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Introducing Brex cash
It’s time to replace your bank account
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Replace your bank account with Brex Cash

  • Earn an industry-leading 1.39% yield*
  • Pay zero fees on ACH and wire transfers
  • One account with the Brex credit card
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* 7-day yield as of 12/5/2019
Request early access
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Built for 
startups

Earn an industry leading yield on your cash.

Get the cash management account with an industry-leading 1.39%*, well over standard bank rates of 0.06-0.16%.¹ Your deposits are stored in a low-risk government money market fund, and your funds are made available exactly when you need them.

* 7-day yield as of 12/5/2019

Pay no fees on ACH and wires.

When we say zero transaction fees, we mean it. Inbound and outbound wires cost $0, and we’ll never require you to keep a minimum balance. Sound easy? That’s because it is.

Get payments done faster.

Brex Cash helps you move money faster. Send ACH and wire payments in less than a minute, whether you’re running your payroll, paying a vendor, or dialing up your ad spend.

One account.
Card, meet Cash.

Brex Cash integrates seamlessly with your Brex credit card so everything’s in one place. When you use them together, you’ll get higher spending limits to keep up with your growth.

Earn Brex points on every payment.

Get 200 Brex rewards points² per ACH and 50 points per wire transaction, every time. There’s no cap on what you can earn. Even when you’re running payroll.

“”

Brex Cash solves my company’s payment needs and earns us valuable returns and rewards on our capital — giving me the additional runway I need to manage my business. It’s so much faster and simpler to use than my old bank.²
Jaleh Rezai, Co-founder and CEO, MutinyHQ

Talk to our team, any way you want.

Get support from our expert team by chat, email, or phone in under two minutes.

Trusted by thousands of companies.

Thousands of growing businesses already trust Brex as their corporate credit card, processing billions of dollars in payments.
We’re here to help with any questions.
Read how it works
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Start investing in your growth with Brex Cash.
Seamlessly integrate with your Brex credit card, earn higher yield, and get rewards any way you pay. There’s no minimum balance to get started.
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a
What type of account is Brex Cash?
Brex Cash is a cash management account that acts as a combined checking and savings account. Brex Cash gives you same-day liquidity of funds to send and receive ACH and wire transfers, while also giving you a high yield on all of your cash, not just funds in a savings account.
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Are my funds protected?
Yes. Brex Treasury is member of SIPC, which protects securities customers up to $500,000 - more information can be found at www.sipc.org . Brex Cash deposits are not FDIC insured because deposits with Brex Cash are used to purchase securities on behalf of our customers, not held as cash deposits in a bank. Brex Cash is not a bank.
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How is the high yield paid out to me?
All funds in the Brex Cash account earn the same yield (there are no minimums), and the daily rate can always be found at the bottom of the Brex Cash website. Yield is earned on a daily basis and distributed into the Brex Cash account on a monthly basis.
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Is there a minimum balance required to earn yield?
No — there’s no minimum balance required to earn the higher yield that Brex Cash offers on your account. All of the funds in your account earn the same yield, which is earned on a daily basis and distributed into your account on a monthly basis.
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How do I get on the waitlist?
You can sign up for the waitlist on the Brex.com/cash website, however you must be an existing Brex Corporate Card customer to get access to Brex Cash. If you don’t already have the Brex Corporate Card, you can sign up for the card to bump up your spot on the waitlist. A licensed Brex rep will be in touch as soon as we are ready to onboard you.
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What fees do you charge?
Brex Cash charges no fees, including fees for wire transfers. Unlike other financial institutions for businesses, Brex does not charge monthly maintenance fees, overdraft fees, minimum balance fees, returned deposit fees, check fees, inactivity fees, or other fees of this nature. However, as part of its cash sweep program, Brex Treasury, LLC does collect distribution/referral fees (also known as 12b-1 fees) from participating money market mutual funds for the trade and placement of securities. Please see brex.com/cash and the applicable fund prospectus for details.

(1) Based on a Lending Tree analysis of interest rates offered by 13 banks and credit unions compared to the yield offered by the money market mutual funds underlying Brex Cash. Interest and yield may not be directly comparable. Interest represents the return earned on bank deposits and yield is a measure of investment return. In addition, there are material differences between bank deposits and investment products, including costs and expenses, rates of return, liquidity, safety, guarantees or insurance, and potential fluctuation of principal. Brex Treasury LLC is not a bank and funds are not insured by the Federal Deposit Insurance Corporation (FDIC) or any other government agency.

(2) This testimonial may not be representative of the experience of other clients and is not indicative of future performance or success. Investing involves risk, including possible loss of principal.

Funds deposited in your Brex Cash brokerage account will be swept to one or more money market mutual funds. These funds are independently managed and are not affiliates of Brex Treasury LLC.

You could lose money by investing in a money market mutual fund. Although the fund seeks to preserve the value of your investment at $1 per share, it cannot guarantee it will do so. An investment in the fund is not insured or guaranteed by the Federal Deposit Insurance Corporation (FDIC) or any other government agency. The fund’s sponsor has no legal obligation to provide financial support to the fund and you should not expect that the sponsor will provide financial support to the fund at any time. Although the fund’s board has no current intention to impose a fee upon the sale of shares or temporarily suspend redemptions if the fund’s liquidity falls below certain levels, the board reserves the ability to do so after providing at least 60 days’ prior written notice to shareholders.

Investors should consider the investment objectives, risks, and charges and expenses carefully before investing. Brex Treasury LLC does not charge transaction or account fees. However, money market funds bear expenses and fees. See program disclosures and the applicable fund prospectus for details and other information on the fund. Contact us for a copy of the fund prospectus and recent performance data. You should read the prospectus carefully before investing.

Securities in your account protected up to $500,000. For details, please see www.sipc.org

Brex Cash is not available to all investors. This is not an offer, solicitation of an offer, or advice to buy or sell securities, or to open a brokerage account in any jurisdiction where Brex Treasury LLC is not registered.

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© 2019 Brex Inc. “Brex” and the Brex logo are registered trademarks.

The Brex Mastercard® Corporate Credit Card is issued by Emigrant Bank, Member FDIC. Terms and conditions apply. See the Brex Platform Agreement for details.

Brex Inc. provides a corporate card. Brex Treasury LLC is an affiliated SEC-registered broker-dealer and member of FINRA and SIPC that provides Brex Cash, a program that allows customers to sweep uninvested cash balances into certain money market mutual funds. Investing in securities products involves risk, including possible loss of principal. Neither Brex Inc. nor any of its affiliates is a bank. Please see brex.com/cash for important legal disclosures.