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FAQ

Contact us at sales@brex.com or call us directly at (833) 228-2044
Where can I use my Brex Card?
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Brex cardholders can use their cards at any of the millions of merchants across 200 countries where Visa is accepted.
How much does it cost?
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Please see our pricing page.
Why are people switching to Brex?
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Brex is easy to start—it offers a fast, simple, online application rather than the paper-based, 30-day+ drawn-out process offered by other cards. Brex is also great as you grow offering higher limits supported by an integrated software suite that makes expense management, accounting, and budgeting simple and easy.
How does Brex track receipts differently?
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Using a combination of artificial intelligence to read receipts and the rich transaction detail we get from our processing system, we can match receipts to transactions on our cards instantly and accurately. Other third-party software relies on older technology with delayed posting and cannot match a transaction without additional steps by your employees.
How does Brex save me time?
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Expense reporting is time consuming. Brex reduces the time employees spend on expense report processing and accounting by 50% or more. According to industry estimates, this leads to an average time savings of 26 minutes per employee per month. Brex is able to do this by integrating with your ERP and using tools like receipt capture to help you quickly manage your receipts.
Can I carry a balance?
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No. The Brex corporate card must be paid back at the end of each statement period.
How long is my statement period?
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Brex offers 30-day statement periods.
How do I pay the bill?
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Brex offers hassle-free bill payment. We automatically debit your business checking account (the same account you link in the onboarding process) after your statement ends.
How does Brex underwrite?
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Brex underwrites businesses—not people—so individuals' credit scores are not affected. Brex considers factors relevant to your business: your investors, your cash balance, and spending patterns, and sets your limit accordingly.
What rewards does Brex offer?
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Brex offers the most valuable rewards program for startups, through a combination of rewards points, partner offers, and access to the Brex Travel portal. A comprehensive explanation of the Brex points program and a list of partner offers currently accessible to Brex customers can be found at brex.com/rewards.
What is Brex Travel?
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Brex Travel aims to simplify business travel for Brex customers by allowing users to book flights, hotels, and Airbnb stays directly through the Brex platform. Brex customers earn rewards points on bookings and can also use points to pay for travel through the platform. A comprehensive explanation of the Brex Travel platform can be found at brex.com/travel.
What is Brex Exclusive and how do I qualify?
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Brex Exclusive is a status that gives you access to the highest rewards multipliers and allows you to earn the most points on your spend. In order to qualify for Brex Exclusive, you need to make Brex your exclusive corporate card for your business.
What rewards do I get if I am not Brex Exclusive?
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If you do not qualify for Brex Exclusive, you will still earn 1 point per dollar spent on all transactions. In addition, you have access to exclusive partner offers and to the Brex Travel portal. A comprehensive list of partner offers currently accessible to Brex customers can be found at brex.com/rewards.
What can I redeem rewards points for and how do I redeem them?
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You can use Brex rewards points to pay for travel booked through Brex Travel or redeem points for a statement credit by applying your points to a specific transaction on the Brex dashboard.
When are points available to redeem?
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Points earned on a given transaction are available as soon as the transaction clears - usually within two days.
Why is Brex Rewards the best rewards program for startups?
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Before launching rewards, Brex did rigorous analysis on its customer spend to understand what startups buy and which companies they buy from with one goal in mind: build a rewards program that is tailored to startups and provides the best value. Over 1 year, an average startup using Brex as their exclusive corporate card will earn at least 30% more annually from rewards points with Brex than with competitor cards. In addition to points earned while spending, Brex Rewards includes access to exclusive, high-value offers relevant to your business needs worth over $25,000 in value, compared to typical signup bonuses worth ~$500. You can find more details on the analysis at brex.com/rewards.
Can I build credit with Brex?
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We partner with Experian to report your company's on-time payment history. This means you can build up valuable corporate credit history simply by using Brex.
Who can be a customer?
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Brex offers corporate cards. Corporations and other forms of non-individual liability companies are great Brex customers. Brex underwrites with Employer Identification Numbers (EINs), not Social Security Numbers, so consumers, sole proprietors, and other unregistered businesses are ineligible. Only companies organized and registered in the United States (such as C-corps, S-corps, LLCs, or LLPs) may apply for a Brex Account. Consumers, sole proprietors, unincorporated partnerships, and companies registered outside the United States are not permitted to use, or attempt to open or use, a Brex Account. There are also some prohibited activities and businesses that we cannot support.
Why do I have to link my bank account?
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Brex uses a unique underwriting algorithm that is specific to your company. In order to offer a card that doesn’t impact your credit score, or require a security deposit, we need access to business data—and by linking your bank account we have the information we need to set your limit.
Can I really issue every employee a credit card?
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Yes. With the Brex platform you can easily manage employee corporate cards and set specific limits and controls to monitor spend.
What will my limit be?
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Limits are based on the cash you've raised / equity in your company and your company spending patterns. Find out your estimated limit here.
For specific inquiries, email: support@brex.com.
What integrations do you offer?
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Brex integrates directly with QuickBooks®, Xero™, NetSuite®, and Expensify®, with more integrations coming soon.
Still have questions? Contact Brex
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Email: support@brex.com
Phone: 1 (833) 228-2044

Ready to Start

Every startup needs a corporate card. Why not Brex?