)
  • Full name (no initials)
  • Address
• Purpose of Payment:
  • Purpose of Payment code is mandatory.

• Due to Onshore restrictions:
  • Payments related to Humanitarian aid cannot be facilitated
  • Payments for purpose of payroll cannot be facilitated.
  • Payments for commercial purposes are supported. This constitutes settlements between residents and non-residents or export and import of goods (products, services, works, intellectual property rights and other non-property rights intended for sale/delivery against payment).
  • Payment details should contain the number and date of agreement/ contract/ invoice as well as the transaction code and a detailed purpose of payment

Central Bank: For additional information, please refer to https://bank.gov.ua/en/

Sending a wire to Ukraine requires certain information to be provided, including the recipient's bank details, and purpose of payment code. The purpose of payment code is a four/digit code that indicates the reason for the transaction, such as trade in goods or services, investment, or personal remittance. Goods

• 1221: Goods for general use/payment on delivery
• 1721: Goods for general use/prepayment and letters of credit
• 1251: Energy products/payment on delivery
• 1751: Energy products/prepayment and letters of credit
• 1551: Goods purchased in ports by transport organizations
• 1661: Non/monetary gold and other banking metals
• 1771: Resale products and commission agreements

Services

• 2481: Recycling services of material resources belonging to other parties
• 2041: Services in repair and maintenance
• 2303: Card payments and international payment system transfers
• 2305: Payments for traveler's checks
• 2307: Private transfers between residents or between non-residents
• 2311: Business travel
• 2315: Personal travel
• 2343: Sale or purchase of cash currency with individuals
• 2373: Payment for construction services
• 2375

Financing of construction works

• 2421: Insurance premiums under insurance contracts
• 2423: Insurance premiums under reinsurance contracts
• 2429: Insurance indemnity under insurance contracts
• 2431: Insurance indemnity under reinsurance contracts
• 2433: Auxiliary insurance services
• 2443: Financial services
• 2445: Guarantee providing fees
• 2475: Fee for using intellectual property
• 2351: Telecommunication services
• 2353: Computer services
• 2355: Information services
• 2489: Research and development
• 2485: Legal, consulting, audit services
• 2487: Advertising, marketing
• 2493: Architectural, engineering, and other technical services
• 2501: Waste recycling, services in agriculture
• 2483: Operational leasing
• 2503: Trading intermediary
• 2497: Other commercial services/other
• 2505: Audiovisual and related services
• 2507: Other services for individuals and services in the field of culture and recreation
• 2471: Services of permanent missions
• 2473: Services of other representative offices (except official ones)
• 2591: Government services

Transport

• 2133: Sea passenger transport
• 2135: Sea freight
• 2137: Other sea transport
• 2153: Air passenger transport
• 2155: Air freight transport
• 2157: Other air transport
• 2173: Automobile passenger transport
• 2175: Automobile freight transport
• 2177: Other automobile transport
• 2193: River passenger transport
• 2195: River freight transport
• 2197: Other river transport
• 2223: Passenger railway transport
• 2225: Freight railway transport
• 2227: Railway transport/other
• 2247: Pipeline transport
• 2249: Other auxiliary transport services
• 2251: Postal services and courier services
• 2253: Electricity transmission services

Primary income

• 2611: Salary
• 2623: Income from equity investment (direct investment)
• 2625: Loans interest from a direct investor
• 2627: Other income from direct investment
• 2645: Income from equity securities (portfolio investments)
• 2651: Interest on debt/general government sector
• 2653: Interest on debt/banking sector
• 2655: Interest on debt/other sector
• 2663: Interest on long/term loans/sector of general government
• 2665: Interest on long/term loans/banking sector
• 2667: Interest on long/term non/guaranteed loans/other sectors
• 2670: Interest on long/term guaranteed loans/other sectors
• 2673: Other income from other investments/banking sector
• 2675: Other income from other investments/other sectors

Secondary income (current transfers)

• 2853: Current transfers/general government sector
• 2863: Money remittances of workers who work abroad
• 2867: Other private transfers between a resident and a non-resident
• 2869: Social benefits
• 2871: Current transfers from other sectors/other

Capital account

• 3433: State transfers for investment purposes
• 3434: Other capital transfers/general government sector
• 3461: Transfers to investment purposes of other sectors
• 3462: Money transfers of migrants
• 3591: Purchase/sale of land by foreign representative offices
• 3592: Purchase/sale of intangible assets
• 3593: Land rent

Financial account - Direct investment account

• 4122: Transfer of funds to a direct investment enterprise (assets)
• 4132: Investments in real estate (assets)
• 4162: Direct investor loans/claims for non-residents (assets)
• 4163: Direct investor loans/obligations to non-residents (assets)
• 4172: Other capital in the form of direct investment (assets)
• 4221: Depositing funds into a direct investment enterprise (liabilities)
• 4231: Investment in real estate (liabilities)
• 4261: Direct investor loans/obligations to non-residents (liabilities)
• 4262: Direct investor loans/claims for non-residents (liabilities)
• 4271: Other capital in the form of direct investment (liabilities)

