Navigate to the Accounts tab and click Move money > Send money. Then, you’ll have the opportunity to add a vendor, choose a payment method (ACH, check, or wire), and send.

To connect your payroll provide follow the steps below:

Step 1: Navigate to Accounts > Business accounts and select the checking account you’d like to set up payroll for.

Step 2: Click Manage Settings > Payroll connection > Manage.

Step 3: Select your payroll provider from the dropdown menu. If you don’t see it on the list, you can type it in manually.

Step 4: Select whether you’d like to connect via ACH debit or reverse wires.

Step 5: Connect directly with your payroll provider to update your account and routing number. You can find these by selecting the checking account from the Accounts page. Your account information will be visible under Wire Instructions.

See this Help Center article for more details.

Your Brex business account is made up of three different financial services: checking, treasury, and vault. For more information on each, please refer to the section below:

Checking: The checking account lets you move money to and from your external vendors. You can have anywhere from 1 to 240 checking accounts by following the steps in this article for each new account. The checking account is a Demand Deposit Account held at Column National Association, Member FDIC, in the name of the customer’s legal entity. Up to the first $250k within your checking accounts will be FDIC-insured.

Treasury: Funds in your treasury account are invested in a money market fund with Dreyfus (DGVXX), which you can read more about in this article. Your treasury account is provided by Brex Treasury LLC, a FINRA/SEC-registered broker-dealer (“Brex Treasury LLC”). Each Brex business account comes with one treasury account , from which funds can be transferred to or from your checking account with a processing time of one business day or less by following the steps in this article. Your treasury account cannot send or receive funds from external sources.

Vault: The vault account is also offered by Brex Treasury LLC. The funds allocated to your vault account are swept out to Brex Treasury LLC’s cash sweep program banks in order to receive up to $6M in total FDIC-insured coverage. Each Brex business account comes with one vault account, from which funds can be transferred to or from your checking account with a processing time of 1-2 business days by following the steps in this article. Your vault account cannot send or receive funds from external sources.

You can easily transfer funds between accounts by clicking on Accounts > Brex business accounts > Move money > Transfer between accounts. Alternatively, you can set up automatic transfers between your account types by clicking Manage Settings > Automatic transfers. Transfers between checking accounts are typically processed instantly. Transfers between checking and treasury scheduled before 3 pm ET, and transfers between checking and vault scheduled before 1 pm ET will be processed by the end of the same day.

For your primary Brex business account, you can choose a custom percentage or specific dollar amount for allocating funds between FDIC-insured cash and high-yield money market funds (MMF).

You can change the allocation strategy for your primary business account at any time by following the steps below.

Step 1: Go to Accounts > Business accounts.

Step 2: Select the Brex business account you’d like to change the allocation for > Account settings > Select Manage allocation.

Step 3: In the side panel, select Custom allocation> Change allocation.

Step 4: Set preferences for handling future deposits. Either maintain the same percentage split or set a cap for how much you’d like swept into FDIC-insured bank accounts or money-market funds (MMF).

Account admins can create up to 240 individual checking accounts to better organize funds. For instance, admins can create dedicated checking accounts to manage accounts payables, receivables, or payroll each with their own unique auto-transfer rules.

Note: If you are using a Brex business account for your credit limit, your credit limit is determined by the aggregate balance of the primary checking, treasury, and vault accounts. If you have daily payments, it will also still debit from your primary checking account, and the limit is the sum of the primary checking, treasury, and vault account. Learn more.

To create an additional checking account, follow the steps below.

Step 1: In your Brex dashboard, navigate to Accounts > Add account> Add checking. Alternatively, click on Add new checking account at the bottom of the table.

Step 2: Review the account features.

Step 3: Create a name for the account to help you differentiate it from other Brex business accounts (i.e. “Accounts Payable”). Click Next.

Step 4: Review the Terms & Conditions and if you agree, click Finish.