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The first corporate credit card for startups

No personal guarantee, instant card access, and game-changing rewards—all on the Mastercard network. Now that’s disruptive.
Applying for Brex will not affect your credit score.
Rewards for Brex Exclusive
Make Brex your exclusive corporate card and get in on the most valuable rewards program available with no cap on what you can earn.

New: Remote collaboration rewards to keep your team connected.
Learn more.

on rideshare
Uber, Lyft, taxi, scooter. However you want to get there, you’ll earn points on every ride.
on brex travel
Book flights and hotel stays with Brex and redeem rewards points for travel.
on restaurants
Earn points back on dining and coffee shops. Great for team lunch or treating candidates.
on recurring software
Turn your subscriptions into cash back—Salesforce, GitHub, Slack, anything you can put on a card.
on everything else
Earn points for all your spend, including big ticket items like digital ads and servers.
More cardholder perks
Get discounts on the top services in the startup ecosystem. Learn more about partner offers.
The smartest corporate card for startups.

Advanced fraud protection

You’re never liable for unauthorized transactions. We keep your account secure with 24/7 fraud monitoring.
Your bank account stays more secure with Brex versus a debit card, since cardholders can never withdraw cash.

No personal guarantee

Brex for Startups doesn't require a personal guarantee, credit score, or security deposit from founders—giving you 10-20x higher limits than traditional corporate cards.

Worldwide acceptance

Take your card anywhere—it’s part of the World Elite Mastercard® program and accepted in over 200 countries.
No foreign transaction fees, and no need to set travel alerts.
A better, more secure solution than debit
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Modern underwriting
no personal liability
Brex underwrites your company, not you. Applying for Brex for Startups won’t affect your credit score and does not require a personal guarantee.
Higher limits
Spending limits are typically 10-20x higher than those of competing cards.
build business credit
Brex reports your on-time payment information to Dun & Bradstreet and Experian to help you build up business credit history.
Brex was so easy to set up. Our team saved so much time with our accounting system integration, and our employees never have to worry about saving receipts anymore.
julien lemoine,
Co-Founder and CTO at Algolia

Faster, smarter setup

Brex underwrites your business with higher limits and helps build business credit.
Instant signup
Instant signup
Get approved in minutes. Simply provide information about your company and link your corporate bank account. No personal liability, credit checks, or security deposits needed.
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Virtual cards are perfect for online transactions and subscriptions since they can’t be lost. Physical cards arrive in 3-5 business days.
Add your team
Add your team
Instantly issue new cards to your team and dynamically set cardholder limits through the dashboard. You can also give your accountant extra oversight with bookkeeper access.
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Track and control your spend
capture receipts
Get the Brex app for easy expense tracking. Upload your receipts and we’ll automatically match them to your statement. You can also submit receipts via text and email.
add your team
Instantly add new users, issue cards, and set and track specific spending limits for everyone on your team.
expense management
Easily analyze employee spend and simplify month-end reconciliation. We integrate with QuickBooks®, NetSuite®, Expensify®, and Xero™.
The per-user card limits and unified reporting features save us money and make expense management much easier for our CFO.
ben pleat,
Founder and CEO at Cobu
Am I eligible to apply?
Brex works for corporations and other forms of non-individual liability companies. Brex underwrites with Employer Identification Numbers (EINs), not Social Security Numbers, so consumers, sole proprietors, and other unregistered businesses are ineligible. Only companies organized and registered in the United States (such as C-corps, S-corps, LLCs, or LLPs) may apply for a Brex Account.

Consumers, sole proprietors, unincorporated partnerships, and companies registered outside the United States are not permitted to use, or attempt to open or use, a Brex Account. There are also some prohibited activities and businesses that we cannot support.
How does Brex make money?
Brex doesn’t charge you fees or interest. Instead, we simply receive a small fee from the merchant for each purchase you make with your Brex card.
What are the payment terms?
Your expenses are consolidated over 30 days into one monthly payment that is deducted automatically from your company bank account.
How is my limit determined?
Credit limits are based on the cash you've raised and/or equity in your company, alongside your company spending patterns.
Will applying affect my credit score?
Brex only reviews your company’s credit history when evaluating your application. Applying, regardless of outcome of your application, will not affect your personal credit score.

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©2020 Brex Inc. “Brex” and the Brex logo are registered trademarks.The Brex Mastercard® Corporate Credit Card is issued by Emigrant Bank, Member FDIC. Terms and conditions apply. See the Brex Platform Agreement for details.Brex Inc. provides a corporate card. Brex Treasury LLC is an affiliated SEC-registered broker-dealer and member of FINRA and SIPC that provides Brex Cash, a program that allows customers to sweep uninvested cash balances into certain money market mutual funds. Investing in securities products involves risk, including possible loss of principal. Neither Brex Inc. nor any of its affiliates is a bank. Please see for important legal disclosures.