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Credit cards don’t need to be complicated
Credit cards and loans can provide an enormous advantage to your business, but both carry with them a lot of caveats in the form of complex scores, fraud protection systems, and usage terms. When it comes to anything financial, a little learning goes a long way. Whether you’re applying for your first corporate credit card or trying to protect yourself from credit card fraud, getting educated is one of the first steps to getting the most out of your finances.
If you’re running a business, the last thing you want to do is put all of your expenses on your personal credit card. It can do substantial damage to your own credit score if your business encounters any major issues—or shuts down. A corporate card gives you access to fraud protection, zero liability, virtual credit cards. Your issuer may also offer you benefits like cardholder perks in the form of discounts or deals, or a rewards point system. Learn everything you need to know about how a corporate credit card works, and how to get the most out of it.
Whether you’re an individual or a business, cash management allows you to control your cash flow effectively. From the advantages of online invoicing through to knowing how long a wire transfer takes, learn about the ins and outs of corporate and individual cash management with Brex.
A higher credit score means you’ll end up getting more favorable terms and higher limits, while a lower score might mean you don’t get a credit card at all. There are many different kinds of business credit scores, like the Dun & Bradstreet business credit score, Equifax business credit score, and Experian business credit score. Vendors, banks, and issuers will be monitoring all of them, so it’s important to know how to make sure you maintain a high business credit score. Learn how you can maximize the value you get out of all your lending with a higher business credit score.
Using a credit card comes with an incredible set of advantages. But it also opens you up to more ways for criminals to steal your information and commit fraud. Whether you lose your card or an account gets hacked, you’ll have to stay vigilant in order to protect yourself from credit card fraud. Fortunately, there are a lot of proactive measures you can take in order to protect yourself. Thieves will try to use malware, phishing, and other kinds of methods to attempt to steal your credit card information — and you should be aware of all of them. Learn everything you need to know about how credit card fraud works, and how to best secure your credit card details to protect yourself from theft and fraud.