Portfolio investment - Foreign securities (assets)

• 5022: Securities representing the right to participate in capital (assets)
• 5026: Investment certificates (assets)
• 5042: Long/term and permanent debt securities (assets)
• 5044: Short/term debt securities (assets)

Portfolio investment - Domestic securities (liabilities)

• 5021: Shares and other documents certifying the right to participate in equity (liabilities)
• 5025: Investment certificates (liabilities)
• 6047: Overnight loans (liabilities)
• 6145: Short/term loans/general government sector (liabilities)
• 6245: Short/term loans/banking sector (liabilities)
• 6345: Short/term loans/other sectors (liabilities)
• 6063: Long/term bank deposits (liabilities)
• 6065: Short/term bank deposits (liabilities)
• 6067: Overnight deposits (liabilities)
• 6077: Funds in settlement and monetary coverage (liabilities)
• 6079: Deposits of individuals and legal entities/non-residents (liabilities)
• 6023: Other long/term liabilities
• 6025: Other short/term liabilities
• 7012: Monetary gold (reserve assets)
• 7022: Special drawing rights (reserve assets)
• 7032: Reserve position in the IMF
• 7042: Foreign currency (reserve assets)
• 7054: Other requirements (reserve assets)
• 8272: Cash flow on accounts until clarification
• 8273: Unclaimed payments up to 10 thousand USD
• 8282: Coverage of transfers from international payment systems
• 8336: Purchase (sale) of foreign currency for a national currency between resident and non-resident legal entities

Neutral operations

• 8441: Receipt (transfer) of transit funds to nostro accounts
• 8442: Cash flow between correspondent accounts of one Ukrainian bank
• 8443: Purchase (sale) and conversion of cashless funds between residents
• 8444: Other non/cash settlements between residents
• 8445: Purchase (sale) of cash foreign currency for non/cash transactions between resident legal entities
• 8446: Other neutral operations of residents with cash
• 8466: Cash flow between accounts of legal entities/residents in Ukrainian banks and their accounts abroad
• 8422: Non-resident investment accounts
• 8424: Settlements between non-residents
• 8425: Import (export) of cash foreign currency from abroad for the NBU
• 8426: Conversion of foreign currency between a resident and a non-resident
• 8427: Neutral transactions with cash non-residents
• 8428: Depositing (withdrawal) cash on transfers of international money transfer systems
• 8430: Other neutral operations involving non-residents
• 9112: Nostro and cash accounts/balance at the end of the period
• 9222: Loro accounts/ balance at the end of the period

AED – United Arab Emirates Dirham; USD - United States Dollar

• Beneficiary Bank Information:
  • SWIFT BIC
  • Full name
  • Address
• Ultimate Beneficiary Information:
  • Account number (IBAN)
  • Full name (no initials)
  • Address
• Purpose of Payment:
  • Purpose of Payment code is mandatory.

P2P payments are not permitted. Central Bank: For additional information, please refer to www.centralbank.ae/en.

