New
Introducing Brex cash
It’s time to replace your bank account
x
welcome to the

Brex Learning Center

Credit cards are complicated...

And a little bit of understanding of the systems can go a long way. Whether you’re applying for your first corporate credit card or trying to protect yourself from credit card fraud, getting educated is one of the first steps to getting the most out of your credit card usage.
Credit cards and loans can provide an enormous advantage to your business, but both carry with them a lot of caveats in the form of complex scores, fraud protection systems, and usage terms. Knowing how all these work and are interconnected can help you figure out how to get the highest credit limits, best payment terms, and maximize the value loans and credit cards can provide your business.

How cash management works

Understand the full features of financial products for effective cash management.
browse all articles
Whether you’re an individual or a business, cash management allows you to control your cash flow effectively. Having a full insight into your inflows and outflows means that you can plan for future payments and maintain financial stability at all times. With that in mind, cash management is easier when you have a full understanding of the financial products and services available to you. From the advantages of online invoicing, through to knowing how long a wire transfer takes, learn about the ins and outs of corporate and individual cash management with Brex.
arrow
What is a cash management account?
arrow
What is an account hold?
arrow
What is a remittance?
arrow
What are your banking options when starting a business?
arrow
What is a direct deposit?
arrow
How long does it take to transfer money?

How corporate credit cards work

Not every employee needs the maximum credit limit for their day-to-day jobs.
If you’re running a business, the last thing you want to do is put all of your expenses on your personal credit card. It can do substantial damage to your personal credit score if your business encounters any major issues — or shuts down. Corporate credit cards also offer an incredible suite of benefits for its users, depending on the type of card you have. You can get access to fraud protection, zero liability, virtual credit cards. Your issuer may also offer you benefits like cardholder perks in the form of discounts or deals, or a rewards point system. Learn everything you need to know about how a corporate credit card works, and how to get the most out of your corporate credit card.

How loans and credit scores work

Card issuers won’t let you go wild and buy whatever you want on your credit card.
Your credit score is going to determine a lot about what kind of credit card or loan you’re going to be able to get. A higher credit score means you’ll end up getting more favorable terms and higher limits, while a lower score might mean you don’t get a credit card in the first place. There are many different kinds of business credit scores, like the Dun & Bradstreet business credit score, Equifax business credit score, and Experian business credit score. Vendors, banks, and issuers will be monitoring all of them — so it’s important to know how to make sure you maintain a high business credit score. Learn how loans and business credit scores work, and how you can maximize the value you get out of all your lending with a higher business credit score.

How credit card fraud & security works

Consumers aren’t the only ones who should worry about credit card fraud.
Using a credit card comes with an incredible set of advantages. But it also opens you up to more ways for criminals to steal your information and commit fraud. Whether you lose your card or an account gets hacked, you’ll have to stay vigilant in order to protect yourself from credit card fraud. Fortunately, there are a lot of proactive measures you can take in order to protect yourself. Thieves will try to use malware, phishing, and other kinds of methods to attempt to steal your credit card information — and you should be aware of all of them. Learn everything you need to know about how credit card fraud works, and how to best secure your credit card details to protect yourself from theft and fraud.
Curious what all these complex or arcane terms mean?

Find out in our glossary section

LEARN MORE
Brex
Product
Brex for StartupsBrex for EcommerceBrex for Life SciencesBrex CashPricingMobile AppFraud & SecurityFAQ
Rewards
Contact
Resources
Legal
© 2019 Brex Inc. “Brex” and the Brex logo are registered trademarks.

The Brex Mastercard® Corporate Credit Card is issued by Emigrant Bank, Member FDIC. Terms and conditions apply. See the Brex Platform Agreement for details.

Brex Inc. provides a corporate card. Brex Treasury LLC is an affiliated SEC-registered broker-dealer and member of FINRA and SIPC that provides Brex Cash, a program that allows customers to sweep uninvested cash balances into certain money market mutual funds. Investing in securities products involves risk, including possible loss of principal. Neither Brex Inc. nor any of its affiliates is a bank. Please see brex.com/cash for important legal disclosures.