• ACM: Agency commission
• AES: Advance payment against EOS
• ALW: Allowances
• ATS: Air transport
• BON: Bonus
• CCP: Corporate card payment
• CHC: Charitable contributions
• CIN: Commercial investments
• COM: Commission
• COP: Compensation
• CRP: Credit card payments
• DCP: Pre‐paid reloadable & personalized debit card payments
• DIV: Dividend payouts
• DOE: Dividends on equity not intra group
• EDU: Educational support
• EMI: Equated monthly installments
• EOS: End of service
• FAM: Family support
• FIS: Financial services
• GDS: Goods bought or sold
• GMS: Processing repair and maintenance services on goods
• GOS: Government goods and services embassies etc.
• GRI: Government related income taxes, tariffs, capital transfers, etc.
• IFS: Information services
• IGD: Intragroup dividends
• IGT: Intergroup transfer
• IID: Intragroup interest on debt
• INS: Insurance services
• IOD: Income on deposits
• IOL: Income on loans
• IPC: Charges for the use of intellectual property royalties
• IPO: IPO subscriptions
• IRP: Interest rate swap payments
• IRW: Interest rate unwind payments
• ISH: Income on investment funds shares
• ISL: Interest on securities more than a year
• ISS: Interest on securities less than a year
• ITS: Computer services
• LAS: Leave salary
• LIP: Loan interest payments
• LNC: Loan charges
• LND: Loan disbursements
• MCR: Monetary claim reimbursements medical insurance or auto insurance etc.
• MWI: Mobile wallet cash in
• MWO: Mobile wallet cash out
• MWP: Mobile wallet payments
• OAT: Own account transfer
• OTS: Other modes of transport
• OVT: Overtime
• PEN: Pension
• PIN: Personal investments
• PIP: Profits on Islamic products
• PMS: Professional and management consulting services
• POR: Refunds or reversals on IPO subscriptions
• POS: POS merchant settlement
• PRP: Profit rate swap payments
• PRR: Profits or rents on real estate
• PRS: Personal cultural audio visual and recreational services
• PRW: Profit rate unwind payments
• RDS: Research and development services
• RNT: Rent payments
• SAA: Salary advance
• SAL: Salary
• SCO: Construction
• STR: Travel
• STS: Sea transport
• SVI: Stored value card cash-in
• SVO: Stored value card cash-out
• SVP: Stored value card payments
• TCS: Telecommunication services
• TKT: Tickets
• TOF: Transfer of funds between persons normal and juridical
• TTS: Technical trade‐related and other business services
• UTL: Utility bill payments
• CEA: Equity for the establishment of new company from residents abroad, equity of merger or acquisition of companies abroad from residents, and participation to capital increase of related company abroad
• PPA: Purchase of real estate abroad from residents
• DIF: Debt instruments intragroup loans securities deposits foreign
• FSA: Equity other than investment fund shares in related companies abroad
• FIA: Investment fund shares foreign
• DSA: Purchases and sales of foreign debt securities less than a year in the related companies
• DLA: Purchases and sales of foreign debt securities more than a year in the related companies
• FDA: Financial derivatives foreign
• AFA: Receipts or payments from personal resident’s bank account or deposits abroad
• SLA: Loans - drawings or repayments on loans extended to non-residents - short term
• LLA: Loans - drawings or repayments on loans extended to non-residents - long term
• LEA: Leasing abroad
• RFS: Repos on foreign securities
• TCR: Trade credits and advances receivable
• CEL: Equity for the establishment of new company in the UAE from non-residents equity of merger or acquisition of companies in the UAE from non-residents participation to capital increase of related companies
• PPL: Purchase of real estate in the UAE from non-residents
• DIL: Debt instruments intragroup loans securities deposits in the UAE
• FSL: Equity other than investment fund shares in related companies in the UAE
• FIL: Investment fund shares in the UAE
• DSL: Purchases and sales of securities issued by residents less than a year in the related companies
• DLL: Purchases and sales of securities issued by residents more than a year in the related companies
• FDL: Financial derivatives in the UAE
• AFL: Receipts or payments from personal non-resident bank account in the UAE
• SLL: Loans - drawings or repayments on foreign loans extended to residents - short term
• LLL: Loans - drawings or repayments on foreign loans extended to residents - long term
• LEL: Leasing in the UAE
• RLS: Repos on securities issued by residents
• TCP: Trade credits and advances payable
• GDE: Goods sold (exports in fob value)
• GDI: Goods bought (import in CIF value)
• GMS: Processing repair and maintenance services on goods
• PPL: Purchase on real estate abroad from non-residents
• DIL: Debt instruments intragroup loans securities deposits in the UAE
• FSL: Equity other than investment fund shares in related companies in the UAE
• FIL: Investment fund shares in the UAE
• DSL: Purchases and sales of securities issued by residents less than a year in the related companies
• DLL: Purchases and sales of securities issued by residents more than a year in the related companies
• FDL: Financial derivatives in the UAE
• AFL: Receipts or payments from personal non-resident bank account in the UAE
• SLL: Loans - drawings or repayments on foreign loans extended to residents - short term
• LLL: Loans - drawings or repayments on foreign loans extended to residents - long term
• LEL: Leasing in the UAE
• RLS: Repos on securities issued by residents
• TCP: Trade credits and advances payable
• GDE: Goods sold (exports in fob value)
• GDI: Goods bought (import in CIF value)
• GMS: Processing repair and maintenance services on goods
• PPL: Purchase on real estate abroad from non-residents
• DSF: Debt instruments
• REL: Reverse equity shares in the UAE
• RDL: Reverse debt instrument in the UAE
• DLF: Debt instruments intragroup loans, deposits, foreign (above 10% share)
• LDS: Debt instruments intragroup securities in UAE
• REA: Reverse equity shares abroad
• RDA: Reverse debt instruments abroad
• FSL: Equity other than Investment fund shares in non-related companies in UAE
• LDL: Debt instruments intragroup loans, deposits in UAE (above 10% share)
• AFL: Receipts or payments from personal non-residents bank account in UAE

USD - United States Dollar, GBP - Great Britain Pound, EUR - Euro, INR - Indian Rupee

• Beneficiary Bank Information:
  • SWIFT BIC
  • SORT code (if applicable)
    • If given a sort code, please include it in the payment details field.
  • Full name
  • Address
• Ultimate Beneficiary Information:
  • Account number (IBAN)
  • Full name (no initials)
  • Address

Central Bank: For additional information, please refer to http://www.bankofengland.co.uk/